Fintech Review

Fintech Review

Insight, analysis and news about Fintech topics

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  • Fintech Review
    Published 2 days ago
    5 Finance Skills to better understand Fintech

    5 Finance Skills to better understand Fintech

    It’s very true that Fintech is a lot about tech, as per the little war for talent happening in the industry. So it’s obviously helpful if you have tech skills like coding. However, let’s not forget that we are talking about finance here. Without finance, there is no financial technology. Maybe it seems obvious, but it is worth noting that more often than not, people put a stronger emphasis on the technology side of things when talking about Fintech. Although very important, remember that technology is deployed to support financial services, and therefore the finance journey is central. Knowledge of finance is key to understand the big picture. If you need to pick a few, what are the 5 finance skills to better understand fintech? But not only, the top skills and principles that will more generally help you thrive with your personal and business finances?
  • Fintech Review
    Published 12 days ago
    Can Fintech help with Financial Inclusion?

    Can Fintech help with Financial Inclusion?

    One of the biggest premise of fintech, perhaps somehow implied, is that it would change banking for the better. You know the story: the year is 2009, greedy banks have created a massive mess. And that’s an understatement, just watch The Big Short for a quick recap. In the following years, fintechs will emerge as a credible alternative to the old banking system across much of financial services. One of the most visible part being retail banking and consumer finance, with the likes of Revolut, Monzo or Chime. Fintechs have risen on the hopes that they would do things differently and truly improve people’s life. But are fintechs just traditional financial services with a shiny paint — lipstick on a pig — or do they actually care about people’s financial well-being? For instance, can fintech help with financial inclusion?
  • Fintech Review
    Published 20 days ago
    Top Fintech Hubs in the World

    Top Fintech Hubs in the World

    By now, you should know who are the top European startups (more like big companies actually) in fintech. And you probably have heard of a few other well-known fintechs outside Europe like Stripe or the gigantic Ant Group (that is or is not going to have the biggest IPO of all time, mystery remains). Where do they tend to be based or start off from? Where are the top fintech hubs in the world?
  • Fintech Review
    Published 24 days ago
    Are partnerships between Banks and Fintechs a good idea?

    Are partnerships between Banks and Fintechs a good idea?

    When Fintech first really emerged as an industry 15 years ago, it was all about how it would replace banking and existing financial services. As an aside, “ really emerged” meaning that in the purest sense, technology has been deployed in financial services for a while. Post-crisis, the new kids on the block (not the actual NKOTB) were here for disruption. It was Banks vs Fintechs. Us against them. However, the great replacement never happened, and so began the era of collaboration and partnerships. But are partnerships between banks and fintechs really a good idea?
  • Fintech Review
    Published 26 days ago
    Will Fintechs be wiped out by Coronavirus?

    Will Fintechs be wiped out by Coronavirus?

    The Coronavirus outbreak is disrupting lives across the world and is having a significant impact on the global economy. The damages are expected to be long-lasting and the recovery very slow, most likely over a number of years. It could accelerate the death of cash as a form of payment. By some accounts, it could be the worst economic crisis in 300 years. This would mean a much bigger impact on businesses around the globe than the Great Financial Crisis or even World War II. Fintech was born out of the last economic crisis, but how is this crisis going to impact the industry? Will fintechs wiped out by Coronavirus or will it come out stronger?
  • Fintech Review
    Published 27 days ago
    Is Covid-19 really killing cash?

    Is Covid-19 really killing cash?

    Everybody has heard the motto “Cash is King” right? But is it really? Or is it slowly dying and Covid-19 will be its final blow? The King is dead, long live the King.