Budgeting Made Simple

Track your spending, every dime,

Know where it goes, make it rhyme.

Use an app, or paper too,

See what’s coming, what’s due.

Set your savings, on repeat,

Automatic transfers, can’t be beat.

Even $20, starts to grow,

Slow and steady, let it flow.

Cut one thing, that’s not a need,

A coffee here, a snack indeed.

Pause a sub, or skip a buy,

Small changes, money will fly.

50/30/20, the rule so true,

Half for needs, the rest for you.

Save and pay off debt, too,

Balance brings peace, in all you do.

Set short goals, small and sweet,

$100 saved, you’re on your feet.

With every step, you’ll find your way,

Towards the future, day by day.