Rich thinking

Look at a person's thinking, in the end, is rich thinking or poor thinking. First of all, it depends on how you treat uncertainty and discontinuity.

When it comes to poor and rich thinking, it is a bit like discussing the topic of "innovation and creativity". In my opinion, whether a person has rich thinking depends on whether he is good at creating value. So the topic of rich thinking is very similar to innovation.

Whether a person has a rich mindset or not is inseparable from uncertainty and discontinuity. It should be said that the "black swan" events that have a huge impact on society and even on the world and affect all aspects of our lives, whether economic, cultural, or political, are the product of uncertainty and discontinuity.

Several characteristics of rich people's thinking:

Embrace uncertainty and create more possibilities and value in uncertainty.

Willingness to contribute the accumulated wealth to society again to create more value, thus creating more wealth.

Possess digital power and digital thinking.

Good at making incremental, more secondary creation of wealth appreciation.

I think rich people think, is his bones with a kind of defiant and undaunted bottom. Always will not be satisfied with the status quo, and constantly seek change to improve themselves. This reminds me of the story of Pan Shiyi and Li Yong. Although this is a decades-old memoir and is no longer considered news.

But this story fully reveals to us that the poor are poor not because of their pity, but because of their hatefulness. The rich become rich because they constantly strive to move forward and work hard.

Li Yong is a native of Mianyang, Sichuan, with high school education. Pan Shiyi was originally a state cadre, but he chose to resign. Li Yong and Pan Shiyi met by chance and then went to Shenzhen to break into Hainan together, once moving bricks together on a construction site. After a month of work, Pan Shiyi decided to leave. But Li Yong couldn't let go.

He thought that he could get a few hundred dollars a month here, and it was still relatively stable. Pan Shiyi was determined to take him away. He wanted to find a better opportunity. He thought there was no future here, even if he earned tens of thousands of dollars a year. Then the two men went back to selling telephone sets. Pan Shiyi was promoted to business manager because of his excellent work. But one day he read the newspaper and found out that Hainan had been established as a province, so he was particularly excited and took Li Yong with him to break into Hainan. The two of them went to a brick factory and Pan Shiyi offered himself as the factory manager. But the brick factory closed down due to the collapse of Hainan's real estate. Li Yong no longer wanted to go around with Pan Shiyi like this. After separating from Pan Shiyi, he went back to work on construction sites. But Pan Shiyi took out a loan of 5 million yuan and bought 8 villas. This was something Li Yong didn't dare try to imagine at all.

Years later, Pan Shiyi became a billionaire in the limelight. But Li Yong is still bouncing around from one construction site to another, working as a journeyman. Was Pan Shiyi lucky? No! When Pan Shiyi and Li Yong were together, he never gave up studying. Every day at the construction site, no matter how heavy the work was, Pan Shiyi would take time to read and study the changes in the country's economy.

Li Yong, on the other hand, spent his free time watching videos, caring only about food and drink, purely for entertainment and enjoyment. He is looking for peace. And what Pan Shiyi has always chosen is to keep tossing and turning. And every time he tosses and turns, he has a higher starting point. Although the middle will experience turbulence and twists and turns, in the continuous growth and maturity, finally achieved self.

I think from my perception, the reason why the rich become rich, leaving aside the inheritance of property or demolition of the lottery and other objective factors, the rich and their unique thinking, the rich may not be born rich, but they have a money ambition and can pay for this effort. The rich have a trait in their thinking is that they know how to be masters of money rather than slaves, they are good at raising money and using it, such as learning to bank loans to invest in the housing market or stock market business, the use of capital leverage to obtain higher returns, while the poor are cowering, holding on to some savings to live. The rich know that a person's time and energy is limited, to grab more wealth should learn to integrate resources, so they will open companies, and do direct sales projects, so that more people will join, work for them, to earn profits for the rich, they have a sense of pipeline thinking, their whole life is to build a sustainable income pipeline for themselves so that even if they are resting, the company is still operating and they can still make a profit. The rich also know how to invest in themselves, participate in training, constantly accept advanced ideas and business models, capture the windfall industry, and can quickly participate in it to get a share of the pie, while the poor even if they know that receiving a fixed salary, the industry is dying, but also unwilling to move to another industry development or find a job with a high salary, because they have inert thinking, not willing to use their brains, do not want to change their situation. In short, the reason why rich people become rich, they must have their thinking to get rich, and we have to continue to learn to improve our financial intelligence.