With Love Ending Explained: Full Story, Satya & Monisha Love Story and Balaji Twist

Spoiler Warning: This article contains major spoilers for With Love, including Satya and Monisha’s past relationships, Anisha and Balaji’s truth, and the final romantic ending.

With Love Movie Story Explained

With Love is a sweet romantic drama built around unfinished love stories, school memories and second chances.

The story follows Satya, a designer who has already met several prospective brides but has never felt a real connection with anyone.

His family once again arranges a meeting with a woman at a restaurant. Satya goes there wearing his favourite blue shirt, unaware that one simple misunderstanding is about to change his life.

Satya Meets the Wrong Girl

When Satya reaches the restaurant, he realises that he does not even have a photograph of the woman he is supposed to meet.

He notices a woman named Vinodhini and assumes she is his arranged-marriage match.

But Vinodhini reveals something unexpected.

She is already in love with a woman named Vineeth and has only come to the restaurant because her family forced her to meet a man wearing a blue shirt.

She asks Satya to reject her if his family asks about the meeting.

Satya soon discovers that he has been speaking to the wrong woman.

The woman actually waiting to meet him is Monisha.

Who Is Monisha in With Love?

Monisha is a content writer and a highly popular social-media influencer.

While speaking with Satya, she asks him about his past relationships.

Satya says that he never had much of a romantic life during college or work, but there was one girl he deeply liked during school.

Her name was Anisha.

When Satya mentions that he studied in Trichy, Monisha suddenly realises that they attended the same school.

Even more surprisingly, Monisha knew Anisha personally.

This coincidence opens the door to their old school memories.

Satya’s School Love Story With Anisha

Satya explains that he fell in love with Anisha while he was in Class 12.

He was extremely shy and could never properly confess his feelings.

Instead, he silently watched her at school, followed her from a distance and felt happy simply seeing her.

One memorable moment comes when teacher Swaminathan Sir punishes Satya and his friends for poor test results.

Afterwards, Anisha asks Satya whether he is hurt.

It is a tiny interaction, but for Satya it means everything because Anisha has finally spoken directly to him.

Satya becomes even more emotionally attached to her.

Who Is John and Why Does Satya Fight Him?

Satya later learns that another boy named John, who attends the same coaching centre as Anisha, also likes her.

Satya and his friend Dinesh confront John.

Their argument turns into a fight until an auto driver intervenes.

Satya becomes even more determined to reveal his feelings to Anisha.

He eventually decides that the school annual function will be the day he finally proposes to her.

But before he can do it, he learns a devastating truth.

Why Does Dinesh Betray Satya?

Dinesh reveals that he and Anisha are already in love.

He even shows Satya their messages, including Anisha telling Dinesh that she loves him.

Satya is heartbroken.

It hurts even more because Dinesh was one of his closest friends.

This becomes one of the biggest emotional wounds of Satya’s life and later explains why he develops serious trust issues.

Satya never properly confesses his feelings to Anisha.

Years pass.

Anisha eventually gets married and has a child, while Satya moves forward with his life without ever getting proper closure.

Monisha Reveals Her Own School Love Story

After listening to Satya, Monisha says something surprising:

Her own love story was also left incomplete.

And according to her, Satya was indirectly one of the reasons it failed.

Monisha then tells him about Balaji, the class topper she liked during school.

Monisha and Balaji’s Love Story Explained

Monisha first starts noticing Balaji after an exam incident.

She takes Balaji’s answer sheet to cheat during the exam, and several other students also copy from it.

When the cheating is discovered, Balaji refuses to expose Monisha.

He receives punishment instead.

His kindness changes the way Monisha sees him.

She slowly falls for Balaji and begins searching for opportunities to spend time with him.

Balaji, however, is extremely shy and reserved.

Why Did Balaji Stop Talking to Monisha?

One day, Monisha and Balaji see a school fight while returning from coaching.

Balaji becomes frightened and leaves.

Monisha later tells her friends what happened.

Unfortunately, the story spreads across the school, and students begin mocking Balaji as a coward.

Balaji assumes Monisha deliberately humiliated him.

He becomes angry with her.

Monisha later gives Balaji a slam book in which she has written her feelings, hoping he will understand what she wants to say.

But they never properly discuss it.

How Satya Accidentally Ruins Monisha’s Chance

Monisha plans to confess her feelings to Balaji during the school annual function.

However, the same day becomes chaotic.

Satya has just discovered Anisha and Dinesh’s relationship and is emotionally shattered.

