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Top 5 Travel Credit Cards In India

Travel and save money

By Kirti BhargavPublished 2 years ago 4 min read
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Travel credit cards have gained a lot of attention lately. Travelers from all over the world get a travel card to accompany them on their holiday tours and vacations. These cards hold a lot of importance for travelers fetching them discounts, gift vouchers, complimentary Airport Lounge Access, discounts on flights and room bookings, and partner discounts as well.

A lot of banks and card issuers have a variety of travel cards with them. These cards come with loads of benefits but the cost can be on a bit heavier side. Following are some travel credit cards that you can consider:

InterMiles HDFC Bank Diners Club Credit Card

HDFC offers a lot of travel credit cards. One of their renowned card is the InterMiles Diners Club Credit Card. This co-branded card, launched in partnership with Intermiles.com, brings a lot of benefits and dedicated discounts in the form of InterMiles.

The card comes in at a Joining Fee of Rs.5000 and offers 8 InterMiles for every 150 Rupees spent and 16 InterMiles for every 150 rupees spent on travel-based transactions such as hotel bookings, flights, and such, and unlimited Airport Lounge Access only for domestic airports. The card comes with an annual fee of Rs.5000 which can be waived off by achieving Spending Milestones.

Emirates Skywards ICICI Bank Emeralde Credit card

ICICI Bank has recently launched this card in partnership with Emirates Airlines. Emirates Skywards Emeralde Credit Card is offered at a joining fee of Rs10,000 and the same with the renewal fee. This card also Fetches 10,000 Skyward miles along as a welcome Bonus. The card is a perfect companion for people who travel frequently by Emirates Airlines.

The card gives you 2.5 Miles for every 100 rupees you spend. The card also includes Skywards Silver Tier Membership, Unlimited domestic and international Lounge Access, a fuel surcharge waiver of 1%, and a lot more.

Citibank PremierMiles Credit Card

One of the best travel cards offered by Citibank is the Premier Miles Credit Card. The card is a perfect fit for people who travel by air domestically on a frequent basis. The card makes Miles as reward points with can be redeemed against transactions for Hotels Flights, partnered Airlines, etc. The Card is offered at Rs. 3000 and the renewal fee is also the same. Welcome benefits include 10,000 miles and it also offers 3000 Miles on the renewal of the card. You make 4 Miles for every 100 rupees spent and 10 Miles for every 100 rupees spent on travel transactions.

American Express Platinum Travel Credit Card

American Express is a globally recognized Credit Card Issuer and offers a ton of credit cards in different categories. AmEx Platinum Travel Credit Card is the most popular travel card by this particular card issuer offered at Rs.3,500 and a renewal fee of Rs.5,000. The card comes with a lot of milestone benefits that can be redeemed while shopping and at AmEx’s Online shopping Portal.

The card offers dedicated travel benefits including Complimentary domestic airport lounge access and Priority Pass membership for international lounge access. The card also offers milestone benefits of Taj Expenses e-gift card and Taj Stay vouchers.

Axis Bank Atlas Credit Card

This Sub premium generic credit card by Axis Bank. The card comes with a lot of benefits where you earn Edge Miles for every transaction you make. The points can be redeemed while booking flights and hotels using the bank’s Travel Edge Portal. The points are also redeemable for AirMiles as well.

With a joining and annual fee of Rs.5000, Atlas Credit Card is placed on a bit premium side. But, the card offers a host of benefits in return including 5000 points as a welcome Bonus, 2 Edge Points on international transactions worth 100 rupees, and 1 Edge point for all other transactions of 100 rupees. The card also offers Complimentary International Airport lounge access for both domestic and international Airports.

Bottom Line

Since these cards are costly to maintain, one should not opt for a travel credit card for daily usage. If you are considering going for a Travel credit card for the first time, you must know about How To Use A Credit Card While Traveling which can give you an overview of points to keep in mind if you are new to using Credit Cards on a holiday tour or vacation.

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About the Creator

Kirti Bhargav

Financial Content Writer at Cardinsider.com

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