7 Assets More Reliable & Secure Than Cash

𝙊𝒏𝙚 𝙤𝒇 𝒕𝙝𝒆 𝒃𝙞𝒈𝙜𝒆𝙨𝒕 𝒍𝙞𝒆𝙨 𝙩𝒉𝙖𝒕 𝒃𝙖𝒏𝙠𝒔 𝒕𝙚𝒍𝙡 𝙪𝒔 𝒊𝙨 𝙩𝒉𝙖𝒕 𝒕𝙝𝒆 𝒎𝙤𝒏𝙚𝒚 𝒊𝙣 𝙤𝒖𝙧 𝙗𝒂𝙣𝒌 𝒂𝙘𝒄𝙤𝒖𝙣𝒕𝙨 𝙞𝒏𝙘𝒓𝙚𝒂𝙨𝒆𝙨 𝙞𝒏 𝒗𝙖𝒍𝙪𝒆 𝒐𝙧 𝙞𝒏 𝒓𝙚𝒂𝙡 𝙩𝒆𝙧𝒎𝙨. 𝑰𝙣 𝙧𝒆𝙖𝒍𝙞𝒕𝙮, 𝒕𝙝𝒐𝙪𝒈𝙝, 𝒃𝙚𝒄𝙖𝒖𝙨𝒆 𝒐𝙛 𝙧𝒊𝙨𝒊𝙣𝒈 𝒊𝙣𝒇𝙡𝒂𝙩𝒊𝙤𝒏 𝒂𝙣𝒅 𝒇𝙖𝒍𝙡𝒊𝙣𝒈 𝒃𝙖𝒏𝙠 𝙞𝒏𝙩𝒆𝙧𝒆𝙨𝒕 𝒓𝙖𝒕𝙚𝒔, 𝙠𝒆𝙚𝒑𝙞𝒏𝙜 𝙢𝒐𝙣𝒆𝙮 𝙞𝒏 𝒕𝙝𝒆 𝒃𝙖𝒏𝙠 𝙖𝒄𝙩𝒖𝙖𝒍𝙡𝒚 𝒄𝙖𝒖𝙨𝒆𝙨 𝙮𝒐𝙪 𝙩𝒐 𝒍𝙤𝒔𝙚 𝙢𝒐𝙣𝒆𝙮 𝙬𝒊𝙩𝒉𝙤𝒖𝙩 𝙚𝒗𝙚𝒏 𝒓𝙚𝒂𝙡𝒊𝙯𝒊𝙣𝒈 𝒊𝙩.

Let me share with you 7 assets that can help you stop wealth erosion and increase your wealth.

1. Gold, Silver and Platinum

One of the main reasons money is valuable is that it is used to store value for the future, but since governments today keep printing money at an increasing rate to finance their deficits, you never know when that piece of paper you call a dollar will lose its value. As a result, financial experts advise investing in valuable things that are rare and difficult to produce.

This is the main reason why wealthy people always reserve a portion of their portfolios for precious metals like gold, silver, and platinum because they will always appreciate in value during periods of high inflation. For example, in the 1950s, an ounce of gold could be purchased for $400; in 2023, the same ounce will fetch over $2,000 on the market.

And based to Prime XBT’s gold estimates, it is anticipated to reach $10,000 by 2032, which implies that in roughly 10 years, your gold investments will be five times larger than they are today, despite the fact that the value of money is still declining. Gold’s value is rising, and other precious metals are also preferable than keeping money in a bank.

You can invest in gold ETFs if you’re wondering how to have exposure to gold in your portfolio without purchasing physical gold. With no requirement that you possess real gold, gold ETFs are extremely accessible investment products that provide returns based on changes in the price of the metal.

2. Industrial Commodities

Although scarcity is one of the factors that gives precious metals their name, they also have intrinsic worth that makes them essential as industrial commodities. For instance, silver is used to make electronics, medical equipment, nuclear reactors, and other items.

Similar to copper, other metals including cobalt, nickel, and copper are in great demand in the industrial sector because of their inherent qualities that are difficult for substitute materials to match. To paint a clearer picture, Cobalt demand has increased dramatically since 2020, primarily due to its critical role in the manufacture of electric vehicle batteries, which drove up prices from $20,000 per ton in 2012 to $40,000 in 2022 – a 100 percent increase in just 10 years. Exposure to such industrial commodities can significantly boost your portfolio during times of high demand.

Investments in mining business stocks, such as Rio Tinto mining focused mutual funds, or even derivatives, such as Futures and options, are excellent ways to obtain this exposure because not everyone can invest big sums in acquiring raw materials, nor can we physically store them or locate the suitable purchasers.

3. Safe Haven currencies

Geopolitical stability is a key factor when investing your money in the current world of Fiat currencies, where no currency is backed by gold. For this reason, the wealthy always store their money in Swiss banks.

The Swiss franc is regarded as a safe haven asset in times of turbulence and instability as this has been repeatedly observed, for example during the Eurozone debt crisis in 2009 and the global financial crisis in 2008 when large amounts of funds were transferred from these countries to Switzerland to avoid wealth erosion due to currency devaluation. Switzerland also offers a much more stable geopolitical environment as it has one of the strongest economic systems in the world.

Additionally, the Swiss franc is a useful substitute for the U.S. dollar in international trade. For instance, when the U.S. imposed sanctions on Russian energy trade, Russia conducted transactions in Swiss Francs, which significantly increased the demand for the Swiss franc and caused a tremendous appreciation against all other currencies in early 2023. This was during the recent crisis between Russia and Ukraine.

