College graduation is an exciting time. For the past 12+ years we have been working towards receiving a higher education, a degree that can make our families proud, but also allow us to achieve a dream job. As we graduate from college, we embark on a new chapter, a new journey where we begin to understand the reality of being an adult and having to now learn to take on responsibilities such as paying your own rent, etc. I grew up with friends who had to work at an early age to support themselves, to friends who were dependent on financial aid and student loans, and to friend whose parents helped along the way. I was fortunate to have my parents help me when it came to financial support, but I also had the help of financial aid and student loans. As I began to live in an apartment that is where I realized how much it takes to live on your own and why it's important to save money when it comes to paying bills.