Michelle Gibson

Joined February 2020

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Stories (6/0)

FHA Loan Pros & Cons
When deciding to buy a house, one of the most important decisions you need to take into consideration is getting a loan. Most people don’t have a lot of money for an upfront payment. So loans have become a necessity for most of us. However, what can you do if your credit history is not stellar? Or if you cannot afford to pay a huge 20% upfront payment? The great news is that the government offers FHA loans or Federal Housing Administration loans.
By Michelle Gibson2 years ago in Lifehack
4 Tips for Buying a Fixer-Upper
Buying a fixer-upper can put you on the road to a great value home or disastrous losses. Properties that are unloved or out-of-date can present an opportunity as long as you evaluate the work required correctly. You need to go into any purchase like this with your eyes open, understanding the work involved, if you are to be successful. Let's take a look at some tips to help you buy a good fixer-upper.
By Michelle Gibson2 years ago in Lifehack
Tips for Buying a Home with Pets
When moving home you have a lot to think about, so it is easy to forget about your pets and their needs. But if you take some time to consider the requirements your pet has, it will make your new home a better place to live for the whole family. We review some of the things that need to think about when buying a home with pets.
By Michelle Gibson2 years ago in Petlife
Why You Need Homeowners Insurance
Buying a house is an expensive experience, so you will naturally want to avoid any unnecessary costs. Homeowners insurance might seem like something you can avoid spending money on, but is this a wise choice?
By Michelle Gibson2 years ago in Lifehack
How to Help Your Child Build Their Financial Future
Having an excellent credit rating will make getting a mortgage, car loan or credit card much easier. Better interest rates are available to those with good credit, so it is important to improve your credit before applying to lenders.
By Michelle Gibson3 years ago in Families
Home Inspection Checklist for Buyers
Finally, you have decided to purchase a house, congratulations! But before you sign on the dotted line and get the keys to your new home it is important to get the home inspected. We know that buying a home is a cheerful experience but it can leave you kicking yourself for having made an enormous fault if you don’t do the home inspection.
By Michelle Gibson3 years ago in Lifehack