But What If I Really Did Win The Lottery?

It seems like a dream come true, I would feel financially secure and not have to worry about money ever again.

I’ve always worried about money, sometimes I’d economise to the point that it was ridiculous, ever heard that phrase ‘Penny Wise and Pound Foolish’? Well that has been me in the past, I have bought cheap, only to buy a second time because the item was such poor quality that it broke in no time at all.

There are plenty of YouTube videos with advice as to Manifest Money, but until my Fairy Godmother Arrives to Wave a Magic Wand, I'll have to find another way.

So, I asked myself what I would do differently if I became a Lottery Millionaire,

The list was typical of a woman:

Buy some new clothes (and shoes, always shoes)

Go on holiday

Eat out at restaurants

Upgrade the car

Give my relations some money

Give my friends some money

Give some money to Charity

Buy some beautiful leather bound books

Buy some jewellery

Hire a gardener and a cleaner

Take up a New Hobby or an interest

Oh, the list was endless. However, when I read the list I realised that I could achieve a lot of these goals already by adjusting my life to suit a new reality.

I was already a mystery shopper and could eat out in restaurants perhaps I could visit different locations and widen my search, although the assignments were chosen for me. (Not such a bad thing as there were always surprises when I found a hidden gem of a restaurant!) Some of the assignments have been superb, especially to 5-Star restaurants for two people.

I have had hotel stays, again in 5-Star Hotels. Train Journeys to towns I've never visited that were a real surprise and a delight.

There were assignments for clothing and shoes, although sometimes I couldn’t keep the shoes. Especially expensive shoes, but it was lovely visiting my friends wearing a super-duper pair of expensive shoes.

A cheap holiday can be arranged by a ‘house swap’ or looking for bargains on-line.

Upgrading the car would need real hard cash, so I would have to save diligently for that one, but if I started a savings plan now it wouldn’t be out of the question for next year. Finance Agreements scare me as I have enough financial commitments.

And as for handing money to friends and relatives, there really is no need, unless they are destitute. It would make things awkward and probably ruin the relationship. Besides, I find being overly generous is embarrassing for some people because they feel they have to return the compliment.

If I take more mystery shopping assignments, at clothing outlets, I could give the clothes that no longer fit me, or don’t suit me to charity.

There are some second-hand bookshops locally that sometimes have some lovely old books (in need of repair) that are sold at a low cost.

I could sell some of my jewellery that’s no longer suitable because I have grown older and 1960's pieces are no longer my style. These can be sold on-line and I can buy some lovely antique pieces at auction.

Hiring a gardener and a cleaner is probably out of the question. But then, the exercise is good for me, and I do find that if I do my own cleaning I notice areas that need attention before serious problems start.

When I looked at the list with new eyes and a new perspective, I realised that I didn’t need to win the lottery after all, I could probably achieve the same result with a bit of effort and ingenuity.