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5 Investments Worth Trying Out

Investing is the most incredible way to get passive income, fund your retirement, grow your wealth and meet your financial goals.

By McKenzie JonesPublished 3 years ago 3 min read

Investing is the most incredible way to get passive income, fund your retirement, grow your wealth and meet your financial goals. However, investing is something you cannot do with your eyes closed. So, when you have settled where to invest your money, then you should, by all means, avoid get-rich-quick schemes like Ponzi and focus on legitimate investments. In this article, we have analyzed five legit investments that are worth trying in 2021.

1. Cash and commodities

If you are a first-time investor, you can try this because it is a low-risk type of investment. Here, gold and silver are the primary commodities that you can invest in 2021. This is because they are immune to geopolitical uncertainties like the trade wars between the U.S. and China. In addition, gold and silver are safe havens for investors who do not like living in indeterministic finance situations.

To understand gold and silver as trading commodities, the following are their characteristics.

● Gold

Gold is used in jewelry, technology by central banks, and therefore, their demand is persistent. So even when the U.S. dollar goes down, be sure that gold prices will rise.

● Silver

Silver is cheaper than gold, but it is more thinly traded, and therefore it is more volatile and illiquid. Thus, silver can be a more affordable alternative to gold and is desired due to its intrinsic qualities. However, you must highly evaluate the risk of investing in silver before taking the investment move. Gold IRA Guide is an online platform that will offer you tips for buying silver, enabling you to make informed decisions before investing in it.

2. Real estate

Real estate investment involves purchasing, owning, management, and selling land or buildings for profit. This is an investment that is satisfying and lucrative. The best way to make money in real estate is to become a landlord of a rental property. Some simple ways to invest in real estate include:

● Rental properties - it is ideal for people who have renovation skills and those with patience to manage tenants.

● House flipping - requires capital and experience in real estate evaluation.

● Real Estate Investment Trust (REITs).

● Real estate crowdfunding.

3. Saving bonds and corporate bonds

A bond is considered a safe, low-risk investment because the issuer defaults are the only time you will not get your money back. U.S. saving bonds are the safest because they are backed by the government, making them more risk-free.

Corporate bonds are a bit riskier than government bonds because there is a higher risk for a corporation to default on a loan. In addition, you should note that purchasing a corporate bond does not give you partial ownership of the involved company.

4. Stocks

The stock has proven to be the best investment in the U.S. for more than ten years now. The stock has delivered more returns than bonds, savings, and even gold. However, no matter how good the stock deal may look, there are two main risks associated with it: volatility and permanent loss. Volatility means prices can swing broadly over a brief period. So, if you need to sell stock over a short period, they are unfavorable. When a company runs bankrupt, stockholders may face an end for their growth, for they are paid whatever is left. If you want to curb these unforeseen circumstances, then the best way is to diversify portfolios.

5. Peer-to-peer lending

Peer-to-peer lending has grown to be one of the hottest investment opportunities these days. Depending on the platform you use, you will make a range of returns on your investment. Lending Club, peer form, and prosper are some platforms to make your investment a success. Peer-to-peer lending platforms allow you to lend some capital to businesses and individuals as you collect some interest rate on return. Staking your money in a savings account will earn you more because of less risk as the algorithm does most of the work for you.


Investment is the most appropriate way to realize financial freedom. It is also an incredible way to merit your financial goals. Due to ongoing geopolitical uncertainties in 2021, it could be challenging to choose an investment opportunity. Peer-to-peer lending, stock, bonds, real estate, cash, and commodities are our picks for 2021.


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