6 Best Box Truck Insurance Companies for 2023

Box truck insurance is a type of commercial vehicle insurance specifically designed for box trucks, also known as delivery trucks or straight trucks. These vehicles are typically used for transporting goods and materials and may be owned and operated by businesses or individuals. Box truck insurance is designed to provide protection for the vehicle, as well as the goods and materials it is carrying, against a variety of risks such as accidents, theft, and damage. Box truck insurance typically includes liability coverage, which protects against third-party claims for bodily injury or property damage resulting from an accident involving the insured vehicle. Collision coverage protects the insured vehicle in case of an accident with another vehicle or object, regardless of who is at fault. Comprehensive coverage protects the insured vehicle against non-collision events such as theft, fire, or natural disasters.

Some well-known and reputable insurance companies that offer commercial vehicle insurance include:

1. Nationwide

Nationwide is a large insurance company that offers a variety of insurance products, including commercial vehicle insurance for box trucks. They offer coverage options such as liability, collision, and comprehensive coverage, as well as options for cargo and trailer coverage. They also offer fleet insurance for businesses with multiple vehicles. Policyholders can customize their coverage and limits to fit their specific needs.

Nationwide also offers a variety of services and resources for commercial policyholders, such as safety training, risk management, and loss control services.

You can contact Nationwide by phone or online to get a quote or learn more about their commercial vehicle insurance options. It's always best to compare policies from multiple companies to find the best coverage and rates for your specific needs.

2. Progressive

Progressive is a well-known insurance company that offers commercial vehicle insurance for box trucks. They provide liability, collision, and comprehensive coverage, as well as options for cargo and trailer coverage. Progressive also offers fleet insurance for businesses with multiple vehicles. Policyholders can customize their coverage and limits to fit their specific needs.

Progressive also offers a variety of services and resources for commercial policyholders, such as safety training and telematics programs, which allows Progressive to track your driving habits and offer discounts on your insurance premium.

Progressive also offers a variety of discounts for commercial vehicles, such as multi-vehicle, paid-in-full, and online signing discounts.

You can contact Progressive by phone or online to get a quote or learn more about their commercial vehicle insurance options. As always, it's best to compare policies from multiple companies to find the best coverage and rates for your specific needs.

3. Travelers

Travelers is an insurance company that offers commercial vehicle insurance for box trucks. They provide liability, collision, and comprehensive coverage, as well as options for cargo and trailer coverage. They also offer fleet insurance for businesses with multiple vehicles. Policyholders can customize their coverage and limits to fit their specific needs.

Travelers also offer a variety of services and resources for commercial policyholders, such as safety training, risk management, and loss control services. They also have a dedicated commercial claims team that is available 24/7 to assist policyholders with claims.

Travelers also offer discounts for commercial vehicles, such as multi-vehicle, paid-in-full, and online signing discounts.

You can contact Travelers by phone or online to get a quote or learn more about their commercial vehicle insurance options. It's always best to compare policies from multiple companies to find the best coverage and rates for your specific needs.

4. GEICO

GEICO is a well-known insurance company that offers commercial vehicle insurance for box trucks. They provide liability, collision, and comprehensive coverage, as well as options for cargo and trailer coverage. GEICO also offers fleet insurance for businesses with multiple vehicles. Policyholders can customize their coverage and limits to fit their specific needs.

GEICO also offers a variety of services and resources for commercial policyholders, such as safety training, risk management, and loss control services. They also have a dedicated commercial claims team that is available 24/7 to assist policyholders with claims.

GEICO also offers discounts for commercial vehicles, such as multi-vehicle, paid-in-full, and online signing discounts.

You can contact GEICO by phone or online to get a quote or learn more about their commercial vehicle insurance options. It's always best to compare policies from multiple companies to find the best coverage and rates for your specific needs.

5.The Hartford

Hartford is an insurance company that offers commercial vehicle insurance for box trucks. They provide liability, collision, and comprehensive coverage, as well as options for cargo and trailer coverage. Hartford also offers fleet insurance for businesses with multiple vehicles. Policyholders can customize their coverage and limits to fit their specific needs.

Hartford also offers a variety of services and resources for commercial policyholders, such as safety training, risk management, and loss control services. They also have a dedicated commercial claims team that is available 24/7 to assist policyholders with claims.

Hartford also offers discounts for commercial vehicles, such as multi-vehicle, paid-in-full, and online signing discounts. They also offer safety discounts if the vehicles in your fleet have safety devices or have been part of a safety program.

You can contact The Hartford by phone or online to get a quote or learn more about their commercial vehicle insurance options. It's always best to compare policies from multiple companies to find the best coverage and rates for your specific needs.

Conclusion

In conclusion, box truck insurance is a type of commercial vehicle insurance designed specifically for box trucks. This insurance protects the vehicle, as well as the goods and materials it is carrying, against a variety of risks such as accidents, theft, and damage. Some of the key features of box truck insurance include liability coverage, collision coverage, comprehensive coverage, and options for cargo and trailer coverage. There are many reputable insurance companies such as Nationwide, Progressive, Travelers, GEICO, and The Hartford that offer box truck insurance. It's always important to shop around and compare policies from multiple companies to find the best coverage and rates for your specific needs. Additionally, it's important to check with your insurance provider or state insurance department to make sure you have the coverage you need.