Does Medicare Pay for Hormone Replacement Therapy?

As you get older, you have to think about how you will continue to live your life. Switching to Medicare can leave you with a lot of questions about your coverage. Millions of people have Medicare, which is primarily for older adults over the age of 65. If you’re about to qualify for Medicare, it’s important that you know what services will be covered by the insurance. Here’s what you need to know about Medicare.

What is Medicare?

Medicare is insurance for those 65 and older, some younger people with disabilities, and those with end-stage renal disease. If you qualify for Medicare, you can receive one or more of the parts of Medicare. Medicare Part A, hospital insurance, covers hospital stays, nursing facility stays, and hospice care. Medicare Part B, medical insurance, covers doctors’ visits and outpatient care. Medicare Part D, prescription drug coverage, covers Medicare patients’ prescription medications. You are also about to receive Medicare Advantage, or Part C, which includes Parts A, B, and (often) D.

What is covered?

What is covered by Medicare depends on the type of Medicare you have. When you are enrolling in Medicare, think about what services you will be needing in the future and choose a plan that will cover these services. If you have low testosterone and are going to need male hormone replacement therapy, check with Medicare to see if it will be covered. In the event that a service you need is not covered, you’ll want to make sure you have the savings or the secondary insurance necessary to pay for the service.

If you are worried that you will need to spend time in a nursing facility as you age, make sure you are enrolled in Medicare Part A. Someone who takes daily prescription medication will need to enroll in Medicare Part D. If you’re concerned about situations arising that you can’t foresee, enroll in Medicare Advantage. This will give you the most coverage and you won’t have to stress about your insurance not paying for certain services or medications. Ultimately, it’s important that you take the time to consider all the plans offered by Medicare and decide what you will and won’t need. If you’re worried about needing long-term care, you’ll want to make sure you have a separate insurance, because Medicare will not cover long-term care.

How do I get it?

Medicare can seem complicated, but with the right help you’ll be enrolled in no time. Easy Medicare helps you compare your options and decide what will best suit your needs. The site offers plenty of guides to Medicare and open enrollment, which can help you prepare for enrollment. Make sure you reference the important dates so you don’t miss open enrollment. If you’ve recently moved or lost your current coverage, you might be eligible for special enrollment, but otherwise you will have to enroll during the open enrollment period. Knowing what kind of coverage you have and what services will be paid for is extremely important as you get older, so take advantage of the resources available online and make the right choices for your health and finances.

When you reach age 65, you want to enjoy your retirement and your free time. You don’t want to worry about your health insurance. With Medicare, you can rest assured that your needed services and medications are covered, and with Easy Medicare, you can feel confident that you are enrolling in the right insurance.