Oh, the dreaded “B” word - budget. Just the word alone conjures up images of sitting around a kitchen table with bills in one hand and a piece of paper with a bunch of numbers in the other.
I remember when I was a kid, I was such a weirdo. I never did anything the right way. It was a shortcut here, a leftover screw there, anything that I did was kind of off.
The number one question from everyone out there is: Why should I pay you to coach me on my finances?
If someone finds themselves in a financial pinch, I can see how it might seem counterintuitive to spend money on a service with no guarantees.
I remember it wasn't that long ago that subscription services were for things like magazines and getting CDs sent to you in the mail via that 99 cent deal that Columbia House used to offer.
Food is one of the necessities of life. You can only live for approximately three weeks without food.
If you're single, the whole food thing can be tricky. It's easy to determine that it's cheaper to eat out everyday than it is to cook at home.
Did you know that the average household monthly cable bill in America is $217 dollars? According to DecisionData.org, that amount now exceeds the average cost for all other major household utilities (electricity, gas, water, sewage, garbage).