The day I received my Marketing Degree, my Dad starting referring to me as a "Master Manipulator." I'd love to say it was affectionate, but I'm not sure it was. He would point his finger at me every time adverts came on the TV, unaddressed mail came through the letterbox, or "Sale" signs appeared in the local mall.
Throughout the history of the US market, there has always been a certain, accepted risk when it came to any individual willing to take the chance with their own money. A small amount of knowledge into any sort of security investment or trading platform will lend you the idea that any market movement comes with a calculated risk.
According the a survey by consumer watchdog Which?, a quarter of British adults could only afford Christmas by borrowing. Three in twenty are still paying off debts from Christmas 2012 and four in ten adults admitted to using credit cards to buy essentials such as food during the festive period. According to a separate study, Britons have an average credit card debt of just under £3,000. It is estimated that over 2.5 million adults will take longer than six months to clear the debt they accumulated from their Christmas spending. Assuming you had an average level of credit card debt, what would be the cheapest card to use to pay down that debt? With credit card providers falling over themselves to offer ultra-long interest-free balance transfer deals, here we will look at which credit card would provide the cheapest way to clear this level of debt.
With the economy in the gutter we can only ask ourselves how we as a country can improve it. How we as residential citizens may be affected in the short run and in the long run. Like always we as citizens are worried mostly about how our lifestyles may change with decisions made by policy makers and other government officials. We try to analyze every aspect about our economic lifestyles and question policies such as health care, taxes, tariffs and trades. It is certain that there needs to be change to improve and push our economy forward. However, what we change is the bigger issue, only the policies that are impacting society in a greater negative way rather than a positive one need change. Raising minimum wage has been in the radar of a lot politician’s campaigns and has been a very important topic in public opinion. Whether we should raise it or not has been one of more notorious debates and I believe that we as a country should fight and vote to keep and raise minimum wage in accordance to the constant growth of inflation.
Some taxpayers are of the perception that they can only claim their own children on their tax returns, as legitimate dependents. Taxpayers, however, can also claim on as dependents, other persons who they support financially. Under tax law, these persons may qualify to be their “Qualified Relatives.” This person has to be someone who you actually supported financially for the tax year in question, but there are four basic tests that must be satisfied, to determine if you are eligible to claim that individual as your qualifying relative.
For an unmarried taxpayer, filing Head of Household (HOH) can have substantial financial benefits over filing as a single status taxpayer. In filing as Head of Household, one enjoys lower tax rates and a larger Standard Deduction. So if you are unmarried at the end of the tax year, you may consider filing your taxes using the favorable Head of Household (HOH) filing status, if two basic conditions are met.
The general rule for married folks filing their tax returns is that they can ONLY use file as Married Filing Jointly (MFJ) or Married Filing Separately (MFS). Most married folks will typically choose to file Married Filing Jointly (MFJ). Obviously, they choose this filing status because of the favorable tax treatment the IRS allows married couples who choose to file together.
Learning to do your own taxes is not as daunting a task as your tax professional might want you to perceive it to be. Actually, tax preparation software has come a long way in the past few years, making it so easy for you to prepare your own taxes, that it’s virtually impossible not to be able to understand the process, even with absolutely no knowledge of tax laws. There is an entire myriad of relatively inexpensive tax preparation software available today, which makes this all possible, and each will allow you to prepare and e-file multiple tax returns.
Well, for starters, please don’t have a heart attack!
Published 2 years ago
What is the consumer price index? It is an economic term that often gets a lot of coverage in financial news but whose actual meaning and definition remains elusive for the average person. The Consumer Price Index definition is officially known as the economic measure that examines the weighed average of the varied prices in a basket of consumer goods and services.
During a two-day, end-of-quarter series of meetings late last month, top officials at the US Federal Reserve unveiled their plans in the near future for managing the nation's economy.