Budget Building Basics for…Everyone
Oh, the dreaded “B” word - budget. Just the word alone conjures up images of sitting around a kitchen table with bills in one hand and a piece of paper with a bunch of numbers in the other.
How to Save On Your Bills: Utilities
I remember when I was a kid, I was such a weirdo. I never did anything the right way. It was a shortcut here, a leftover screw there, anything that I did was kind of off.
Why Should I Pay for Financial Coaching?
The number one question from everyone out there is: Why should I pay you to coach me on my finances? If someone finds themselves in a financial pinch, I can see how it might seem counterintuitive to spend money on a service with no guarantees.
How to Save On Your Bills: Subscriptions
I remember it wasn't that long ago that subscription services were for things like magazines and getting CDs sent to you in the mail via that 99 cent deal that Columbia House used to offer.
How to Save On Your Bills: Groceries/Eating Out
Food is one of the necessities of life. You can only live for approximately three weeks without food. If you're single, the whole food thing can be tricky. It's easy to determine that it's cheaper to eat out everyday than it is to cook at home.
How to Save On Your Bills: Cable/Internet
Did you know that the average household monthly cable bill in America is $217 dollars? According to DecisionData.org, that amount now exceeds the average cost for all other major household utilities (electricity, gas, water, sewage, garbage).
What to Expect from a Financial Coaching Session
So, you’ve decided to give this financial coaching thing an extra look and are considering jumping into a coaching session. But the elephant in the room that you keep coming back to is that you have no idea what to expect.
Why Should I Use the Debt Snowball Method for Debt Relief?
Every time I turn on the TV, I see a new debt settlement or debt relief program designed to engage Americans and “get them out of debt once and for all.”