SD D
Bio
I believe I am going to use this as my way of releasing internal pain. These stories will mostly be based on my life or the life of a loved on. Please be nice. I'm not much of a writer...just someone with tons of pain who needs to vent!
Stories (3/0)
9 Things That Poor People Should Quit Wasting Money On
CREDIT CARDS Credit cards offer a range of advantages, as many providers offer incentives for spending, such as cash back, reward points, and airline miles. These benefits make credit cards an attractive option for managing expenses, but it’s crucial to clear the full payment every month. The downside of credit cards emerges when carrying a balance, as the high interest rates, typically around 20%, can result in substantial additional costs. For instance, a $1,000 credit card balance would accrue an extra $200 in monthly interest. To avoid financial strain, it’s advisable never to maintain a credit card balance. This principle applies to any loan or financial obligation that involves paying interest. Therefore, it’s important to carefully evaluate the worthiness of any loan or financial commitment before proceeding, considering the added expense of interest payments.
By SD D10 months ago in Motivation