personal finance
The ABCs of personal finance and investing; how to invest wisely and grow your wealth.
10 Facts About Credit Cards You Might Not Know
Ah, the credit card. It’s about as ubiquitous as you can get. Slightly over half of all payment transactions now happen with a credit card or a debit card—and that number is expected to grow as years pass.
Ossiana TepfenhartPublished 6 years ago in Trader10 Simple Ways To Get Out Of Debt
Unless you're related to a billionaire family, chances are that you will eventually get into debt. It could come from anything—an accident, a decision to go to college, the choice to buy a house, medical issues... We've all been there.
Ossiana TepfenhartPublished 6 years ago in TraderHow To Negotiate Stock Options Offers at a New Job
Nothing is quite as thrilling as getting a new job offer. It's a time when you feel like anything is possible. Maybe you'll be their rising star! Maybe you'll get promoted! Who knows? Maybe you'll finally find a group of friends in your industry and get the amazing life you've always wanted intact.
Iggy PaulsenPublished 6 years ago in Trader10 Biggest Mistakes People Make After Retirement
If you have ever gone to college, you've probably seen the following scenario play out more than once: A kid was heavily monitored by parents, never allowed to do anything fun. The kid goes to college, parents release the reins and let the kid succeed with minimal intervention. Once the kid goes on campus, he goes nuts and starts drinking, smoking, and screwing everything in sight. Within three years, the kiddo becomes a burnout and works at McDonald's.
Cato ConroyPublished 6 years ago in TraderBest Personal Finance Blogs to Read
If there's one topic I've become obsessed with reading about, it's money. I love learning how to make money, save money, and spend money more efficiently. Money is the best tool out there, and it's one that you can grow on your own—if you know how.
Ossiana TepfenhartPublished 6 years ago in TraderAdvantages of Owning vs Renting a Home
Homeownership. Say it with me. Home ownership. Sounds nice, right? You can almost see the white picket fence, the dog in the backyard, and the car in the driveway when you say it. Maybe it's in the suburbs outside a big city, or maybe it's a nice farm out in the middle of nowhere. No matter where it is, it sounds so nice.
Sasha KonikovoPublished 6 years ago in Trader- Top Story - May 2018
Ways to Save for an Emergency Fund on a Budget
It's no shocker that having cash on hand is great. A little bit of free money can help you get out of an emergency situation that would cost way more on credit, or worse, just be downright devastating if you didn't have money to avoid it. Even every trader should have an emergency fund.
Cato ConroyPublished 6 years ago in Trader Things You Must Realize in Order to Make Your First Million Before 30 Years Old
Being a millionaire by 30 is something almost every young person has dreamed of. After all, money is way more fun when you're young enough to enjoy it in its entirety. Thousands of people reach their first million dollar net worth every day—and there's really nothing that says that you can't be one of them eventually.
Ossiana TepfenhartPublished 6 years ago in TraderMoney Matters: The Money Trap
Are you tired of not being able to take that dream vacation? Do you constantly find yourself doing nothing but paying interest on top of interest? Do you want to make a better future for yourself, your kids, and your potential grandkids?
January GreenePublished 6 years ago in TraderHow To Decide Between Paying Off Debt and Investing
Most people in the United States have some amount of debt that they're trying to discharge. That's why people are looking for lists of student loan debt forgiveness programs, why credit card debt has reached $1 trillion, and why so many Americans end up declaring bankruptcy due to medical issues.
Cato ConroyPublished 6 years ago in Trader10 Benefits of Creating a Trust to Preserve Wealth
If you thought a will was going to allow you to have full control over where your wealth and properties were properly going to be distributed, you'd be wrong. It won't satisfy your needs if you want distributions spread over an extended period. However, a trust fund can actually give you full control over all of what you own and even have the power to distribute your wealth to anyone after your death. And so many people lean towards a trust fund rather than a will, even if they weren't so wealthy. It's the best type of fund to consider when you own a lot and want to pass it down to family or friends.
Jules FortmanPublished 6 years ago in Trader- Top Story - April 2018
How Much You Should Have Saved by Every Age
Saving money is essential for living comfortably, especially in your later years. It's important to start saving as early as possible, with your investments gathering interest as you get older. Your gains will only grow more each year. It also shows you a disciplined method of spending your money and develops good financial habits. Just saving a dollar a day can add up and lead to some sort of financial stability. Here's how much you should have saved by every age.
Nick ParoniPublished 6 years ago in Trader