Darbi

The First-Ever Turn Key Software To Build Business Credit And High Limit Funding For Entrepreneurs Is Here! Business Credit & Funding Just Got Easier!

A cutting-edge technology company, BCA Culture, launched their new app that will eliminate the mystery and intimidation around the business credit building process. The development of this application has drawn on years of expertise unlocking the complexities of establishing business credit and obtaining high limit funding for small businesses. The new BCA Culture app guarantees a company will see results for business credit and funding as long as they follow the patented program created by BCA Culture at their fingertips.

During the global pandemic, an alarming amount of minority businesses were impacted by the plummeting economy. While “majority” businesses were able to benefit from the additional funds that were injected into the US economy, a disproportionate amount of minority businesses missed out on obtaining business funding due to lack of knowledge or proper documentation, and misinformation. BCA Culture has created a process that will help the novice business owner obtain top credit to help introduce new products, services, float payroll, purchase equipment, or to maintain its daily operations.

BCA Culture promises the 3 elements to their clients:

Qualify for a minimum of $50,000 in business credit starting today

Step by Step system to obtain business credit without using your personal credit

Discover the best routes and strategy to obtaining high limit credit cards, store cards, and funding for your unique business needs

Newly released data offers a comprehensive snapshot of how access to PPP loans varied considerably based on neighborhood demographics, with small businesses in majority-white neighborhoods receiving PPP loans more quickly than small businesses in majority-Black and majority-Latino or Hispanic neighborhoods.

The PPP also revealed capital access challenges for some small businesses due to broader shifts in the small business lending market. Over the past couple of decades, large banks have been less likely to operate in the small-loan space due to low-profit margins, and small banks that traditionally served local small businesses have declined due to a wave of bank consolidations since the financial crisis.

BCA Culture’s CEO comes with years of financial industry expertise with a specialty in building business credit. Widely known in the industry as simply Darbi, she has brought her corporate expertise and her detailed results in building business credit to BCA Culture. Formerly known as The Business Credit Agency, Darbi has elevated her strategy to not only include educating our community on business credit but today she and her team have entered the software development lane with the creation of BCA Culture. The Business Credit Agency in the last quarter of 2019 helped over 75 entrepreneurs obtain over $4.5 Million in Business Credit and Funding Opportunities through teaching online classes. Then January 2020, hit and business has skyrocketed due to COVID-19 and more businesses than ever wanting to be positioned for funding and business credit.

“Now, we have helped over 1,000 entrepreneurs get approved and funded multi-millions in business credit, grants, and funding!

We are also partnered with Mastercard to offer Business Credit Cards for small enterprises to established corporations,” stated Darbi.

I had the honor and privilege to interview Darbi.

Vocal readers, please enjoy our interview!

Tammy Reese:

What sets BCA Culture apart from other technology companies?

Darbi:

We first started by hosting packed events here in Atlanta, GA teaching entrepreneurs how to set up their business, properly build up their business credit, and how to obtain funding. Also, we would connect entrepreneurs with experts in different industries. We've noticed that it was a whole vibe and awesome feeling that we were all working together for a common purpose.

A lot of entrepreneurs at our live events were able to make connections and long-lasting relationships. From that, we've created a culture of entrepreneurs, and now we have this aspect where we have our technology which is BCA Culture. BCA Culture allows us to grow that vibe that we had at our live events and not limit ourselves. A key difference that sets us apart is that we use our technology to reach people, not to replace people.

Tammy Reese:

How can entrepreneurs obtain the BCA Culture app?

Darbi:

Entrepreneurs who are interested in obtaining funding for their business and building business credit can access the app through our website www.bcaculture.com. We have it set up that when you first enter our website we conduct a digital free Business Credit and Funding Analysis. This allows entrepreneurs to go through our software, tell us their goals, answer questions, and more. This will process them in our software of where they should start. Based on this process it will also determine if an entrepreneur should continue to get your foundation in order or if they're ready to start building business credit and get funding.

Tammy Reese:

Why is it important for aspiring and established business owners to be aware of the business credit process?

Darbi:

Over 90 percent of business owners aren't aware or don't know a lot about business credit. Mostly it's used for larger companies. With the Cares Act and the Stimulus Bill, we've noticed a lot of different funds were available for small business owners who may not have known that they are in business. What I mean by that is if you're a contract worker you're technically self-employed. Many independent contractors don't see themselves as being in business. We've decided to really help entrepreneurs no matter where they are starting. Our whole business model and one of our main missions are to educate entrepreneurs to build their business credit, leverage it, and capitalize on what is available.

Tammy Reese:

What do you love about the work that you do?

Darbi:

I love connecting with people. I love working with our team, our partners, affiliates, new and established business owners. BCA Culture was literally just an idea. I love it when you can take a vision and make it come to life. Now we are taking it to where we can help more people, and create our own innovative software. People are what drives me and listening to the stories from clients and entrepreneurs sharing their testimony of how they thought they weren't able to secure business credit and funding, but they did. Or how they felt defeated at first, but now they feel empowered. It's like that vibe I described earlier, we are the vessel that it is coming through.

Tammy Reese:

What are some challenges?

Darbi:

Since we are introducing a new concept to the public and entrepreneurs who have never heard of us before some are in disbelief as if BCA Culture sounds too good to be true. The traditional route, such as a bank would require an entrepreneur to be in business for at least two years. We're debunking those myths and we're also seeing phenomenal results. So are the people who jump on board immediately. What I am seeing is the people who didn't believe at first are starting to come back around. I love the challenge, and showing people that there is money available and in such a short period of time they can access it as quickly and responsibly as possible.

Tammy Reese:

What is some advice you would have for entrepreneurs, especially during the pandemic?

Darbi:

You can be pressed but not broken. All of us have had to adapt. I've been able to work more on personal development during this time and keeping my mind strong. The advice I would have is to spend time with family and go on trips if you can. Changing your environment, changing your conversations, attending virtual events, and feeding your mind. Also, get a mentor because it is very important as an entrepreneur to sit with the right people. Although we are in a pandemic it doesn't negate the fact that we as people are important, and we need each other. Find things that make you happy.

Now that you're completely inspired by Darbi and all that BCA Culture is providing to help elevate the careers of entrepreneurs please be sure to visit www.bca.culture.com for more information.