Managing money can be an intimidating prospect for many – but it is still an essential move. Thankfully, there are plenty of online tools available to make the idea of money management more approachable these days. For example, hundreds of new money management apps are on the market every year.
Apps designed to help with budgeting can be a life-changer, though it can sometimes be challenging to find the right one for you. Here are some of the top financial apps designed to help with budgeting.
Mint is one of the best overall finance apps available, meaning that it is perfect for those trying to get a handle on their budget or finances. To set up an account, one needs to plug in their credit and debit cards. The app will then go through all of your transactions, laying out how you typically spend your money. Mint can help track bills and spending and create a new and healthy budget. Best of all, Mint is free.
If you’re searching for an app that helps plan finances, then Goodbudget is a good choice. It allows users to create an envelope budgeting system. In other words, it helps users portion out monthly income and spending. Goodbudget has two account tiers, a free and plus version. The plus version costs $7 a month or $60 a year.
Personal Capital is a budgeting app that offers everything from investment management to spending tracking. It is sensitive enough to track day-to-day spending while capable of showing a broader overview as well. To set up an account, users will have to link their bank accounts, credit cards, and other financial accounts to establish a budget.
Are you trying to cut down on spending? Consider an app like PocketGuard. This app is specifically designed to help people cut down on their spending (and overspending) habits. It tracks spending habits, income, and more to help users reach their financial goals. Potential users should note that PocketGuard is not free, so look to one of the free alternatives if this is an issue.
Sometimes your typical budgeting app doesn’t cut it, especially when tracking finances for couples. That’s where apps like Zeta come into play. Zeta was designed to help couples (regardless of joint/separate financial status) sync their accounts, spending, budgets, and plans.
This blog/website is only made available for educational purposes. It is designed to give visitors general information and a general understanding of select financial topics. It is not intended to provide specific financial or investment advice. Conduct your own due diligence or consult a licensed financial advisor/broker before making any and all financial/investment decisions.
ABOUT BROOKLYNN CHANDLER WILLY
Brooklynn Chandler Willy is a multitalented entrepreneur and small business owner in the San Antonio, Texas, Community. She is the Founder and President of Texas Financial Advisory, a position she’s held since 2008 when she founded the boutique Tax, Investment, and Estate Advisory firm.
With a hope, a prayer, and only $6,000 in her savings, Brooklynn founded the firm after deciding to pursue a career in financial services. Growing up, Brooklynn Chandler Willy always imagined one day she’d become a lawyer. She earned her Juris Doctorate and then pivoted in her career towards finance. The decision came in the aftermath of her father’s sudden passing; a life insurance salesman in his career, he ironically had no life insurance himself. After seeing the emotional and financial toll that losing a loved one can take, Brooklynn decided to make a change in her career.
She began to explore lateral careers one could have with a law degree. It was while assisting the clients of an insurance salesman with their estate planning that she realized she could use her degree and combine it with her passion to build a career she would enjoy.
About the Creator
Brooklynn Chandler Willy is a financial services professional specializing in Retirement Planning. Operating in San Antonio, Texas. She is the Founder and President of Texas Financial Advisory.