personal finance

The ABCs of personal finance and investing; how to invest wisely and grow your wealth.

  • Kristen Dean
    Published a day ago
    The Wake-Up Call

    The Wake-Up Call

    Even a welfare recipient can save money to the side. Someone who recieves SSI or SSD as well. Saving money has never been easy for a majority of people. The truth is every single person should have a retirement account. You don't have to put $100 in your Roth IRA. Perhaps place $10 or $8 per month, $5 or $3 is easier. Because of the internet individuals type blogs online to inform others how they manage their dollars. These people are known as financial bloggers. Bloggers can be useful. I've seen content creators on YouTube make a career discussing finances. If you're not starting off so great, watching YouTube videos can help you to manage your money. One example: How to pay off loan. Another example: How to keep up with your bills. There are also apps that prove to be effective in everyday spending. Much to anyone's surprise we humans do get old. That is why we need retirement. Once our bodies weaken, it could prevent us physically from working. I hope this will convince people. Don't beat yourself up if you're not able to afford your bills.
  • Kanayo Okwuraiwe
    Published 6 days ago
    Challenging Your Property Tax Assessment

    Challenging Your Property Tax Assessment

    Property tax in the United States is the main contributor to local government revenue. It helps fund several important government functions such as public works, local government salaries, sanitation, and several others. While local governments benefit from property taxes, real estate owners usually bear a part of the brunt of financing their counties by settling their property tax bills.
  • Neil Daji
    Published 13 days ago
    The Dangers of Overdrafts

    The Dangers of Overdrafts

    So, what actually is an overdraft?
  • Robert Gitau
    Published 15 days ago
    Just How Catastrophic Is Digital Lending in Kenya?

    Just How Catastrophic Is Digital Lending in Kenya?

    Digital lending is on the uptake across the world and Kenya hasn’t been left behind. This trend is fueled partly by the country’s harsh economic environment and partly by the upsurge of smartphone adoption among the youths. Of course, this has made it easier and more convenient for borrowers to access loans, either for their household needs such as rent and food or for working capital for their SMEs.
  • Veselina Dzhingarova
    Published 15 days ago
    Unusual Loan Practices You May Not Know

    Unusual Loan Practices You May Not Know

    When you're in need of some cash up front and quickly, you need to consider the different loan types available to you. There is a lot you could do to get the funding you need with perfect terms and conditions that you can live with, but there are other types of loans that many people find unconventional.
  • Kelly Jensen
    Published 15 days ago
    Types of Loans Available for Lenders with Bad Credit

    Types of Loans Available for Lenders with Bad Credit

    To provide for our needs, we need to be financially stable. Physiological needs, such as food, water, and shelter can be provided if we are financially capable. Financial stability can also provide for our emergency expenses, especially in times of calamities or sudden health problems.
  • Isaiah Goodman
    Published 16 days ago
    Becoming Clutch

    Becoming Clutch

    Around this time of year we often joke about (and even dress up like) scary things—witches, zombies, monsters, oh my! But this is a good time to also talk seriously about things that really matter when it comes to death and dying.
  • Elijah Taylor
    Published 18 days ago
    Credit Cards

    Credit Cards

    A lot of people have credit cards now a days. People use them for online purchases, quick trips to the grocery store, and everything else in between.
  • Kari Oakley
    Published 20 days ago
    Benefits of Having a Good Credit Score

    Benefits of Having a Good Credit Score

    In today's world, good credit is used for more than just getting a credit card or loan. Lately, many businesses have become reluctant about offering products and services to those with bad credit. Here are five reasons why having good credit is important in 2019.
  • Amanda
    Published 22 days ago
    How to Start Saving Money

    How to Start Saving Money

    There is never a time when saving money is not a good idea. But for some reason it's one of the hardest things for any of us to do. Impulse buys, bills—How do we find a balance? Here's how to stop the spending habits.
  • Isaiah Goodman
    Published 23 days ago
    Becoming Knowledgeable

    Becoming Knowledgeable

    It’s Halloween season, time to talk about something SPOOKY!
  • Isaiah Goodman
    Published 27 days ago
    Becoming Wealthy

    Becoming Wealthy

    When we work with clients, we say that we help with Wealth Formulation. But why should you "Formulate" your wealth? What does this mean?