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How i made the most of trader joe's career benefits

To maximize my career benefits as a Trader Joe's employee

By Max GachetPublished 2 years ago 4 min read
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How i made the most of trader joe's career benefits
Photo by Hunters Race on Unsplash

When I started at Trader Joe's as a cashier many years ago, I never realized that it could be a stepping stone towards future professional opportunities. I am writing this article to share my experience and give you some tips on how to make the most of your Trader Joe's career benefits.

It is true that the company will not pay for you to go to college or graduate school. But if you smarten up (pun intended!) and maximize your benefits, Trader Joe's can be a stable part-time job to support your studies. And who knows how far it will take you?

Health care

Trader Joe's is a great company to work for. I've been working there for almost a year, and it's been a very positive experience. This post is going to go over some of the benefits that Trader Joe's offers its employees. Health Care Trader Joe's offers health care to all employees who work more than 30 hours per week.

The cost is covered by the company and you do not have to pay anything out of pocket for it. The benefit does have a $1,500 deductible per individual and $3,000 deductible per family. Once you meet your deductible, your health care plan covers 80% of medical expenses (after the deductible) from there on out.

Dental Insurance Trader Joe's offers dental insurance coverage as well as vision insurance coverage for all full-time employee who work more than 30 hours per week. The cost is covered by Trader Joe's and there are no monthly payments required from the employee (like with other companies). You just have to pay for any additional services that are not covered by your dental or vision plans (such as braces or contacts).

Vacation pay

I have been working at Trader Joe's for about a year and a half. I started as a cashier and quickly moved up to the front end manager position. I've noticed that people are often surprised when they hear that Trader Joe's offers benefits, but they do! Here are some of the benefits that come with working at Trader Joe's: Vacation pay - You get two weeks' vacation after one year, three weeks after five years, and four weeks after ten years.

This is standard for most companies these days, but it's still nice to know that you have time off coming to you every year. Health care - Health care is important to me because I know that I'm going to need it someday. The health care plan through Trader Joe's is pretty basic (which isn't necessarily bad), but it does cover all major medical expenses, which can be expensive if you don't have insurance through another source.

If you need specialized medical treatment or medication, though, this plan won't cover it (though other plans might). Dental/Vision - The dental/vision coverage that comes with your health care plan is pretty good too.

A generous policy on paid time off

How i made the most of trader joe's career benefits I was fortunate to have worked for Trader Joe's for eight years. The company is known for its generous policies on paid time off and paid sick days, but there are other perks as well. Here are some of my favorites: Paid time off (PTO): You earn PTO based on your years of service, up to a maximum of 25 days per year.

The amount you accrue each year increases as you gain tenure at TJ's. It's important to note that this does not include vacation time or sick leave (see below). (Note: If you're planning a long weekend or vacation, be sure to use up all your accrued PTO before taking any additional time off.) Sick leave: This is separate from PTO and is also based on tenure at TJ's.

Sick leave accrues at a rate of one hour per month after six months of employment; it maxes out at 24 hours per year after 20 years with the company.

Retirements benefits

I worked at Trader Joe's for 10 years. I started as a cashier and worked my way up to the position of Senior Team Leader, which meant I was in charge of hiring, training and scheduling for the entire store. I got to know all of my employees on a personal level, from their family situations to their favorite Trader Joe's snacks.

It was an amazing experience that I wouldn't trade for anything. But there are also some things about working at Trader Joe's that people don't realize when they decide to apply for a job there. Here are some of those benefits: Retirement plans: You get matched up to 4 percent of your salary when you retire, giving you an extra boost in savings when it comes time to retire from the company.

Healthcare: Health insurance is available through Trader Joe's, along with a retirement plan and 401(k) matching contributions.

In conclusion

This is my attempt to give back to the TJL community, hence the reason for this post. There are probably a multitude of ways to make the most out of Trader Joe's career benefits, so i'm open to changing this list if you have a great idea that i left off here.

If you have any questions or comments, post below and i will do my best to answer them.

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About the Creator

Max Gachet

Passionate about writing! 💬 Fan of the Finance and trading. Life is too short to not write and help the others...

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Comments (2)

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  • Jean-Paul Boulle2 months ago

    Well, well, well, looks like Max here cracked the code to maximizing those Trader Joe's career benefits! Forget "trading" Joe for anyone else now, am I right? With tips and tricks like these, I might just have to start shopping at Trader Joe's for more than just their cookie butter. Great read, Max!

  • Sam Desir-Spinelliabout a year ago

    Again, this information might not be accurate. I worked at Trader Joe’s for a handful of years, and left last spring. I don’t ever remember seeing pto broken into sick time/ vacation time. Trader Joe’s, for the years I worked there used an absence reserve system, where crew earned a percentage of their hourly rate every time they worked, which accrued as a balance they could use to cover their absences. This absence reserve was used for any and all absences, and once it was depleted absences were not covered.

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