advice

Investing is simple, but not easy; stock advice, trading tips and investment strategies for building the perfect portfolio.

8 Lessons On Money You Should Consider
1. Destroy Expenses Every month, ruthlessly go through your budget to determine what other expenses / non-essential spending you can obliterate.
By Destiny S. Harris10 months ago in Trader
35+ Years Old And Never Invested.
If you're over 35 and you've never invested, you're not stupid. You're not lazy. And you're not uniquely behind. But you are running out of time to pretend this will sort of itself out.
By Destiny S. Harris10 months ago in Trader
You're More Likely To Do This Over Investing
Around 85% of people manage a car note. Yet according to Yahoo Finance, 78% of Americans have less than $50,000 saved for retirement.
By Destiny S. Harris10 months ago in Trader
13 Ways To Lower Moving Costs
1. Short and Sweet Many people have extended moving processes. Be aggressive and aim to finish your move over the weekend or within a day (depending on how far you're moving). It's super aggressive but also cheaper.
By Destiny S. Harris10 months ago in Trader
How To Start Investing When You Have No Clue: 10 Practical Steps
People don't avoid investing because they're lazy. They avoid it because they feel stupid. They hear terms like asset allocation, market cycles, risk-adjusted returns, and they immediately assume they're behind, unqualified, or too late. So they delay. They 'research'. They wait for clarity. And years pass.
By Destiny S. Harris10 months ago in Trader
VIVBIT Review: A Sleek Interface or a Sophisticated Trap?. AI-Generated.
The allure of a perfect trading platform is often the first step into a well-designed trap. In the current cryptocurrency landscape, the technical barrier to creating a professional-looking exchange has dropped significantly, allowing anonymous entities to build high-end interfaces that mimic established giants. One such platform, VIVBIT, has recently surfaced, operating under the domain vivbit.xyz. While the site presents a polished facade of contract and spot trading services, a look at the underlying data tells a story of missing licenses, automated responses, and a digital footprint that is barely months old.
By TraderKnows10 months ago in Trader
How To Make Yourself More Financially Agile
Prices will continue to inflate. Gas prices will continue to fluctuate unfairly. Housing will increasingly become "less affordable."
By Destiny S. Harris10 months ago in Trader
96% of Americans Don't Read About Money
Ask the average person what they're reading, and they'll likely have one of two answers: 1. Nothing 2. An entertaining fiction book
By Destiny S. Harris10 months ago in Trader
How To Enjoy Life AND Build Wealth
A lot of people claim you can't enjoy life without sacrificing financially in the process. It depends, though. Within the first year of my career, I paid off my car and credit cards and traveled to multiple countries.
By Destiny S. Harris10 months ago in Trader
If You're In Significant Debt, Quit Spending :-D
Is Minor Shopping Harmless? They say "window shopping" is harmless, but is it? When you go to a grocery store without a list or set intentions, how often do you buy things you had no intention of buying?
By Destiny S. Harris10 months ago in Trader
The Low-Attention Way I Build Wealth Without Watching Markets
SOME financial advice assumes you are financially educated, enjoy tracking markets, following news cycles, comparing strategies, and staying constantly "informed." Moreover, it assumes you want to think about investing all the time.
By Destiny S. Harris10 months ago in Trader
I Don't Know THAT Much About the Markets. I Just Keep Investing.
I'm not a market expert. I don't read charts. I don't follow earnings calls. I don't track macroeconomic narratives. I don't try to predict recessions, rate cuts, elections, or black swan events.
By Destiny S. Harris10 months ago in Trader