Understanding Social Security Disability and Cancer.

According to the National Cancer Institute, an estimated 1.8 million people in the United States will receive a cancer diagnosis this year. Cancer is a ruthless and life-changing illness that affects patients across the nation. Our corporations continue to put products out that they know are causing cancer and do so because of the cost benefit analysis they run which affects their bottom line. For many cancer patients, their diagnoses lead to both physical and financial burdens. That's why understanding Social Security Disability Benefits is essential for those who have cancer. In this blog post, we'll cover different aspects of Social Security Disability and how cancer patients may be eligible for these benefits.

What is Social Security Disability?

Social Security Disability benefits are available to those who are unable to work due to a severe medical condition that is expected to last at least one year or result in death. SSDI (Social Security Disability Insurance) is a federal program designed to provide financial assistance to individuals with disabilities who have paid into the Social Security system through their work history. SSI (Supplemental Security Income) is a program for low-income individuals who may not have enough work credits to qualify for SSDI.

How Does Cancer Qualify for SSDI?

Cancer is considered a potentially disabling illness. The Social Security Administration (SSA) evaluates cancer under its Blue Book listing for cancer. This listing includes specific types of cancer and the various stages of cancer. Cancer patients can qualify for SSDI if the cancer has spread or if there are serious long-term complications of the treatment. Patients may also qualify if the type of cancer they have is not listed but is considered medically equal to a listed cancer. Many times the stage of the cancer will dictate whether or not the individual is considered disabled when it comes to the Social Security Disability guidelines more specifically the 5 step sequential evaluation.

How to Apply for SSDI?

Applying for SSDI can be a daunting process. It is important to have all the necessary medical documentation to support your claim. The SSA may ask for medical records, laboratory and imaging results, and other information related to your cancer diagnosis. It may be helpful to contact a lawyer experienced in handling Social Security Disability cases. Social Security disability lawyers specialize in helping clients navigate the complexities of the SSDI claims process.

How Long Does it Take to Get Approved?

The length of time to get approved for SSDI varies based on a variety of factors. Generally, it takes three to five months to review and process an SSDI application. If an individual is denied, they are given the chance to appeal the decision through a four-stage appeal process that can take up to two years. That's why it's best to have an attorney or representative who is trained in claims advocacy to maximize your chances of success.

Cancer can result in a major financial burden and may make it impossible to work and earn income. However, knowing that Social Security Disability benefits are available can provide some peace of mind. If you or someone you know has cancer and is unable to work, it's essential to understand the eligibility requirements and application process of SSDI. With the help of a trained professional, those who are disabled and unable to work may be able to receive financial assistance to help offset the financial burden of cancer. Remember that it's important to apply as soon as possible once you or a loved one is diagnosed with cancer to ensure that the application process starts in a timely manner.