Minimize The Cost
Different ways to spend less money
There are ways to spend less money on items we need. Since spending can be a challenge. Here is at least two methods. Coupons, using a coupon usually takes 1 dollar off when purchasing non-food items, tends to give ten percentage off or twenty percent discount. Sometimes you get twenty-five percentage off. However in order to get twenty-five discount you may have to spend $30 or more. Which is a trick stores use to get customer's wallets empty. Nontheless coupons are still useful to have in your pocket. People can print coupons at their home. A couple of websites to obtain from: One, Savings.com. This site tends to have a few coupons for the user to print. Second: Coupons.com, with this site the user can print more than six coupons. The user can click it icon then print as much as they need. Using coupons.com for me is a great online resource for my grocery shopping. I am able to get a dollar off my food. There is a app name: sansaver where you will always find coupons to use online or from your phone at the cashier. Sansaver has their own website too. Retailmenot.com has been advertise a lot on the view show. On ABC tv network, usually airs during late morning. This site not only offers coupons. Retailmenot offers cashback, free shipping and discounts on Rx medicines. One or two more websites is couponcabin.com offers giftcards, along with cashback and coupons. Give this a try and see for yourself. One website that gives you promo codes 24/7 is offers.com. This site is easy to use. Sometimes it has a online code for your favorite store. Other days it does not. You log into the site, select the store to shop then tap the link to the store. You'll be redirected to the store's site. Right there the code will be at the checkout. You'll pay half the price for what you want to buy. I personally recommend offers.com. If you need to buy certain items for an important occasion. For example: preparing for your friend's wedding. Maybe purchase a very expensive dinnerware set. Getting a discount on a bridal gift can leave you feeling secure. Knowing you won't have to dip too much into your savings account. Also that good feeling giving a gift to a friend on their wedding day. Promo codes are a fantastic option. If the consumer does not feel comfortable paying the full price. The code takes half of the full price. Leaving the consumer spending less money during their shopping trip. In conclusion if you want to spend less money to promo codes and coupons are the way to go. Another way to get coupons is in the mail from a circular paper. Granted recieving the circular should just be enough and sometimes it is. It's good however to expand your choices especially when it comes to saving money. I also know a few companies that are willing to send some to your home. Turkey Hill (a ice cream company) I requested some coupons from them before. I founded about 8 to 10 coupons in the envelope, it felt great like a kid getting a toy for his birthday. I remember getting some from Snapple (a beverage company) sadly the coupons expired by the time I received them. A good department store known as Jcpenny. Jcpenny will often times send coupons in the mail but you have to purchase items from their store a couple of times. In other words you have to be a loyal customer in order to receive coupons in the mail. MACYS does the same thing but like JCpenny you also have to buy their items a few times in order to get coupons or promo codes.
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No Financial Dependence
I know it's a lot easier to ask people to lend you money but what if you can't afford to pay back your friend ? Now you begin to feel guilty. As the individual you may even tried to avoid your friend. It is not a matter of whether you're bad person or not. A matter of observing your finances and seeing why you cannot pay money. Lending money to a friend or a relative isn't such a lousy idea. Giving money can be helpful, when someone is in need of cash immediately. Example: If that person's electric bill is due today but he/she don't have any money left in their bank account. The actual downside of asking for money is it can turn into a bad habit. Some people have ended up asking for money from others and never pay them back. Soon the individual won't be able to afford anything because he/she owe people money. You may not be able to buy other items. You may lose track how many people you owe. The best way to get money is having side hustles. For example: sell things you don't use anymore. Websites like letgo.com where you negotiate with others on what price to pay for your stuff. Getting paid from websites between $5 and $10, the more money you will be able to pay for a late overdue bill. Let's say you save $10 for 7 months; that will equal to $70 total. Good enough to buy food from grocery store. Relying on your family's bank account could keep a person oblivious to money. If you never had to work before in your life. You will be at a huge disadvantage. It's one thing to ask for $8 from your mom or dad. To not know how to obtain $8 is a different problem. One downside to being financially dependent is not taking the time to think about how much is being spend. Another example: who's been working at the same car factory for 20 years. Becomes physically disabled after a leg injury. His doctor tells him he won't be able to work. Your mother cannot work due to her mental disability. So as of now you are left with two options. Deal with having no allowance or get a job. Earning would be the better option. Why? You learn as you go along. Building connections or develop new skills. But here is the one good reason. Knowing how much you get paid per week helps you see where your financial situation is. Soon the individual will know what to do. Budget how to spend your paycheck. Also how to save some of your paycheck. You get to realize what you can afford verses what you cannot. For the most part you Will gain some money on your own. After depositing your first paycheck in bank account. You can begin counting your dollars on paper . Start to decide how much cash to withdrawl each week. Taking out cash is a way to count someone's pennies. Saving some cash in a jar is a good place to start. At this point you will be able to something in your pockets at all times. Which will give you the ability to have your own money and won't have to ask anybody to lend you anything. One trick to remember is when you're about to run out of cash. Save $2 in your wallet then deposit it in your bank. To add more money to that $2. Earn $5 from an app and it will equal to $7. Another trick is to have a side hustle. The way to have a side hustle is to know what you can sell quickly. If good at making jewelry. There is a very good chance to make sales. Another: get a investment account open. Receiving returns on your investment will help you to be financially independent. After you invest $100 in the stock market. The return from this amount of money is very rewarding. If you can't afford to put $100, start investing $10 then wait for a few months.
By Kristen Dean4 years ago in Trader
First Starlight of Summer
Your whole being is constituted by yearning. You miss the stars but have never seen a fully-realized night sky sparkle to life before your eyes. You write things, funny but short but profound, emulating the archaic cosmos that turns by its own unknowable calculus emulating love in all its celestial glory turning in that same cryptic way, but fully know neither and hardly know both, and it feels disingenuous, so you write about writers. It feels vaguely masturbatory, but it’s funny but short but profound and it impresses the people around you enough, so you run with it forever until you can’t anymore.
By Steven Christopher McKnight2 days ago in Fiction
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