At the same time, a misunderstanding involving Swaminathan Sir creates another major disturbance.

Monisha once again loses her opportunity to speak with Balaji.

She decides she will confess after the final exams instead.

But on the last exam day, her mother arrives early to collect her.

Soon afterwards, their schools change.

Monisha and Balaji never meet again.

Satya and Monisha Make a Deal

After hearing each other’s stories, Satya and Monisha realise that both have carried unfinished feelings from school into adulthood.

Monisha suggests an unusual plan.

Satya should find Anisha and finally tell her how he felt.

Monisha will search for Balaji and tell him about her old feelings.

The goal is not necessarily to restart either romance.

They simply want closure.

Their search brings Satya and Monisha closer.

They spend more time together, talk about their lives and slowly become comfortable with each other.

Satya even cooks biryani for Monisha, which she loves.

Why Does Satya Have Trust Issues?

While searching for Anisha, Monisha becomes frustrated because Satya does not seem to be making enough effort.

Satya finally reveals the reason.

After Dinesh secretly dated the girl he loved, Satya found it difficult to trust people.

He has gradually lost contact with many old friends.

Monisha helps him contact Dinesh again.

Dinesh reveals that he and Anisha are no longer together. Anisha is married, has a child and has lived abroad.

This finally creates a possibility for Satya to speak with her.

Satya and Monisha Return to Their Old School

The pair travel to Trichy, where Monisha is also attending the wedding of old classmates Santosh and Sandhya.

During this trip, Satya learns that one of his strongest school memories was based on a misunderstanding.

Years earlier, Satya believed Swaminathan Sir was behaving inappropriately near the women’s washroom and slapped him.

The truth was different.

Swaminathan Sir had actually been trying to resolve a serious issue involving Santosh and Sandhya.

Satya finally meets his former teacher and apologises.

Surprisingly, Swaminathan Sir does not blame him.

The conversation gives Satya another form of closure from his school years.

Does Satya Finally Meet Anisha?

Yes.

With help from their old contacts, Monisha gets Anisha’s number and arranges a meeting without initially telling her that Satya will be there.

Satya becomes extremely nervous.

For years he imagined what he would say if he ever met his first love again.

But when the moment arrives, he struggles to speak.

Then Anisha surprises him.

She already knows.

Did Anisha Know Satya Loved Her?

Yes.

Anisha tells Satya that she had noticed his behaviour even during school.

She knew he liked her.

However, Satya was so introverted that he never properly spoke to her or allowed her to know him.

Therefore, she never developed the same romantic interest.

Satya finally says what he was unable to say during school.

The two share a warm conversation and take a photograph together.

There is no attempt to restart their relationship.

Satya finally receives the closure he had been missing for years.

And something else has changed.

He is beginning to look at Monisha the same way he once looked at Anisha.

Satya is falling in love again.

Who Is T Cairo in With Love?

A mysterious social-media account called T Cairo regularly comments on Monisha’s posts.

Satya becomes curious and jealous about the person behind it.

Eventually, the truth is revealed:

T Cairo is Balaji.

The boy Monisha had been searching for has been following her online all along.

Balaji contacts Satya, and a meeting is arranged between him and Monisha.

Does Monisha Meet Balaji?

Yes.

Monisha is nervous before seeing Balaji again, just as Satya was nervous about meeting Anisha.

Balaji reveals that he also liked Monisha during school.

He explains that he was simply too frightened to tell her.

He had even completed the slam book she gave him and tried to speak with her after their final exam, but her mother arrived before he could do so.

This means their teenage love story was not one-sided.

They both liked each other.

They simply never managed to say it at the right time.

Why Does Satya Become Jealous?

When Satya enters after Monisha and Balaji’s conversation, he sees them hugging.

He immediately assumes that their old feelings have returned.

By this point Satya has already fallen in love with Monisha.

Seeing her with Balaji breaks his heart.

Instead of asking Monisha what actually happened, Satya leaves.

This becomes important because it shows that even after gaining closure about Anisha, Satya still struggles with insecurity and communication.

What Happens With Satya’s Father?

During this period, Satya learns that his father is unwell.

Satya has had a difficult relationship with him for years.

He often criticised his father for repeatedly borrowing money to open restaurants.

But Satya finally discovers the emotional reason behind his father’s obsession.

Opening a restaurant was connected to Satya’s late mother’s dream, and his father genuinely loves feeding people.

