Bad habits
Overdraft! OverBoard!
If I was a magician I would have saved all my powers and tricks for this day when i went overboard with the overdraft of my best friend bank account. I had just started a job with two rideshare companies as a delivery driver. In order for me to get paid I needed a traditional bank account and not a prepaid card. So my best friend who was my ride or die had a bank account that was just in hibernation. Not even having a second thought, I quickly asked him could I use his Navy Federal Bank account for my pay/ he said here is my account number and pin number, just make sure you keep it in a safe place. I said Thank you so much , I truly appreciate it. You are more than welcome Will, that’s what fiends are for right. Yes sir you are absolutely right. As I proceeded out the house to pick up my next order, the wheels in my head started turning. So I I started this 1 man conversation with myself saying i need some extra money so that I can turn up a lil bit this weekend, and I'm not going to get paid until next weekend. Umm, I wonder if he has that overdraft protection on his account. I’ll see if i can withdraw that and then i'll just pay it back once I get paid. I just have to find a way to put it back so that he wont find out.
william kellyPublished 3 years ago in ConfessionsI bought an iPhone 12 for £1 and now I’m broke
I must confess I’m not actually broke but I did suffer the consequences of my actions. My poverty mentality almost ‘killed’ me. I’ve been through it my whole life ‘Save money for the rainy days, take advantage of discounts and if there’s anything that costs less money… BUY IT!’ NO MATTER WHAT! This is a consequence of growing up poor and always being afraid of losing money. You want to get everything you can so in case you end up with nothing, you have a backup plan.
Alessia MavakalaPublished 3 years ago in ConfessionsTemptation
The cold winter winds violently hits me in the face as I walk to my bus stop. It is the middle of January and my junior year of highschool, a lot of my friends are either seniors are out of school. I‘ve always hung around the older crowd, I just felt like they related to me better then my peers. I really hated school ever sense I was a kid but boy did I love the girls. Sense I could remember I always had this charm and it seemed to carry with me to highschool, from making out, car dates, and even hooking up. The girl I have been talking to for about six months now, Ari, it has been the longest relationship I‘ve ever been in.
nikkoPublished 3 years ago in ConfessionsRegrets?
This is a story about how Nicole Laurent fucked up her life (with a commercial voice). No, just kidding this is just a story about how she´s a joke for life.
Nicole LaurentPublished 3 years ago in Confessions55 DAYS SOBER
Hello everyone :) My name is Kim, or as most people know me Kimmiekins. I am 34 years old, and I wanted to share with you my journey of going sober, and how its helped my anxiety and overall mental health. My hope is that by writing this I can help someone, and let them know that they are not alone.
Kimmiekins4Published 3 years ago in ConfessionsThe Labyrinth of a Roadside Hotel
I’d never had a Black Manhattan before, in fact, I’d never even heard of a Black Manhattan before that cool August night in the year before the Great Pause. In spite of this lack of familiarity, I’d had an onslaught of the things while sitting alone at a semi-upscale bar to cap off my girlfriend’s business trip before returning to the hotel at the edge of Nashville to polish off what must have been the equivalent of the Federal Reserve in booze that she’d stowed away inside the fridge before she herself returned.
