IVF Cost Calculator: How to Calculate IVF Cost

Anybody who has spent a decent amount of time trying to decode how exactly IVF costs are calculated would agree on one thing — it can be extremely confusing. IVF is still such a taboo topic, with female infertility and male infertility still being topics to be discussed in hole-and-corner, it becomes extremely difficult for the couple to get credible IVF-related queries answered. It seems as if every center and hospital is following a completely different costing and while some leeway can exist for differences such as the experience of the doctor and embryologist, facility of inhouse labs, superior quality consumables and injections, and infrastructure, it is perplexing to decipher how to decide upon the costs that you are supposed to pay.

People often spend days and months trying to find out the closest to accurate prices for IVF procedures, calling up clinics, and visiting hospitals to obtain a clear idea about the money they are required to spend on IVF procedure — along with questions such as What would be the cost like if the IVF cycle fails? What about subsequent costs? Would the clinic be able to provide an affordable cost for IVF treatment? What all do I need to ask the IVF doctor?

We understand the complexity of finding the right resources to help you determine the cost because we are contacted by many couples seeking IVF — Who have no idea how to accurately come to a cost estimate that would have no hidden costs and 100% transparency. We have done a very extensive blog post covering every aspect of IVF Costs which helps you prepare for IVF treatment physically, financially, and emotionally.

IVF Costs can be classified into IVF cycle cost, Injections and Medications cost and Cost for additional treatment if any complications were to arise.

While IVF cycle cost includes consultations, initial ultrasounds, lab charges, consumables and media charges, embryo services, ovum pickup, embryo transfer, and tests such as Sperm Analysis, they form the base charges and exclude the cost for injections and medications. This is because different people require a different dosage of Gonadotrophin injections in order to increase IVF treatment success rate, something we have spoken about in detail here.

Injections and medications are given to the patient to mature multiple eggs in the ovary so that multiple eggs can be harvested for IVF thereby improving the success rate for the IVF cycle. The fact that some more procedures are required becomes more evident as the IVF treatment progresses since complications can arise during IVF treatment and it is important to treat them too for a successful IVF. knowing what all to keep in mind while saving up for IVF is very important to not be caught off guard with “Hidden Costs”.

We at IVF Junction aim to ensure that any possibility of confusion is rectified and people can easily clear doubts related to IVF. IVF should be accessible to all and not being able to understand the costs and financing shouldn’t be a reason for a couple to not be able to access IVF treatment. IVF Junction’s motto is that everyone who dreams to get IVF treatment should be able to access credible, authentic, and reliable information so that they are able to make the best decision for themselves.

How is IVF Treatment Cost Decided by the IVF centers?

Since IVF Treatment consists of consultation, ovarian stimulation, egg retrieval, sperm retrieval, fertilization, embryo transfer, and pregnancy test, it is understandable to want to know the Cost of individual procedures and how they build up to the total cost. There are several tests, ultrasounds, examinations, and consultations that might come up during the IVF treatment depending upon individual requirements.

We understand it becomes cumbersome for people seeking IVF to calculate and add these costs, especially when you’re still confused about whether or not you want to get the IVF treatment. IVF Junction has launched a useful tool that would help everyone understand IVF Costs. This absolutely free-to-use tool helps couples get an idea of how much their IVF treatment might cost, anywhere in the country.

To use the IVF Junction Cost Calculator, simply fill in your details such as name, email ID, mobile number, and query. Now the IVF Junction Cost Calculator Tool would show up, having an option to choose a “Basic” package calculator and “Premium Package Calculator”. Once you choose between basic or a premium package, An automatically selected base amount that would be the “IVF Cycle cost” is already accounted for in the calculator, all you have to do is add whatever else your IVF treatment requires — Injections, Medicines, ICSI, General Procedures (Such as Hysteroscopy and Laparoscopy), egg donor, embryo freezing and surrogacy. Adding the procedures that you have been asked to undergo by your Fertility doctor would automatically add the cost of it. This would give an idea of what are the cost parameters you are going to be looking at when you start your IVF treatment.

