personal finance
The ABCs of personal finance and investing; how to invest wisely and grow your wealth.
Financial Reality
Money has always been somewhat of a taboo subject matter in my family. Every time anything was mentioned about finances the topic was quickly changed into something different. I know my family has always struggled financially and growing up I wanted to do anything I could to not follow in the footsteps of being imprisoned by debt. Today, I took a good hard look at my financial situation and reality set in. I have not done a very good job at straying from the harsh realities of being in debt. I could probably blame part of this on ways of the economy and the rising prices, but when it comes down to the nitty gritty all the blame is placed on myself, alone. I am the one that chose to buy a new car and I am the one that decided to go to college.
Courtney FrazerPublished 5 years ago in TraderBudgeting: The Blue Print to Financial Success
I worked in the financial services from June 2005 until July 2016. 11 years. 11 years of helping my clients achieve their financial goals. During my years working in the financial industry, I worked in affluent markets, mostly with well-to-do customers, but I had clients who were struggling financially as well. The one thing all my successful clients did: They had a monthly budget which they adhered to with strict discipline.
Kubvoruno DzimiriPublished 5 years ago in TraderBecoming Dynamic
We just celebrated St Patrick's Day, and I wanted to talk about the "Gold at the end of the Rainbow": Retirement. Have you ever heard someone talk about having their "number" for retirement?
Isaiah GoodmanPublished 5 years ago in TraderHow to Get Your Finances in Order
According to a NerdWallet survey, 64 percent of Americans currently have credit card debt or have faced debt in the past. Although facing your finances head-on might seem like a stressful task, it can be made easier with organization. A lack of organization can actually harm your finances more than being short on cash because simple things like losing track of bills can lead to late fees, and not keeping track of your checking account can cause overdraft fees. With that in mind, here are some tips for getting your finances in order and staying organized.
Claire PetersPublished 5 years ago in TraderLet's Not Play Catch Up
One of the damaging ways that generations fail or what keeps us from progressing is when you let problems, enemies, or circumstances get in between your family. I am very passionate about family, family legacy, support, growth, and faithfulness. In this particular write-up, I want to focus on the financial struggle and why it seems like others are progressing and building wealth. How can we better prepare, prevent, and establish more opportunities for the next generation, especially in the black community? In the near future, I will touch on more specific ways and alternatives to move forward, but now its more about getting the focus on the topic.
Jarrod FosterPublished 5 years ago in TraderBecoming Efficient
What do you think of when you hear the word "taxes?" Some people think it's theft! Some people think they are needed for the US to thrive as a nation. And they think people who make more money should pay the most taxes. From what I've found with our clients, most people think of taxes as a necessary nuisance.
Isaiah GoodmanPublished 5 years ago in TraderWhat a Recession Means for Your Portfolio
It's no secret that experts have been warning about an upcoming recession. The Fed's rates have been getting traders talking. Economic strength factors have been faltering. President Cheeto-in-Chief's trade policies haven't been helping, either.
Iggy PaulsenPublished 5 years ago in TraderThe Most Toxic Beliefs About Money People Have
The American Dream is one I very strongly relate to. It's a dream that means you can be the next major rags to riches story. We hear stories of people attaining the dream every single day—from Puff Daddy, to Warren Buffett, to Bill Gates.
Cato ConroyPublished 5 years ago in TraderTop 10 Money Podcasts in 2019
Is there anything more useful than money? Money can make it possible for you to achieve your dreams, live safely, and also help you achieve the kind of life you want to see. Money is great—but only if you know how to handle it.
Riley Raul ReesePublished 5 years ago in TraderHow to Improve Your Credit Score Fast
The other day, my spouse decided to take a look at his FICO score—and he was distraught. His score wasn't the high score that he hoped it to be. When he told me, he immediately thought he should call up a credit repair company.
Cato ConroyPublished 5 years ago in TraderBecoming a Cash Flow Pro
Be honest. When you hear this question, what is the first answer that pops into your head? “What would help you with your budget?”
Isaiah GoodmanPublished 5 years ago in TraderBecoming Goal Oriented
We're starting off with "Becoming Goal Oriented: Planning Your Goals." What does that have to do with money? Everything. Have you heard of the book Start with Why by Simon Sinek? If you haven't, go check it out! The main concept is this, begin with the end in mind. I want you to start thinking about the goals you have for you life. Buying a home, paying off loans, sending kids to college, sure those are the typical ones I hear. Those are fine, but what about traveling to Germany to see your homeland. Or starting your own business, getting in shape—all of these things in our lives typically take money. The lives we want to live and the goals that we have for our lives take money to accomplish them. It may not be a ton of money, and we can be frugal and get deals and be smart, but it.still.takes.money (insert handclap emoji).
Isaiah GoodmanPublished 5 years ago in Trader