Diamonds are like Led Zeppelin; they never go out of fashion. But they are also a bit too heavy for our pockets. But thanks to the latest technologies that we can make our payments in easy EMI options. To eliminate your pain of searching for things time and again, here are some of the famous brands and their ways in which they provide diamond jewellery on EMI.
Before jumping on to those diamond brands, let us understand what EMIs are. It is Equated Monthly Instalments, which means we can pay up the whole amount in certain divided amounts rather than bearing the burden of paying it all at once. Today, EMIs are mostly present with every expensive thing, which usually is difficult to buy in one go, such as cars, electric appliances, gadgets etc. Similarly, many famous diamond or gold jewellery making companies provide easy EMI options to their customers.
In general, most of the jewellery stores demand a certain amount as a down payment for your diamond piece. This is small margin money deposited at the time of booking, while the rest could be paid in instalments. You get flexible tenures such as 3,6,9 or 12 months for payment. Most of the time EMIs are interest-based. You get interest on your amount according to your chosen tenure. Usually, if you choose longer tenures, your interest rate increases.
Your EMI is completely based on the diamond rates of that instance. If the diamond rate in the market is more at that time as compared to other times, your break-up of the cost would be more. Certainly, the interest rates and payment amount will increase. This tells us that every company has a different EMI policy and rates for products having similar features such as its weight, grade, quality etc.
Now that is a bummer. But that reminds me of one of the best diamond sellers in San Antonio, Exotic Diamonds!
Exotic Diamonds has the policy of buy now, pay over time. This makes buying diamonds way easier than imaginable. Also, for every monthly payment for your purchase, there are NO HIDDEN FEES! Yes, that’s right, you get to buy your sizzling diamond jewellery at the right price, not a single penny extra.
Exotic diamonds are now affiliated to Affirm, to provide you exciting offers on payment and easy financing. No games played, no hidden interests, making the total checkout equal to what you would pay!
You get safe and secure loans, as they never ask for any card number. They accept payment by debit card, bank transfer and check. This makes payment completely under your control. Here you’re the boss, you can pick the loan that fits your budget and get to pay off with flexible tenures.
As a cherry on top, you can simply go to the official website of Exotic Diamonds and view, purchase and pay online with no fuss. You can even pay your bills online on the official website of Affirm. Going by the customer reviews, we can assure you that it provides one of the best services and ensures customer satisfaction.
In addition to diamonds, you can even choose from the wide range of gold jewellery in instalments that are easy on your pocket. You get easy EMI options and simple payment choices. This is the best place to buy a gold chain. Now you can look more exotic with Exotic Diamonds!
Another such company which goes to an extra mile in their efforts is the Blue Nile.
The Blue Nile is a US-based super famous diamond company. They let you buy jewellery with simple purchase options without any hustles. They accept credit cards, VISA, AmEx and other such cards for payment. You can also pay your EMIs using the online option. They accept a wide range of online payment portals such as PayPal, Alipay and WeChat pay. However, these are subject to some limits.
With a variety of methods, they provide you for payment, they also have the option of Wire Transfer aka Credit Transfer. You can electronically transfer funds from one institution to another.
All these methods of payment are based on strict security and privacy policies, so you rest assured of it being safe. The main objective of EMI is to provide you with an accessible and relaxed shopping experience. All the orders are hence, guaranteed to be in secure hands until it is delivered to your door.
So, ladies and gentlemen, what is stopping you now from shining in the blazing polish of expensive diamonds. With the above-mentioned policies and brands, you have all the roads leading to the shiny diamonds which you can flaunt in front of your friends. You can now easily avail the best deals and EMI options on your favourite rings, chains, bracelets and more. It’s your time to shine!