What Makes IVF So Expensive? Can It Be Made Affordable?

IVF is a highly personalized treatment. No two IVF couples can be the same, and the differences must be respected when we provide IVF treatment to couples. IVF treatment is a costly treatment, that’s because it’s highly specialized. The doctor who performs IVF treatment needs to be not only very well trained but also have a great amount of experience. The labs, whether they are the preferred in-house labs of the IVF clinic or labs they have collaborated with, need to be compliant to the highest of quality standards. The injections and medications are available of different qualities but you need to be administered the dosage you require for a successful IVF. It absolutely does not make sense to try to save money when it comes to IVF — simply because what we’re discussing here is regarding the birth of a new individual, and nothing should compromise the safety of this procedure.

Financing has changed the way consumers can avail products and services everywhere — and healthcare is no exception. The major benefit of being able to finance Infertility Treatments is that you have absolutely No Compromise on the quality of the treatment, while the treatment is made affordable to you. IVF Junction has also launched an EMI Calculator that allows you to understand how the cost of IVF treatment be if you would like to get the IVF treatment financed. Financing is an option that lets you avail the IVF treatment by paying small monthly installments of money instead of the complete amount at once. This ensures that the couple isn’t immediately burdened by the finances of IVF, but instead, they can pay monthly affordable EMIs. This allows IVF to be accessible to all, making it a highly specialized infertility treatment that can be made affordable.

To use the EMI calculator, simply enter the Loan Amount (The amount of money you would like to be financed and paid in smaller monthly installments) and the tenure (The time period in which you would be able to pay back the loan amount and interest) and the IVF Junction EMI calculator would automatically calculate for you the Loan EMI, The Advance EMI, the Advance Amount, and the Rest EMI based on the subvention charges (Interest applied on the amount). For example, if your loan requirement for IVF treatment is of 1,00,000 INR for a tenure 8 months, the cost calculator would show the loan EMI to be 12,500, the advance amount to be 31,700–32,500, and the number of Loan EMIs you need to pay in future that is 6. This means that to avail this loan you need to pay an advance of 31,700–32,500 and after that for 6 months you need to pay 12,500 each month.

This would help you understand exactly how you would be paying for the monthly EMIs of your Fertility loan. IVF Junction helps you with the documentation, support and representation that you require while opting to take an IVF loan. IVF Junction provides you all the educational as well as practical support when it comes to preparing Physically, emotionally and financially for IVF. We take complete care to provide you with all the knowledge that you require when it comes to IVF and financing options — because we understand the amount of pressure you already are feeling and how financial management can quickly add to it. Our experts have analyzed the financial side of the treatment for you, making it economical and easy to access for all, so that you can focus on taking care of yourself and be stress-free when it comes to managing the finances for the IVF treatment.

Let us Help you on your IVF Journey

We know the journey that you are going through — it is something that only couples seeking IVF treatment truly understand. You have our utmost respect and also any support that you require. Feel free to ask any questions, in a completely judgment-free environment at the IVF Junction Support Forum and talk to our expert Psychologist.

While IVF journey can feel like a lonely one to take, it is important to realize that there are people who are more than willing to provide you with unconditional support. You have multiple resources that you can use to maximize your IVF benefits and make this journey a fulfilling one. If you don’t know where to start, or if at any point you feel that you have hit a roadblock, feel free to get in touch with us at IVF Junction. For us IVF isn’t just a fertility treatment, it’s our dream to make IVF accessible to all and help people from all walks of life realize their parenthood dreams. We aim to make the IVF ecosystem less intimidating, more welcoming, accessible, and inclusive and every action we do here at IVF Junction is to take us closer to that goal.

Source : https://ivfjunction.com/blog/how-to-calculate-ivf-cost/