This conversation helps Satya understand his father from a completely different perspective.

With Love Ending Explained

Believing Monisha may now choose Balaji, Satya drinks heavily and ignores her calls.

The next morning, several people unexpectedly arrive at his home because Satya apparently contacted them while drunk.

Then Balaji arrives.

Satya assumes Balaji is there because of something he said while intoxicated.

But Balaji has actually come to reveal the truth about Monisha.

Balaji tells Satya that although he still likes Monisha, Monisha does not want to be with him.

When Monisha discovered that Balaji was secretly operating the T Cairo account and following her online, she was upset.

More importantly, she made her feelings clear.

Balaji may have been her school crush.

But the man she likes now is Satya.

Does Monisha Love Satya?

Yes.

This is the central reveal of the ending.

After hearing the truth from Balaji, Satya realises that he misunderstood everything.

He asks where Monisha is.

Balaji tells him she is waiting downstairs—and she is very angry.

Satya finally meets her.

Monisha immediately slaps him for ignoring her calls.

Satya explains that after seeing her hug Balaji, he assumed they had chosen each other and thought he would only become the unwanted third person in their relationship.

Monisha points out the biggest flaw in his thinking:

He never asked her what she wanted.

She tells him that if he had answered just one call, she could have explained everything.

Then she finally says what Satya needs to hear.

Her choice is Satya.

The two accept their feelings for each other and begin their relationship.

That is where With Love ends.

What Does the Ending of With Love Mean?

The ending is about more than Satya and Monisha becoming a couple.

Both characters begin the story emotionally trapped in relationships that never truly happened.

Satya spent years wondering what might have happened with Anisha.

Monisha carried the same unanswered questions about Balaji.

Their plan to find their old crushes appears to be about recovering lost love.

Instead, it teaches them something more important.

Closure allows them to recognise the love developing in the present.

Satya learns that Anisha always knew about his feelings but could never respond to emotions he refused to communicate.

Monisha learns that Balaji liked her too, but their opportunity belonged to the past.

By finally facing those memories, both characters are able to move forward.

And they discover that the person they were searching for was no longer the person they truly wanted.

Who Does Satya End Up With?

Satya ends up with Monisha.

Although his first love was Anisha, meeting her again helps him understand that the relationship belongs to his past.

His real romantic connection develops with Monisha during their journey together.

Who Does Monisha End Up With?

Monisha also chooses Satya.

Balaji admits that he liked her during school, but Monisha makes it clear that her feelings have changed.

She now loves Satya.

Frequently Asked Questions

What is With Love movie about?

With Love follows Satya and Monisha, two adults who discover they attended the same school and both have unfinished teenage love stories. They decide to find their former crushes, only to gradually fall in love with each other.

Who was Satya’s first love?

Satya’s first love was Anisha, his schoolmate whom he silently admired but never properly confessed his feelings to.

Did Anisha know Satya loved her?

Yes. Anisha reveals that she had already noticed Satya’s feelings during school, but because he rarely spoke to her, she never developed the same romantic connection.

Who was Monisha’s school crush?

Monisha was in love with Balaji, a shy class topper.

Did Balaji love Monisha?

Yes. Balaji eventually reveals that he also liked Monisha during school but was too afraid to tell her.

Who is T Cairo?

T Cairo is revealed to be Balaji’s online account, which he used to follow and interact with Monisha on social media.

Why does Satya leave after seeing Monisha and Balaji?

Satya sees them hugging and assumes they have romantic feelings for each other. Because he has already fallen in love with Monisha, he becomes heartbroken and leaves without asking her for an explanation.

Does Monisha choose Balaji or Satya?

Monisha chooses Satya. She tells Balaji that her school feelings belong to the past and that she now likes Satya.

Do Satya and Monisha end up together?

Yes. After clearing their misunderstanding, Monisha confesses that Satya is the person she wants, and they begin their relationship.

Is With Love a happy ending?

Yes. The movie ends on a happy romantic note as Satya and Monisha finally understand their feelings and choose each other.

Final Thoughts

With Love uses old-school romance and nostalgia to tell a simple but meaningful story about communication.

Satya and Monisha spend years wondering about people they never had the courage to fully understand.

When they finally meet Anisha and Balaji, they receive the answers they once desperately wanted.

But those answers also show them that life has already moved forward.

Their old crushes give them closure.

Their journey together gives them love.

And by the end, Satya and Monisha finally stop chasing the question of “what could have been?” and choose what is standing in front of them.