ShlunkaPublished 3 years ago in ConfessionsAddicts Hurt Themselves and Others 4
Story 15 Tonight I am disappointed. My husband is away at training for a job, in a college town. Surprise surprise he’s drinking on a Tuesday when he has training tomorrow and has spent over $100 tonight when we’re barely scraping by right now, we are literally living at my parents house rent free because we just moved across the country. He drinks almost all week and says it’s to calm his thoughts. I really never thought of him as an alcoholic up until recently and I don’t know why I never did, his family is full of alcoholics and all the signs are there. I’m so sick of this, I’m pregnant with our second child overall just extra emotional, I’m so sick of it, but he is our only income right now since I stay home with our 3 year old and I’m so tired of dealing with him, feeling like a babysitter all the time. I feel bad to say but don’t know why I let the pregnancy happen and why I thought it would be OK. Why bring another child into this mess... I can literally feel my heart aching 😥
John Charles HarmanPublished 3 years ago in ConfessionsLife after getting scammed
Where do I even start? As the global pandemic hit and I am a student I decided that I wanted to try and make some money online. This is where I made my first mistake. My immediate go to was Instagram after seeing all these YouTube videos about talking to people online and getting paid for it. I know really the chances of finding genuine people are very slim ! I began messaging 2 people who obviously were not who they said they were. Although I was sceptical I went along with it. I never knew I could be so gullible. I was told I would receive $5,000 all I had to do was pay a fee to make the transaction available. (I used PayPal). I was then told I had to pay over $500 and then another $500. So now I’m already down quite a bit of money. I then realise what is happening and tell the man that I am going to sue him. He then threatens to kill me if I do and he sends me a photo of a gun. The 2nd man I was talking to also promised me money and when I paid the “fee” to make a transaction I lost another $500. I then went online to look for some help and I was very scared and confused and had lost so much money that I worked hard for. I was then introduced to cyberspace (although who knows what the name has been changed to as it changes constantly to scam people). I paid them over $200 after emailing back and forth with a worker and then they told me that to get my money back that they had “recovered '' that I had to pay them $1,000. It was at this moment I realised I had been fooled. How could I keep being so gullible and thinking that everyone I would come in contact with was a good person. I have lost the courage and motivation to interact with people anymore. I feel that I can’t trust anyone. When sending money I also used Skrill which locked my account for no reason and asked for personal details which I provided so that my account would be unlocked. I have been emailing them since late October and it is now mid April and I have yet to receive any help. I am now broke and broken inside. How could I be so foolish. Why was I foolish enough to believe strangers when I barely believe the people that I am surrounded by. Even before this incident I had severe mental health issues and now my world is completely shattered. I haven’t told anyone of my pain and unfortunate circumstances as I don’t want to rely on anyone yet it is really weighing down on my mind. I felt that I had to share my story to make sure others don’t make the mistakes I made. Please be careful in this world. My life fell apart and I have not made any of the money back. Of course I then tried various other methods of trying to gain the money back like gambling. I only spent $20 in total hoping that I would be able to double or even triple it. I was in panic mode so I thought any little thing I did could help me. I researched the internet on ways to make money online and believe me I have tried so many websites I've lost count. Spoiler alert none of them work. It is difficult to be accepted by online companies, especially when you don't have specific qualifications. So word to the wise. When looking for financial gain in a sketchy way please think of my misery and make good choices.
Alexa MargaretPublished 3 years ago in ConfessionsStaying In My Lane
Life is funny until it's not. Being partnered with someone who is an alcoholic/addict is no bed of roses. Time after time, I have told myself, just run, go as fast as I can and get out of this horrible situation that has become your life.
Susana ShadowsPublished 3 years ago in ConfessionsApril Fool's Vignettes
Funny you should bring it up, considering that just recently we had April Fool’s Day. What I will share is personal, still makes me giggle, yet sometimes I wonder if it is too mischievous.
Tamara Tatevosian-GellerPublished 3 years ago in ConfessionsAddictions
Marie and Becky walked into the crowded meeting while chatting and sat down at their usual place. It was a very large meeting and often had a hundred people attend. After sitting Marie looked at the table at the end of the hall and saw cake. They only had cake at meetings when someone was celebrating their anniversary. And this meeting had the best cake. After she sat her pocketbook and water bottle down, she went over to the table and got a piece and then sat back down. She ate it in less than two minutes.
Jennifer Marie LibertiniPublished 3 years ago in ConfessionsThe Game: The Bowerbird Versus the Turtle
The Game We step inside the tiny little second-hand thrift store. The smell of old lace, moth-balls and musty unwashed garments float through the air. I shoot a stern look at my little sister. Game on.
Melissa Angius SalvatorePublished 3 years ago in Confessions