The Shadiest Financial Company and It's Shell Companies and Third Parties

I am not one to usually report on negative things. I am of the mind that there is enough ugly out there to warrant me trying not to write about trending bad news or negativity. I try to keep my articles on the more positive note.

But sometimes, the best way to spread positivity is making people aware of the ugly in the world. Not the obvious ugly, but the shady, secret, in the shadows evil crap that happens under the table to many, many people who all feel isolated in their helplessness. The ugly that makes people cry on their bed with their spouses at night saying: "What the hell do I do now?"

A lot of this kind of evil happens out in the open, out loud, in broad daylight and are legally enforced by corrupt governments and justice systems who operate and profit off of the bad that happens to the people of my country. The kind of evil that is enforced by legal jargon on long unintelligible contracts that you sign thinking you're getting help, but really you're just being shoved deeper into your hole of helpless.

And the thing that makes people feel most helpless over the entirety of the world? Money. Disgusting, germ-filled pieces of paper and metal and digital data that have absolutely no real value any more due to no longer being backed by anything valuable except the concept that people have put into it.

I think we can all agree that money is root of all evil - unless you're just chemically wrong and a sociopath with murderous urges by nature. And banks are the major villains of the world. Some of them more so than others. At the end of the day, all banks are connected. To our government. And money is what actually rules our country, not the idiots whose old senile faces that represent out country. They are just the faces of evil that support the corruption and hate in our country.

I'll hand it to the evil fucks who molded our country and money into what it is... they are smart. Because we all know what the problem is... but we can do nothing to fix it. Because we NEED them now to provide for our children and families. We need them for our medicines, our houses, our cars, our bills and most of our food. Much of our personal success is based off the concept of whether you have good credit,' (another imaginary currency created to control us).

Banks are evil. But we need banks. But are all banks the same?

The simple answer is: NO. Some banks are more predatory than others. Unfortunately, the more predatory a bank is, the more successful it is. And the more shell finance companies it has, the more predatory it can become to a wider scale of unsuspecting folks in a hard place.

My suggestion: Look for small banks. Ones not connected to the federal reserve. Ones that do not have a lot of shell financing companies. They may be harder to get approved with - but they will also be much less predatory toward you when life gets in the way and if you fall behind on your loans.

My most logical advice would be to avoid getting loans. Payday loans, small loans, little Rob-Peter-To-Pay-Paul loans... are never a good idea. But unfortunately life, and the way this damn country is ran, many, many, many Americans are put in a position where loans are the only hope, and it leads to a hamster wheel of collecting more debt to keep your debt in line so you don't get into legal trouble.

I can't offer advice on which banks are the 'best' or safest... but I can tell you one thing:

You should avoid Sherman Financial Group or "Sherman Capital" - and all of it's shell companies.

The thing about loan companies that most people don't think about when they are needing an emergency loan is: "Who is this loan company OWNED by?" Just because Credit One sounds like an official business name and is well known in America doesn't mean Credit one is Credit one.

There have been floods of victims being sued for less than $500 by the Sherman Capital - under various companies. What it basically is a big collections finance company. They own companies such as Credit One, LVNV, Fingerhut, and more!

The parent company creates these financial companies. You get a loan from one of them, and when you fall behind, and after a set time, Sherman Financial will buy your loan from it's own company for pennies on the dollar, and then go after the people who are in debt - sending out skip tracers and everything.

A Little List of Companies who is owned by Evil Sherman

• MHC Receivables LLC
• FNBM LLC
• Credit Asset Sales LLC
• Resurgent Acquisitions LLC
• Credit One Bank, N.A.
• LVNV Funding
• Fingerhut

If you are swimming in debt... there is help!

For my friends who need a little help escaping the hamster wheel, I have a personal reference from someone who uses a program to help people get out of debt without claiming bankruptcy.

My personal reference spoke highly of Americor Debt Consolidation.

This personal reference was actually a victim of the aggressive nature from a Credit One Loan that was less than $1,000. They sent out a skiptracer to find him (even though they already had his location because he had called to update them and try to work with them on his debt). And took him to court.

The lawyer for Sherman worked with him to work off the account at a monthly payment, but he advised that this company he works for is so aggressive he's being paid to go after people for less than $500.

Which, for a debt collector is pennies. Let's just keep this in mind.

So in order to wrap up all of his debt to make sure he isn't targeted again by any other aggressive loans he has, he went through Americor. They were able to even work with him to get a repossession payment fixed on his credit.

He did say, however, to beware the company Beyond Finance.

The first debt consolidation company he went to for help went out of its way to lie to him about the repossession and a utility bill from Verizon. He only realized this once he had the physical copy of the paperwork in hand and he was able to read the contract fully. Upon calling back, an embarrassed worker had to inform him that… no… that particular company couldn't help him with those two accounts… and most likely the sales rep knew that. 

Once this was found out, he quickly canceled his contract with them and found Americor and found peace of mind and security. While Americor was clear they may not be able to help get the utility and repossession fixed, they were at least honest about it from the get-go, and they are fighting for him.

In less than 4 years, he will be clear of almost $80,000 in debt without filing bankruptcy.

I hope this article helped someone - and thank you for those who have taken the time to read it!

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