fintech

A foray into fintech; a breakdown of the latest and greatest innovations in financial technology.

She Said She Would Expose Her Former Boss on August 26. She Was Found Dead in the Mojave on August 24.
At 9:47 p.m. on August 24, California Highway Patrol officers found a car on the southbound side of Interstate 15 in the Mojave Desert. Inside was Hsin-Ju Chuang, 37. She was pronounced dead at the scene. Daytime temperatures there can approach 42°C. At night the desert cools, and the roadside has no shade.
By Jina day ago in Trader
Why Hong Kong Loved Tycoon Family Dramas — and Why Mainland China Often Struggles to Make Them Work
There is a particular kind of television drama that Hong Kong once made better than almost anyone else. Put a giant family business on the screen.
By Jin3 days ago in Trader
Geely Buys 30% of NIO Energy: What the Battery-Swap Deal Means for EV Drivers
On September 28, 2026, in Hangzhou, NIO and Geely Holding signed an agreement. Geely gave NIO Energy 100% equity in Yiyi Interconnect and RMB 640 million in cash in exchange for newly issued shares. After the deal, Geely holds 30%, NIO China holds 63.6%, and NIO Energy’s post-money valuation is about RMB 16 billion. NIO also received a 10% stake in Haohan Energy. Haohan Energy will use the funds to buy some charging assets from NIO.
By Jin6 days ago in Trader
SpaceX Just Declared War on Your Phone Bill
On August 4, 2026, during SpaceX’s first earnings call as a public company, President and COO Gwynne Shotwell said SpaceX plans to build ground infrastructure that complements its satellite internet service and compete directly with major U.S. mobile carriers. She said the three largest carriers generate hundreds of billions of dollars in annual revenue and that SpaceX expects to attract a significant share of their customers.
By Jin7 days ago in Trader
BOS vs. CHoCH: Decoding Institutional Confirmation and Reversal Signals
In Part 1, we learned that a trend remains intact until its structural framework is validated or broken. If you can define the major swing points (the external structure), your next task is to identify when those points are breached.
By Junaid Ali (Official)8 days ago in Trader
Advanced Market Structure: From Swing Highs to Structural Shifts
If you have spent any time staring at price charts, you have probably heard the phrase “the trend is your friend.” It is one of the oldest adages in technical analysis. Yet, for most developing traders, following the trend leads to a frustrating cycle: buying right at the top before a sharp reversal, or shorting at the exact moment price decides to rocket higher.
By Junaid Ali (Official)8 days ago in Trader
Meta Lost a $219 Billion Verdict in New Mexico. The Math Behind It Is Wild.
On September 25, 2026, at the First Judicial District Court in Santa Fe, New Mexico, the jury finished reading its verdict. Meta Platforms Inc. lost under the state’s Unfair Practices Act. After leaving the courtroom, State Attorney General Raúl Torrez said he would seek a civil penalty of up to $219 billion.
By Jin10 days ago in Trader
The 0.03% That Has Hong Kong Asking: Is the Hong Kong Dollar Still the Only Currency That Matters?
HKD and RMB: The Symbolic Cost of a 0.03% Expenditure September 2026, Hong Kong SAR Government Headquarters. Page 47 of a five-year plan document. One sentence: the government will take the lead in studying and promoting the use of RMB to pay government expenses in more suitable scenarios.
By Jin14 days ago in Trader
Warren Buffett Just Split the Throne—and Left $365 Billion Sitting in Treasuries
96-Year-Old Buffett Hands Over the Chairman Role: $365.5 Billion in Cash, Howard as Gatekeeper, Abel's First Net Buying On September 18, 2026, Warren Buffett announced in a letter to shareholders that he was stepping down as chairman of Berkshire Hathaway. He became chairman emeritus and remains on the board. His eldest son, Howard Buffett, succeeded him as chairman. Greg Abel remains chief executive officer.
By Jin16 days ago in Trader
The 3 Types of Compounding Machines. One of Them Is a Trap.
The three fates of compounding machines Start with three numbers. Over three years, a company's operating profit rises from $1.0 billion to $1.4 billion. Invested capital rises from $5.0 billion to $9.0 billion. Incremental profit is $0.4 billion. Incremental capital is $4.0 billion. Marginal ROIC is 10%. Over the same period, FCF / Net Income falls from 85% to 55%. The market gives the company 30x FCF.
By Jin16 days ago in Trader
The Fed Raised Rates. The Nasdaq Jumped 440 Points. Here’s Why That Matters.
The post-hike counteroffensive: a breakdown of the U.S. stock market on September 17 The Dow rose 0.61%, the Nasdaq rose 1.69%, and the S&P 500 rose 1.14%. The Nasdaq added 440 points in one day. Semiconductors led: ARM +8.57%, Intel +7.67%, AMD +6.36%. WTI crude fell to $101.91, Brent fell to $104.82, the dollar index closed at 100.248, and the 10-year Treasury yield fell back below 5%. Gold miners rose across the board. The Wind U.S. Tech Seven Giants Index rose 1.76%.
By Jin18 days ago in Trader
The $120 Billion Door: Why India’s Central Bank Is Forcing Tata Sons to Go Public
Inside the door, outside the door: why is India’s central bank forcing Tata Sons to list? In September 2026, the Reserve Bank of India rejected Tata Group’s exemption application. Tata Sons must list.
By Jin18 days ago in Trader