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"Mom, I want five dollars", two different parental approaches

Pulling apart the gap between the lives of children

By Fra TushaPublished about a year ago 6 min read
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I once saw a little boy ask his mother for 5 yuan in front of the school, he said, "Mom, I'm hungry, I want to buy a cold noodle. Mom, I want 5 yuan." But the mother urged the child to get on the motorbike while nagging him, "Don't spend money carelessly, mom can only earn 60 yuan a day working for someone. We'll be home soon, and in 10 minutes at most, mommy can cook you dinner."

The little boy looked at the stall of baked cold noodles and salivated while covering his stomach and lowering his head. He firmly refused to take his mother's electric car home and angrily yelled at her, "I must be a tycoon when I grow up and buy a bunch of grilled cold noodles to eat!" Seeing her son gambling with himself, the mother was also full of grievances, and rode away, leaving the boy alone with his head hanging and wiping his tears.

pocket money

This incident made me suddenly realize that pocket money is really important for children. In the past, many of us mothers may have mistakenly thought that it didn't matter whether our children had pocket money or not. But after this incident, I will take the initiative to give my son's pocket every day, carrying about 10 yuan. I was afraid that my son would suddenly get hungry, have no place to borrow money, and hurt his body.

To my delight, under my education my son never spends money frivolously, but also takes the initiative to put the money saved in the savings jar. After opening it last month, my son saved more than 3,000 yuan in pocket money. Looking at his excitement to count the money, I was also very satisfied.

It turns out that as long as children receive the right guidance and education, they can not spend money indiscriminately. Sometimes, mothers worry a little too much. Especially when the child asks for money, the different approaches of the two mothers can lead to a particularly large gap in the child's view of money.

The two kinds of moms' different approaches determine a big gap in the child's view of money

The first kind of mother: refuse the child's request, determined not to give the child pocket money

This kind of mom is not uncommon in life. Moms may be full-time with children, hand on heart up, all rely on the husband hard earned money to support the family. Some moms are divorced, raising a baby alone, under all kinds of hardships, and spending money more frugally.

This is understandable for adults, but not for children, who may hate their mothers or have low self-esteem after being rejected by them, and may even have a strong possessive desire for money.

This kind of abnormal money concept, easy to raise the child into greedy money, selfish, no money inferior children, the child's mental health is very bad, and the child's character and future development are also harmful.

So, I still advise all the mothers, to try not to have a firm attitude to reject the child directly, so the child will not be able to bear it.

The second type of mother: give your child pocket money, ask your child to keep accounts, or physical work

In contrast to the first type of mother, the second type of mother will directly give the child pocket money, but the premise is that the mother will tell the child that the pocket money is used to buy food, buy stationery supplies. If there are other expenses, the child will be required to keep an account and report them to the mother regularly.

In addition, the child is expected to repay the allowance by doing a reasonable amount of physical work and helping the mother regularly, as arranged by the mother. The frequency can be once or twice a month, symbolically allowing the child to do physical work to develop the child's money sense and independence column.

The second type of mother's approach is more prudent and better for the child's financial education. In short, when a child asks his mother for money, even if the amount is small, only 5 dollars, the mother's attitude should be correct and important. Otherwise, if two kinds of mothers raised children, the money concept gap will be very large, which may affect the child's life.

"The textbook answer of the mother is a great financial education

The second kind of mother's words and actions can be seen, the mother's textbook answer is simply a vivid financial education lesson.

First, the mother gives the child monetary satisfaction, so that the child understands that money can be used to buy food, to buy urgent items, and to buy things that he or she likes.

Then, the mother asked the child to keep an account of where he or she spent his or her pocket money each month. The child understands that money does not come from the wind, that it needs to be saved and saved, that it needs to be rewarded by physical work, and that even the closest mother asks the child to give something back. In this way, the child will be able to cherish money and think twice before spending it on something.

In addition to answering your child in the right way when you ask for money, how else can you improve your child's financial intelligence?

The most practical way is to take your child to read more financial literacy books!

Financial literacy books are very important, and some parents start reading picture book stories to their children as early as when they are three or four years old. The child listens to the mother's explanation and learns a real lesson in financial literacy enlightenment. The child understands early on where the money comes from and what it does. At the same time, the child also understands that it is important to learn to save and save money and not to spend it recklessly.

This is why we see that at the same age, some children are very financially literate and have saved a lot of pocket money, not only for themselves but also to use their pocket money to earn more money to care for and help people in need.

In some classroom donation activities, some children don't even need to take their parents' money, they just need to take out more than 10 yuan from their own pocket money, and then they can give their share of love.

As you can see, financial literacy education for children does have a profound impact on children, and can produce a child with high financial literacy who knows money, understands money, will use money, and can make money in the future.

In fact, in life, even if parents do not give their children pocket money, children will also take the initiative to ask for it, this thing can not be avoided. Therefore, the financial literacy enlightenment, parents should do it before it is too late so that it is more convenient for children to cultivate the correct concept of money, conducive to the physical and mental health of children, more conducive to the child's future economic situation and happy life after growing up.

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About the Creator

Fra Tusha

stay hungry, stay foolish.

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