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What do Your Favourite Personal Finance YouTubers Have in Common?

Now I've seen it all

By MarcusPublished 12 months ago 7 min read
Photo by from Pexels

Personal finance Youtubers have really changed the way that we manage our money. In the past, obtaining financial advice would have probably been much harder with the need to seek out a costly financial expert and the challenges of accessibility to get one. Additionally in the past, personal finance was quite a taboo subject that no one really talks about, hence most people do their best with what they have.

With the introduction of Youtube and social media, the personal finance space has been growing and is now much bigger than ever. This often cushions the hassle of having to seek out a financial advisor. And if we are being honest, most financial advisors would not have the time of day to even speak to you, if you only have a small amount of money in your bank account to work with. 

What are some of your personal finance Youtubers?

Image by Millenial Money on Youtube

For me, Andrei Jikh, Graham Stephen, Ryan Scribner, Ali Abdaal and Nate O'Brien have been godsent to me and they are the role models that I hope to emulate and follow in my own life. 

For you, it may be the same, or you may have some other personal finance YouTubers that you subscribe to.

Personal finance Youtubers provide something else altogether:

They understand that not everyone has money, but they make financial information accessible and practical for everyone. 

They show you that even though you are broke and poor right now, you can build wealth from where you are. They don't only provide advice to you when you are rich and worth their time.

Most videos that our favourite YouTubers create help everyday people like you and me that work for a living and live normal lives. People that have a social life, friends and responsibilities as an adult.

They are down to earth and relatable

They don't use big fancy jargon and make something more complicated than it needs to be just to impress us. I'm sure most people can think of a person, colleague, or client that makes something more complicated than it needs to be just to make others think that they are smarter than they actually are.

These YouTubers, break it down so everyday people like you and me can understand and have financial literacy.

Ali Abdaal teaches us "How to Invest for Beginners".

Ryan Scribner talks about "5 Money Mistakes to Avoid in Your 20's".

Graham Stephen talks about "The 7 BEST Side Hustles That Make $100+ Per day".

Nate O Brien teaches us "5 Millionaire Habits That Changed My Life".

Andrei Jikn educates us on "How To Invest Your First $1,000" while throwing in some magic tricks on the side.

"The purpose of life is not to be happy. It is to be useful, to be honorable, to be compassionate, to have it make some difference that you have lived and lived well."

― Ralph Waldo Emerson

They provide us with a role model that we can follow

In this day and age, we are constantly searching for guidance and direction. 

  • How can we live a better life?
  • How can we build wealth so that our family's life can be better?

Without having someone else to show us a different way of doing something we are left to believe that our way is the best way, which may not always be true.

Our favourite Youtubers show us that there could possibly be a wiser and much more effective way of doing something to get ahead in life. They show us that if we want to build wealth we need to chart our own course in life. This might not necessarily be easier but it will ultimately pay off in the end.

"The best way to not feel hopeless is to get up and do something. Don't wait for good things to happen to you. If you go out and make some good things happen, you will fill the world with hope, you will fill yourself with hope."

― Barack Obama

They add value to people

If you think about it most people would prefer hoarding all their financial strategies or money hacks for themselves thinking it will get them ahead. However, our favourite Youtubers have an abundance mindset. Whatever that they have shared and provided has returned to them tenfold. Additionally, the viewers have also become wealthy by adopting the lesson learned and creating wealth for themselves through the knowledge gained.

What I've come to realise is that the more you give the more you receive. Only by giving you are able to receive more than what you already have.

"When we give cheerfully and accept gratefully, everyone is blessed."

― Maya Angelou

They show us a different life is possible

Everyone has their own personal situations and challenges, some more than others. When we surround ourselves with people that only have a single view on life, money and success our thinking is narrow. When we expose our minds to other people who are smarter and wiser than us, it shows us that a different life is possible.

The human mind is truly magnificent because it knows it can achieve what it truly believes that it can do. 

Watching Ryan Scriber, Graham Stephen, Nate O'Brien, Ali Abdaal, and Andrei Jikh, taught me that achieving financial success is possible for anyone that has the belief, tenacity and drive to pursue it. After all, if they can do it so can I.

They are role models

Ryan Scribner worked in an electrical company in his day job while side hustling on his Youtube during his free time at work before becoming a millionaire. Graham Stephen worked as a real estate agent and made Youtube videos in the early hours of the morning while everyone was asleep. Ali Abdaal worked as a junior doctor in the UK while doing Youtube, and creating online courses as well on weekends and during his spare time. 

"You have not lived today until you have done something for someone who can never repay you."

― John Bunyan

We become better from having them as role models, watching their videos and learning from them

These YouTubers are humans just like you and me. They could even be our friends. However, they are incredibly talented and driven. What makes them millionaires is their strong work ethic and the drive that they have themselves to be self-starters. They are leaders in their own right. They don't just follow the easy path that is laid out before them, but they create their own path for themselves as most leaders do. Additionally, they have the discipline, proactiveness and tenacity to see it through.

I'm truly grateful for what they do and how they benefit their audience and those around them.

Imagine if Graham Stephen never became a Youtuber and stayed as just a real estate agent, you wouldn't be able to learn about the stock market as easily as you did. Imagine if Ali Abdaal just stayed as a junior doctor, you wouldn't be able to enjoy those productivity videos he makes that have now become so integral in your own life. Imagine if Ryan Scribner stayed working in the electrical company, you wouldn't be able to enjoy his timely advice on "How to be better with your money in your 20s". The way I see it, these people are worth much more being able to share their knowledge on a global platform than merely being stuck just sharing their knowledge in just their social circle.

Don't get me wrong, not everyone is cut out to be a Youtuber/ influencer. But for those few that are, I am truly thankful. These 5 YouTubers have helped so many people around the world.


Lastly, it is important to always find ways to add value to those around you especially if you want to succeed financially and in life.

When you do that, you not only help others you grow individually as a person. 

The meaning of life is to find your gift. The purpose of life is to give it away. - Pablo Picasso


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Nice work

Very well written. Keep up the good work!

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