personal finance
The ABCs of personal finance and investing; how to invest wisely and grow your wealth.
Becoming a Doer
The word procrastinate comes from Latin, "pro" (forward) + "crastinus" (belonging to tomorrow). So in a nut shell when we say we have trouble procrastinating it means that we tell ourselves that we'll do it tomorrow—or some other magical time when we have the time, energy, or money. When it comes to money and financial planning I've seen that there are four main reasons we procrastinate.
Isaiah GoodmanPublished 5 years ago in Trader10 Signs an Investment Platform Won't Work for You
Failure to pick the best investment platform could result in your funds getting eaten away by outrageous trading charges, exit penalties, and admin fees. Regardless of whether you’re a first time investor or an individual stockholder looking to streamline their shares and funds in the stock market, choosing the right investment platform is the most important first step.
Roland BarnesPublished 5 years ago in TraderThe 10 Best Udemy Courses for Retirement Planning
You've been working and saving up your whole life. This is the moment you've been waiting for. Unfortunately waiting is not preparing.
Timothy KohutPublished 5 years ago in TraderHow Much Money Do You Need to Retire?
A while back, I was talking about my retirement plans with a friend of mine. I have a Roth IRA, along with a small stock portfolio. It's not much, but it's a start. Lately, I've been working on beefing up the ol' retirement fund in hopes of being able to retire at one point or another.
Cato ConroyPublished 5 years ago in TraderMaking Money Goals
This is what I want you to do. Save up $1,000 as an emergency fund. Once you have it, do not touch it and put it into a savings account with your bank. Earning at least a little interest on your money. Pay off your debt, tackle it from smallest to largest. Once debt free, you want to earn interest on money and supplement your income. To get debt free you want to lower your expenditures and maximize earnings. To do this work seven days a week if that's what it takes. I currently work at a pizza place and a sub shop. I do surveys when I'm at home and I earn $700 to $2000 per year off of this method alone. You too can follow the link in this text for the top cash paying survey sites. I've researched them for a long time to find them and it will save you a lot of time looking for them.
Marcus AzariaPublished 6 years ago in TraderWhat's a Robo-Advisor?
Financial planning can be one of the most difficult strategies to perfect in our lives. Every day, people spend thousands of dollars on financial advisers and planners to ensure that their money is invested in a safe place. However, in today’s modern age, there is now online software that can handle all of this for you, and for a low cost.
Patty RamsenPublished 6 years ago in TraderA Comfy Retirement Is a Luxury Denied to Many…
A time will come when you’re ready to give a big middle finger to the monotony of everyday employment and wade peacefully in the waters of uninterrupted retreat, travel, family, hobbies, or just infinite boredom and nudeness. Well if you haven’t yet thought about how you’re going to fund those 25 to 30, “I’m going to do what the hell I want” years, you’re bound to die working. That is, unless you think you’ll be able to live on the projected social security retirement benefits that will fall right around $1,300 a month. This amount could be even less if you choose to start receiving your social security at the earliest age of 62, which is only a 75 percent payout. You’d have to wait four years longer at the age of 66 to receive 100 percent of what you’re entitled to. Who the hell wants to work all their life just to struggle once they step into their golden years? We’d be idiots to concentrate and rely on this one resource of retirement funding. Let’s not put all of our eggs into a single government basket—we must invest in ourselves!
Harris CartelPublished 6 years ago in Trader10 Reasons Why Savings Are an Investment
When most people think of the term "investment," they tend to think of a handful of different things. They may think about their retirement accounts, like their 401(k) plans or a Roth IRA they have added money to. Others, if they're into shopping, may think of an investment piece, like a Henri Bendel purse.
Cato ConroyPublished 6 years ago in TraderMaking Money From Your Money
With the internet being a way of life nowadays, there are so many options for banking. Being no longer limited to the local banks around you opens up much more possibility for getting the most out of your hard earned cash. After all, who doesn't love making money doing virtually nothing?
How to Prepare for Retirement Like Dave Ramsey
Over the years, there have been tons of finance gurus who have offered up excellent advice to the average man. There's no shortage of personal finance advice you can read, and no shortage of mavericks, either.
Skunk UzekiPublished 6 years ago in TraderHow To Make Extra Income
I have touched on that I run a couple of business ventures outside of my full-time job. And there are some very important points to drive home:
New-Gen MoneyPublished 6 years ago in TraderThings You Are Most Likely Wasting Your Money On
In order to invest, you will need to have money—at least, in most circumstances. With wages being stagnant while everything increases in price, it's hard to actually amass enough money to invest. That's why it's so important to save money any way you can.
Ossiana TepfenhartPublished 6 years ago in Trader