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15 Reasons You Should Never Move In With Someone Before Getting Married

For most people, moving in with someone is a significant step. It's also something that can be taken at any time before marriage, as well as after. But while the time to move in might vary wildly from person to person and relationship to relationship, there are some significant points most can agree on.

By BingBingMoneyPublished 2 years ago 7 min read
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If you’re considering moving in with your significant other before heading down the aisle, there are a few things that you should know first. This blog post contains 15 of those reasons. Some are practical, some are serious, but most are just common sense.

1. It’s a huge financial decision.

Once your wedding is over, the honeymoon will be over eventually. You’re probably already struggling to make ends meet and buying a new home isn’t the solution.

If you’re renting an apartment or condo, you will be responsible for paying all the bills and month after month, year after year.

It doesn’t matter how much of a great relationship you have with your new roommate.

He or she is going to want their own place in the future and it will become a money pit as well.

2. Starting a family is difficult enough as it is.

If you make the choice to move in together before you’re married, it’s likely that you will have a baby in your first year of marriage.

This can set you back financially for years because you’re on maternity leave and will be looking for a job that pays well but allows for flexibility when it comes to having children.

It can be disastrous if both of you aren’t really ready for the responsibilities that come with having children, not to mention the financial strains that come with housing two adults and a child.

3. You don’t have to wait for a down payment.

If you do get married, you don’t need to wait for years before buying a home because you already own one together.

You will be spending your hard-earned money on things that are scalable and go up over time, so there’s no point in waiting to buy a home even though you can afford it now.

Move in with your significant other and start the journey of building wealth together.

4. Hiding assets is easier if they’re not under the same roof as you are.

If you’re in the process of hiding money from your significant other, maybe it’s best to do it when they aren’t paying for 6-months of electricity and water.

If you plan on hiding assets from your spouse, it’s a lot easier to do so if they aren’t living under the same roof with you.

If one of you is taking care of the finances and hiding assets at the same time, this will put a hole in your finances very quickly.

5. You won’t be able to trust someone else to take on some of those financial responsibilities.

Most people are terrified of financial responsibility, especially when it’s taken over by a spouse.

In the end, you will be stuck with most of your household responsibilities and will have no one to turn to if things go wrong (no matter how little they go wrong).

You may find yourself in a situation where you have no choice but to speak about your financial situation with your significant other.

If this isn’t something that both of you are willing to do, it’s probably a bad idea from the start.

6. Your final move-out date is sure to be moved up soon after you move in together.

If you move in together, it’s likely that one of you will be moving out sooner than you had planned.

It might be due to a change in careers that requires one of you to move or the fact that your significant other doesn’t like living with someone else.

You may have moved in together and thought it was going to last forever, only to find out a year later that there are problems.

This is why it’s better to move into separate homes so that this unwanted change isn’t put on hold.

7. You may find yourselves fighting over your bank account.

When you move in with someone who likes to spend money, you will most likely end up spending more than you had planned.

This can lead to fighting over your bank account and other shared or non-shared accounts.

If your significant other is willing to pay for their share of the expenses, but you’re not willing to do the same, it’s never a good idea.

If one of you is unwilling to help with the financial responsibilities, this may cause tension over time.

8. It’s easier to keep your financial records private if they aren’t under the same roof as you are.

Most people only think about this when they’re married and have children, but if you are dating, there are some things that are just easier to keep a secret.

If you choose to move in together for the sake of having more privacy, you may find yourself wondering why things have changed so much after marriage.

You may also wonder how this relationship turned out so bad in the first place.

9. You might end up sleeping on the couch or even the floor if your significant other doesn’t want to contribute financially.

This could be something that is common sense, but it’s easy to forget if one of you has been living with someone before marriage.

You may end up sleeping on the couch or even on the floor for a period of time if your significant other is not willing to contribute financially.

There’s nothing wrong with doing this, but it is an indicator of trouble in the making.

If you have a commitment ceremony, you will be spending a lot of time together and there’s no need to get married just so one of you can sleep on the couch.

10. Dating after marriage is likely to be difficult because your significant other won’t be able to help with child-rearing.

This is another point that is obvious, but it doesn’t make it any less true. If your significant other doesn’t have the desire to live with you for the sake of raising children, there will be a lot of difficulty in this relationship.

There are a lot of people out there who have been married for 15 years because they share the same values and goals; they help each other with child-rearing in the process.

It’s not something to be taken lightly because if one person isn’t on board, you may end up hating one another soon after marriage.

11. You both might be moving into separate homes.

If you’re married, you might find yourself moving in with your significant other. This could be due to careers changes or the fact that one of you is interested in living with someone else.

If neither of you are on board with this idea, it can cause a lot of stress not to mention arguments and disagreements.

You may find someone else out there who would be willing to share the costs and responsibilities of living together, or you may end up buying a house for your own purposes thanks to the money saved by not having two mortgages since one person has their own home now.

12. It could end your marriage.

This is another obvious tip and yet a lot of people still ignore the fact that it’s possible to marry someone and change everything about yourself after the honeymoon period.

There are some people out there who think that you can get married and change all of your values, beliefs, and morals to match whoever you marry.

You may end up with a sign that says “marriage is forever” when you look at it backward, but if this isn’t something you’re interested in or don’t have time for in life, it could have lasting effects on your marriage.

13. Living together will feel like you’re already married.

If you are serious about your relationship, it’s a good idea to stay at separate homes for the sake of your privacy and the fact that you aren’t feeling trapped in a marriage before it even happens.

You may find yourself wanting to move in together after some time, but that doesn’t mean it has to happen right away.

This can also be dangerous because if he or she isn’t willing to move, then you will feel trapped and like there is something wrong with the relationship.

14. It could increase your stress levels and lead to depression, anxiety, or drug abuse problems.

As mentioned above, moving in together can lead to stress and other issues with your self-esteem.

You may even find that this relationship is affecting you negatively enough that you have to seek professional help.

If one of you isn’t on the same page with what this relationship means to the other, it’s never a good idea.

If you are needing help or no longer feel good about yourself, it could be because of an unhealthy environment or the fact that you are now living with someone else.

15. This is a recipe for disaster from the start.

There are a lot of things that make it difficult for a marriage to work out when one or both of you move in together after the honeymoon period.

This is because you are both trying to prove yourself and solve any issues that may have caused problems within your relationship.

In addition, there might be more stress as a result of living together than if both parties stayed in their own homes.

If you have found yourself wanting to separate after dating continuously, there’s no reason to put that idea on hold or risk everything by moving in together.

Finally

If you want to be a happy and successful couple, it’s important to remember that your marriage will never happen if you base your decision on how things appear.

You may be able to change things in the future, but it’s not going to happen automatically or quickly.

It’s always better to plan for the long term and make sure that you have time to truly get to know each other before committing to marriage.

You are much less likely to have issues or disagreements if both people are willing and ready for commitment.

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BingBingMoney

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