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How to Pick the Perfect Diamond Engagement Ring on a Budget

Diamonds are a girl’s best friend, or at least they say! There are thousands of diamond engagement rings to choose from, but finding one that suits your style and budget can be very difficult.

By BLOGGER AAQIBPublished 12 months ago 6 min read
How to Pick the Perfect Diamond Engagement Ring on a Budget
Photo by Cornelia Ng on Unsplash

Diamonds are a girl’s best friend, or at least they say! There are thousands of diamond engagement rings to choose from, but finding one that suits your style and budget can be very difficult.

If you want to shop smartly and stay within your means, make sure you understand the four C’s of diamonds. These factors will help you select the correct ring at the right price!


When selecting the perfect diamond engagement ring, the shape of the diamond is an important consideration.

The most popular shapes are round, princess and cushion cuts, but there are at least 10 popular shapes to choose from.

Ultimately, it comes down to personal preference and finding the right look to match your partner's style.

When looking at different shapes, it’s important to remember that the diamond shape differs from the cut. The diamond's cut refers to the stone's angles and facets.

It is a method of evaluating the diamond’s quality. When selecting a diamond engagement ring, it is crucial to consider both.

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When shopping for a diamond engagement ring, it's essential to understand the importance of clarity.

Clarity grades measure the number and size of blemishes that may appear on a diamond's surface.

The higher the clarity grade, the fewer inclusions (blemishes) there are in the diamond.

While some may prefer a diamond with a higher clarity grade, this is not necessarily essential.

By __ drz __ on Unsplash

Eye-clean diamonds, which appear free of any visible blemishes or inclusions, can be found at a lower clarity grade.

For example, you can often find eye-clean diamonds with a clarity grade as low as VS2.

This is a great way to get more value for your money without compromising the beauty of the diamond engagement ring.

That said, it’s important to remember that even at lower clarity grades, it’s still possible for there to be some imperfections in the diamond.

This is why we recommend working with an experienced jeweler who can help you find the right diamond engagement ring for your budget.

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Carat Weight

When selecting your diamond engagement ring, carat weight is vital. Carat size is a measure of the diamond's weight and can impact the overall cost of the ring.

The most common carat size is 1 carat, but if you're looking to save some money, opting for a slightly smaller size may be a good idea.

It's important to remember that diamonds are graded on quality and not size, so even if you opt for a smaller size, you can still get a beautiful, high-quality diamond.

Be sure to budget accordingly as you make decisions on size and quality, as it is effortless to go over budget with the many options available.


When choosing a diamond engagement ring, color is an essential factor. The higher the grade of color, the more expensive the diamond.

However, there are some ways to save on the cost without compromising quality.

If you are looking for a yellow gold setting or basket, you can opt for a lower-color grade diamond. The yellow gold will mask the stone's color, providing a stunning finished product.

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This option allows you to stay within your budget while selecting a beautiful diamond engagement ring.

By Nick Karvounis on Unsplash

Buying Within Your Budget

When it comes to buying a diamond engagement ring, budgeting is critical. The last thing you want is to be stuck with a ring that costs more than you can afford.

Knowing the quality factors of a diamond will help you get the most out of your budget.

The four Cs—color, clarity, carat weight, and cut—are important to consider when shopping for a diamond.

Color and clarity determine the beauty of the stone, while carat weight and cut refer to the size and shape. Attention to these details will help you find a diamond that fits your price range.

In addition, different settings have varying prices. For example, solitaire rings are classic yet straightforward and less expensive than fancy or pave settings.

If you’re looking for a more intricate design, consider halo or three-stone settings which are slightly more expensive.

Finally, don’t forget about the metal type. Platinum and gold are popular choices for diamond engagement rings and come in different shades and karats.

The higher the karat, the higher the price. Decide which metal type works best for your budget.

Remember that a diamond engagement ring is an investment and a reflection of your commitment. Don’t let budget concerns deter you from finding the perfect ring for your partner.

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With a bit of research and understanding of the four Cs, you can find a beautiful diamond engagement ring within your price range.

By Kimberly Fowler on Unsplash

Decide on the shape.

When selecting a diamond engagement ring, you will need to decide on the shape of the diamond.

Round is the most popular diamond shape; however, many more options are available such as princess, cushion, marquise, emerald, oval, pear, Asscher, heart and radiant.

Each shape has its unique look and feels, so choosing the one that suits your style best is essential. Consider factors such as how the diamond will sit on the finger or whether you prefer an elongated or square shape.

Furthermore, consider the diamond's size relative to the shape, as this can considerably impact the ring's overall appearance. Finally, compare various shapes and evaluate which shape works best for your particular design.

Start your search.

Now that you know the best way to start your search for a diamond engagement ring online, you can narrow down your options and make the best decision.

When searching, it's important to adjust the clarity, color, cut, carat weight, and fluorescence to stay within your budget.

When shopping for a diamond engagement ring, we recommend starting with the highest option on the cut grade.

Different retailers will have different terms for their best cut grade (i.e., Signature (Blue Nile), True Heart (James Allen), or Super Ideal (Brilliant Earth)).

If your budget is high, you will have endless options. However, if you have a lower budget, you must adjust other factors to find a diamond within your price range.

For diamonds between 1 and 2 carats, you can drop to clarity grade SI1, as imperfections are not usually detectable with the naked eye. For diamonds less than 1 carat, clarity is the least important factor, and you could drop down to SI2.

By Atul Vinayak on Unsplash

For diamonds under 1 carat, you can go as low as I-J color grades for a diamond that would appear colorless mounted on a white gold or platinum ring. Fluorescence is another factor that can help you budget.

While generally seen as a disadvantage, in white diamonds, it can be an advantage.

Remember that specific diamond shapes are more affordable than others, such as the princess cut, which allows for a higher yield of the rough diamond.

On the other hand, the round brilliant is the most expensive shape due to its high demand and brilliance.

By understanding the quality factors of a diamond and making adjustments to your criteria according to your budget, you'll be sure to find the perfect diamond engagement ring!

About Author

My Name is Mohammad Aaqib the founder of

I am a Lawyer by profession but Blogger by passion. will be an operating system for Blogging.

In the Blogging journey, you may fail at one point but I am here to hang you around me until you are willing to tie with me.

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About the Creator



My Name is Mohammad Aaqib the founder of

I am a Lawyer by profession but Blogger by passion. will be an operating system for Blogging.

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