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Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth by T. Harv Eker

Why This Is an Incredible Self-Help Book

By Aubrey BerryPublished 3 months ago 6 min read

Have you ever pondered why some individuals amass wealth effortlessly, while others struggle financially despite immense effort? "Secrets of the Millionaire Mind" suggests a captivating theory: the key to affluence isn't just strategies or financial acumen but primarily one's mindset. This is why I’m reviewing this book, because while it does teach about growing wealth, the reason I love it is for the incredible mindset shifts Eker teaches within the pages of this book. T. Harv Eker delves deep into the psychological blueprints that differentiate the wealthy from the rest. So yes, reading this book will help you uncover the ingrained patterns and beliefs about money that might be setting your financial thermostat, and yes, you will learn how to recalibrate it for success, but this book is so much more than that. Let me show you why.

The Wealth Blueprint:

Explanation: The core tenet of Eker's teachings is the notion that each person has a unique blueprint for wealth and success that has been formed over years of subconscious programming as a result of their upbringing, cultural norms, and previous traumas. One's financial future is predetermined by this plan. You'll likely experience financial difficulty if your plan isn't set up for success.

Benefits for the Reader: The ability to recognize and comprehend one's innate financial blueprint permits introspection. Readers can begin the transformation process by rewriting their blueprint to align with wealth and success by recognizing limiting beliefs and tendencies.

The Wealth Files:

In "Secrets of the Millionaire Mind," Eker introduces the concept of 'Wealth Files,' which are essentially the mental distinctions and practices that set the wealthy apart from others.


- Rich people believe "I create my life." This contrasts with the belief that life just happens. Wealthy individuals take ownership of their actions and believe they're in control of their financial destinies.

- Rich people play the money game to win. They aim for abundant success, whereas others might play merely to survive or be comfortable.

- Rich people are committed to being rich. They prioritize wealth and are willing to put in the effort and time, as opposed to those who just wish or hope for wealth.

- Rich people think big. They don't limit themselves. Where others might see problems, they see opportunities.

- Rich people focus on opportunities. They look for potential growth and investment chances, instead of focusing on obstacles.

Several other 'files' focus on aspects like being open to admiration, being bigger than one's problems, promoting oneself, managing money properly, and many more.

Benefits for the Reader: Readers can better grasp the mindset and actions that promote wealth by recognizing these distinctions. Then, they can work actively to incorporate these ideas into their own thought processes and behavior.

Reprogramming the Mind:

Beyond recognizing the inherent differences in mindset, Eker provides a roadmap for readers to restructure their thought processes.


- Awareness: Recognize and understand your current financial blueprint. Only by acknowledging existing beliefs can you work on changing them.

- Understanding: Know where these beliefs come from. Often, they stem from childhood, past experiences, or societal programming.

- Disassociation: Realize that just because you have a belief doesn't mean it's true. You have the ability to choose a different belief.

- Reconditioning: This involves practices, exercises, and affirmations that replace old, disempowering beliefs with new, empowering ones. (See below where I go into more detail about these affirmations.)

Benefits for the Reader: Reprogramming entails changing one's overall relationship with money rather than just focusing on accumulating wealth. Readers can develop a mindset that actively influences financial circumstances rather of just reacting to them.

The Power of Declarations:

Eker dives into his belief that vocalizing your intentions has a potent, transformative effect.


- Affirmative Power: Declarations are positive, present-tense statements declared as truth. They serve to affirm one's intentions and goals.

- Reinforcing Beliefs: When declarations are repeated consistently, they help in embedding the desired beliefs deep within the subconscious.

- Emotional Charge: Unlike mere statements, declarations are often accompanied by strong emotion, which amplifies their impact.

Benefits for the Reader: Declarations are actionable tools that readers can incorporate daily. By using them, readers can constantly reinforce their commitment to wealth, keeping their goals clear and their motivation high.

What Cinched It For Me:

In the book, Eker employs several powerful affirmations to help reshape readers' attitudes and beliefs about money. After each affirmation, he follows with the mantra, "I have a millionaire mind," to reinforce the concept of adopting a prosperous mindset.

Here are some of the affirmations Eker mentions (there are many more):

1) "My inner world creates my outer world."

Explanation: This affirmation emphasizes the idea that our external reality (finances, relationships, health) is a reflection of our internal thoughts, beliefs, and feelings. By changing our internal dialogue, we can influence and change our external circumstances.

2) "If you want to change the fruits, you will first have to change the roots."

Explanation: The fruits represent the results we see in our lives (like the amount of money we earn), and the roots are our subconscious beliefs. This affirmation highlights the importance of addressing underlying beliefs if we wish to see different outcomes in our life.

3) "It’s not enough to be in the right place at the right time. You have to be the right person in the right place at the right time."

Explanation: While luck and timing play roles in success, who you are – your beliefs, attitudes, and behaviors – is crucial. This affirmation emphasizes personal growth and readiness to seize opportunities.

Readers are urged to reaffirm their commitment by saying, "I have a millionaire mind," after each of these affirmations. The belief that they have the mentality necessary to amass fortune is reinforced by repeating this mantra aloud. Readers can actively participate in reprogramming their attitudes about money and success by using these affirmations and the mantra, laying the groundwork for a bright future.

Conclusion & Recommendation:

The book "Secrets of the Millionaire Mind" delves into the complex psychological factors that underlie monetary success. It is a manual for mastering the mental game that controls money rather than just a book about riches. Readers are urged to reevaluate their ingrained assumptions about money and achievement by T. Harv Eker's insights, which both challenge and encourage them. This book is a gold mine of knowledge for anyone looking for not only financial prosperity but also a comprehensive understanding of the mindset that underlies it. Use your thinking to your advantage, adjust your financial thermostat, and put yourself on the road to prosperity and success. For me, the teachings in this book has applied to so much more than money and has really enriched my mindset and perspective about what’s possible in life, and what I am capable of accomplishing. I hope it can be the same for you.

Experience the book for yourself here!

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  • Alex H Mittelman 3 months ago

    Well done! Well written!

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