Black Friday

Black Friday is a traditional November sale that inspires both excitement and terror among many people. Delight - how many appealing and desirable things may be made accessible at steep prices... And panic - from the need to buy everything, not forget anything, and not be left with empty pockets at the end of the day. This is how you do it!

What should I do?

One of the most common faults in Black Friday shopping behaviour is the frenzied rushing around the sites, the feverish investigation of the available discounts, and the frantic attempts to put everything that is most appealing and accessible into baskets.

This strategy has three major drawbacks: 

• hurried browsing and comparing final pricing at multiple sites takes a lot of time and effort; • the most favorable deals "fly away" first, and there is a danger of simply not being able to finish the purchase in time; and
• Pursuing enormous discounts might lead to impulsive buying of utterly needless products.

• What can you do to avoid this? First and foremost, plan ahead of time for Black Friday. Use the long November holidays and our easy instructions:

1. Walk around the house, go over the contents of the closets and make complete lists of what you need to buy.
2. Divide what is written into 2 categories: "Necessary" (things that you need to buy in the near future anyway) and "Desirable" (goods that you would like to buy - but for now you can do without them).
3. Then go to those online sites where you usually order the products on the list and put them in the basket in advance. Items from the "necessary" category can be added on all sites where they are available.
4. As soon as Black Friday officially kicks off - go to these sites and update your shopping cart. You will immediately see what discounts are available for each product, where it is more profitable to buy it, and whether it is worth buying at all.
5. As a rule, items from the "Necessary" category are worth buying, even if they have a small discount. But things from the “Desirable” category are better to buy only if the discount is significant.

This approach takes less time and effort, and also avoids unnecessary and spontaneous purchases, hectic surfing and attempts to grab a long-awaited dream by the discount tail.

How not to go broke?

Despite the fact that Black Friday is traditionally considered a day of good shopping, the need to spend a large amount of money at once can be an additional source of stress or a limiting factor for some purchases. Is it really possible to do without it?

Yes - if you approach the process correctly and take the opportunity to pay for your purchases in installments. This option is available, for example, to all Halva card users who can buy goods in Halva partner stores and receive installments for up to 10 months. This is a very convenient scheme in which all purchases made using the card are summed up, and a monthly payment is formed from their value, which must be canceled on a single payment day.

During Black Friday there will be special conditions for Halva card holders. To participate in the promotion from November 1 to November 28, cardholders need to register in the Halva - Sovcombank mobile application. Upon registration, the subscription “Halva. Ten ", which provides 10 months of interest-free installments for any purchases from partners of" Halva ". In the period from 15 to 28 November for all participants registered in the promotion, the installment plan for all purchases from partners will be increased to 24 months.

To make shopping even more convenient, on Halva Market a selection of cool products has already been collected that can be bought in installments for 24 months, and the calculation of monthly payments has also been made.

How can you get additional benefits?

Can Black Friday get even better? Yes - and, again, with the Halva card. Among all users participating in the "Black Friday with Halva" promotion and making purchases in the amount of 10,000 or more.

Here's what you need to do for this:

1. Download the mobile application "Halva - Sovcombank".
2. Activate the promotion "Black Friday with Halva" in the section "Only for you" in the application.
3. Make any 5 or more purchases during the promotion in the amount of 10,000 rubles or more in Halva's partner stores.

Among those who fulfilled all the conditions and registered in the promotion from November 1 to 14, 5 prizes of 100,000 rubles will be drawn, and among those who registered from November 15 to 28 - 10 prizes of 50,000 rubles each. The winners will be announced by December 31, 2021, and the awards will be held by February 15, 2022.

Use a convenient and affordable way to make Black Friday even more profitable!

The subscription is connected free of charge for 30 days, the exception is if the subscription has already been connected. Then - 299 rubles. per month (199 rubles for Social Halva cards).