The Problem with Public Housing in the US
As of 2020, there are 42.5 million people living below the poverty line in the USA. Of those who earn a low income, around 49% rely on public housing and government assistance programs. The sad reality is that there is a shortfall of 6.8 million homes for very low-income earners across the country and these numbers include families with young children.
You Can Live Cheaply in the US
In 2020, we faced the enormity of COVID-19 and the impact that it’s had on the world. Lockdowns have caused businesses to suffer, and many people have been affected by unemployment or salary cuts. Then, just as more countries start the process of lifting restrictions, the year 2022 brings the Ukraine and Russia war with fuel, commodity, and the general cost of living set to rise yet again.
Top 4 Cities Where You Can Get More Rental Bang for Your Buck
If you thought that the price of rent in 2021 was bad, 2022 may have us digging a lot deeper into our pockets than ever before. But if you’re tired of being financially stretched and you’re looking for better value, and higher savings, you might be pleasantly surprised to find that some two bedroom apartments to rent are actually cheaper than one bedroom apartments in certain cities.
Can You Buy a House if You Don't Work Full-time?
Today, the work environment has shifted from the office to online and at home. Along with the COVID-19 pandemic, more businesses have also moved to flexible working hours with the result that more people are spending fewer hours dedicated to work. Flextime is becoming more popular and while this approach has assisted many in keeping their jobs, it has also meant pay cuts.
How Can I Find Affordable Apartments In New York
Finding an affordable apartment to rent is relative to how much you earn every month less your essential expenses. When you know how much you have to work with towards rent, it makes the process of finding “cheap” or slightly less expensive rent so much easier!
Will a Holiday Rental Make a Good Investment?
A holiday rental is what many vacationers seek because it offers security, convenience, and all the comforts that you would have at home but in a beautiful, relaxing setting. The question is, should you buy a holiday home as an investment? Let’s take a closer look at the factors to consider when looking to invest in property as holiday rentals.
Buying a House - Is There a Right or Wrong Time to Buy?
If you're by the financial means to own your home, then it should be the perfect time to buy a house right? While finances are crucial when it comes to purchasing property, there are many other factors that determine whether the time for buying a house is ideal. Timing plays a major part in market prices and leverage when you want to negotiate. When is it a buyer's market? Let's consider a few factors to make the best decision.
Apartment Decorating That Won't Risk Your Security Deposit
Decorating your home is a very personal undertaking but when you live in an apartment, it's subject to the restrictions set out in your lease. You still want the living room, bedroom, and even the kitchen to feel like it's your home but if you start chipping away at the walls or applying a new paint color, you may be putting your security deposit at risk.
What a Warning Letter from a Landlord Means
When you receive a letter from the landlord with a notice of warning, it is usually a part of the eviction process. The notice serves as legal procedure followed in rental matters to protect both the tenant and the landlord from legal disputes.
What You Need to Buy a House
Buying a house isn't a magic process and it's not about dancing in the rain either (maybe once you get approved it is!). It's really all about affordability and managing your finances so you have enough for a down payment and you can prove that you can pay your home loan every month for the next 20 to 30 years. While a 30 year home loan shouldn't steer you away from buying property, it is important to be realistic about the process and what to expect. For some people, getting approved for a mortgage can be easy while others struggle for years to get approved for a small mortgage.
Budget Decorating for Every First Time Home Owner
Decorating after moving into a new house or apartment is the easiest way to create a personalized space. You decide where you want more storage, the colors to add to the rooms, and the look and feel of the decor you wish to add. It is important to remember that first-time apartment decorating should follow a few design principles to guide your decisions and ensure that the appropriate pieces are incorporated.