Bank of America Travel Rewards Visa Signature

Credit cards with travel benefits from Bank of America® can help you get closer to your upcoming getaway. We have a travel or cruise line credit card that's perfect for you, whether you want flexible travel points, cruise rewards, vacation packages or air miles. Apply for a Bank of America travel rewards visa signature online right away to start organizing your upcoming vacation.

For travelers who wish to avoid paying an annual fee, the Bank of America Travel Rewards visa signature card is a respectable flat-rate rewards card. It's perfect for infrequent travelers who only take a few trips annually and want to earn rewards on all of their purchases, not just travel-related ones. You won't need to tailor your spending to any one category because this travel rewards credit card has a flat rewards rate and isn't linked to certain hotels or airlines. You may book your travel with any provider and receive a statement credit.

Additionally, compared to cards from other issuers, Bank of America visa signature have a broader definition of travel, enabling you to get statement credits for expenditures made at campgrounds, travel agencies, zoos, art galleries, and more. However, you may also exchange your points for a statement credit that can be applied to dining expenses if you have temporarily shelved your travel plans.

Pros and Cons Bank of America Travel Rewards Visa Signature

Pros

There aren't any yearly or foreign transaction fees to reduce the value of your rewards.

Compared to many other rewards cards, the long introductory APR on purchases and debt transfers provides a lot more breathing room.

As a Preferred Rewards member, you may increase your rewards rate by up to 75%, making it one of the most lucrative flat-rate travel cards available without an annual charge.

You can use its flexible points to pay for a wide range of dining and travel expenses, even if the transactions are more than nine months old.

Cons

In comparison to competitor cards, the 2,500 point minimum redemption requirement for travel or cash back (worth $25) is significant.

Offers some of the best travel-related redemption coverage, but if you aren't a Preferred Rewards member, the rewards rate is minimal.

Traveling is less convenient than it may be with other cards due to the limited travel perks.

Bank of America Travel Rewards Credit Cards Offers

Rewards rate: 3X points on purchases made in the Bank of America Travel Center, and unlimited 1.5X points on all other transactions.

Welcome offer: If you spend $1,000 within the first 90 days of opening the account, you'll receive 25,000 bonus points worth $250 toward travel purchases.

Annual fee: None

Purchase intro APR: 0 percent Intro APR for 18 billing cycles

Balance transfer intro APR: On debt transfers made during the first 60 days, there is a 0% Intro APR for 18 billing cycles. (3 percent fee applies)

Regular APR: 17.49 percent to 27.49 percent variable APR

Current Welcome Offer by Bank of America Travel Rewards card

If you spend at least $1,000 on qualifying purchases within 90 days of opening the account, Bank of America will give you 25,000 bonus points. These points will be worth roughly $250 in statement credits that can be used for travel. This welcome bonus is generous given that there is no annual charge for this credit card.

A $250 value is a little bit more than what you'll find with some other cards without an annual charge. Other cards may offer bigger sign-up bonuses, but they frequently include annual fees that will reduce your benefits.

Remember that the Bank of America Travel Rewards card may require you to spend twice as much to be eligible for an additional $50 in rewards while some rival cards just demand a $500 purchase to obtain a $200 bonus.

To Read the Full Article, Click Here: Bank of America Travel Rewards Visa Signature