One Swiss franc was worth 1.1074 US dollars, instantly multiplying the wealth of Swiss franc holders. As a result, top currencies such as the Swiss franc, British pound, and Chinese yuan are excellent stores of value. However, because not everyone can open Swiss bank accounts, currency ETFs and Forex brokers such as forex.com allow smaller investors to gain exposure to currencies with as little as a hundred dollars.

4. Sovereign guarantee

Your money is only as stable as the government backing it, which is why investing in sovereign guarantees is a valuable store of value. The government of any nation is always the last to default because if the government defaults, the entire nation will enter into a default, and no strong government will allot any loans. However, no fiat currency in the world is backed by gold or any other physical asset, so they are still considered backed by the full faith and credit of the government.

Government bonds or g-sex are therefore two of the safest ways to invest in sovereign guarantees.

The global strength of a government should always be considered when investing in g-secs in the United States you can invest in treasury bonds notes and bills to get exposure to Sovereign guarantee as they offer better returns than keeping cash, but only bonds from stable governments with an investment grade credit rating are advised. Remember the Greek sovereign debt crisis in 2009 when the IMF Euro group and ECB had to bail out the country due to its debt therefore the global strength of a government should always be considered when investing in.

5. Mutual Funds and Value Stocks

Treasury bond investments offer higher returns than cash, but because of their minimal risk, they also yield less than equities. While a vital investment, minimal risk A risk-averse investor’s standard. Almost all investors want to see increased returns, and stocks are a fantastic method to do so.

Additionally, not all stocks carry the same degree of risk; in fact, the stock market can be broadly classified into two categories: growth stocks and value stocks. Growth stocks, such as tech companies, carry a higher level of risk because they deal with concepts and innovations that have a greater chance of failing.

Value companies with strong fundamentals, however, not only offer steady and continuous price appreciation but also dependable dividends as industrial metals are less hazardous due to known demand for the foreseeable future.

Individual investors may find it difficult and time-consuming to thoroughly examine the fundamentals of each value stock, but dividend-focused mutual funds like the Vanguard are an alternative. Individual investors might choose Index Fund Admiral shares because they offer a high dividend yield and have a track record of consistent dividend payments.

6. Land and Real Estate

For a very good reason – it is rare and has always been in high demand – accountants view land as a non-depreciating asset. One of the most valuable commodities in the world has always been land. With a growing population, we require land for a variety of uses, including homes, schools, factories, agricultural, and commercial buildings.

Real estate and land both provide excellent inflation hedges in your investment portfolio because they are both built on land, which is also always in demand for residential homes, offices, and commercial properties. According to some statistics from a Bloomberg analysis, despite a significant decline during the 2008 housing bubble, house prices tripled between 1992 and 2020. Therefore, when the value of the dollar starts to decline, having exposure to the real estate market is always beneficial.

Since owning a fully paid off home is a net worth goal for people in their 40s, it is advised to start investing in real estate early. However, most small investors only consider entering the real estate market later in life because they only think of real estate in terms of the house they live in.

You don’t need a lot of money to get exposure to the real estate market; instead, you can invest in REITs, which are mutual funds with a real estate focus. One of the most well-known REITs in the United States is Ventus Inc. or VTR, which invests in healthcare real estate, including senior housing, research facilities, hospitals, and other properties. As an alternative, you can take out loans to buy rental homes. The rent will cover your mortgage payment and other costs, as well as bring in profits.

7. Collectibles

Antique vehicles unusual artwork luxury handbags handcrafted by hand A normal car’s price drops by half the moment you drive it off the road, but the math works the reverse for vintage cars, exactly like wine; they increase in value over time. Limited edition timepieces and even the first editions of renowned novels are included in this asset class.

In fact, a 1955 Mercedes-Benz 300 SLR ulenhout Coupe sold in 2022 for an astounding 135 million euros. Since only two of these vehicles were ever made, they are rare collectibles among auto enthusiasts.

The most contentious Leonardo da Vinci painting, Salvatore Mundi, was purchased by a Saudi Prince at a Christie’s Auction in 2017 for a staggering 450 million dollars. The wealthy spend a lot of money on limited edition items because these special objects are Timeless stores of value and can sell for unimaginably high prices if you find the right buyer.

Online marketplaces like whatnot are great options for selling rare baseball cards, common Comet action figures, and more. If you can’t afford to buy the entire item, you can even invest in fractional ownership of collectibles on platforms like convey and Masterworks.

While cash serves as a necessary tool for day-to-day transactions, relying solely on it as a long-term investment strategy may not guarantee financial security.

Diversifying your investment portfolio with reliable and secure assets can better safeguard your wealth against market fluctuations and inflationary pressures.

Real estate, stocks, bonds, precious metals, cryptocurrencies, mutual funds, and real assets all offer unique opportunities for growth and protection, ensuring a more stable and prosperous financial future. As with any investment, it is essential to consult with financial experts and conduct thorough research before making decisions. Remember, a well-planned and diversified investment approach is the key to achieving long-term financial stability.

(𝑰 𝒕𝙧𝒖𝙡𝒚 𝒉𝙤𝒑𝙚 𝙮𝒐𝙪 𝙛𝒐𝙪𝒏𝙙 𝙩𝒉𝙞𝒔 𝒂𝙧𝒕𝙞𝒄𝙡𝒆 𝒖𝙨𝒆𝙛𝒖𝙡 𝙖𝒏𝙙 𝙩𝒉𝙖𝒕 𝒊𝙩 𝙢𝒐𝙩𝒊𝙫𝒂𝙩𝒆𝙙 𝙮𝒐𝙪 𝙩𝒐 𝒔𝙩𝒂𝙧𝒕 𝒂 𝒏𝙚𝒘 𝒋𝙤𝒖𝙧𝒏𝙚𝒚)