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Build it Up

Finances and more

By Butterfly Nation Published 3 years ago 3 min read
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🤑🤑🤑🤑

Fine Finances!

Taking it one day at a time to reach the level and/or levels you seek to reach in life, freedom, home, or wherever else.

Here is where to find out more.

First thing that will be discussed is your finances, briefly. What are finances? So let’s start off by defining what finances are ;

Finances - the management of small or large amounts of money.

We all have money management problems but here I am to help you out ❤️💋.

The goal is to manage your money well. Whether it be small or large sums of money. It’s important to manage your money because that is how we will manage in life.

All things require money. Stupid but true!

Optimizing your money and making it grow is the best thing to try to attain. You can have all the money in the world but if you don’t manage it right it will only dwindle away.

My kind advice is to start with your CREDIT.

What is credit?

Credit - the ability for a customer to attain goods or services before payment.

Credit is also based on TRUST that money will be paid back in the future.

Credit is like free money but not free money.

Now the next advice I would give is to find out what your CREDIT SCORE is.

What is a credit score?

Credit score - a number assigned to a person that indicates to their lender capacity to repay a loan.

An 800 credit score is more than good. If you find out what your credit score is please remember to work to obtain an 800 or better!

Credit Score Ranges

Need help finding a way to get your credit score? I got you on that too!

From my own experience with credit, my credits fluncuates up and down. But where I do all my credit checks is Credit Karma. If you have an android or iPhone it’s easy to just download the app and create an account. From there everything is automatic. From helping you building your credit up to helping you receive free credit at the moment of time.

The fun about credit and loans is paying them back. To me it’s like a game. All you have to do is keep paying your loans(credit) back on time and bam instant credit boost!

Why am I talking about credit right.

It’s the secret to what most people use to obtain things like their house , car, and/or businesses.

Yes the road to credit is where it’s at! Lol but seriously.

The road to credit can get you large sums of money. Large sums of money usually should last awhile. However, in today’s era money is spent in a blink of an eye.

That’s where money management comes in. Money managing pertains to managing ones money.

You may seek consultation or money management services. These services are offered to help you get on track with managing your money.

I’ve learned ways to manage my money by setting up a budget. A budget is a certain amount of money you get to spend after all your bills and miscellaneous things are paid for.

Paying things ON TIME is VERY important.

Tips tips & more tips:

Pay things on time

Pay in full

Manage your money

Set up a budget

Set up a savings

Put bulls in your name

What else can you build up besides credit ... once your credit is built everything will come easy.

Build a foundation around your credit. Invest!! Save!!! Buy!!! Sell!!

If you’re credit score is poor or bad and you don’t want to spend the money to fix it like me then it’s time to buckle down and budget.

Pay down as much credit as possible ✅✅.

Keep your utilization of cards and/or loans at 30% or less.

I’ve been learning these jewels 💎 to help myself and others achieve financial freedom.

The goal is to live free and comfortably. Now am I right ?

I hope you guys got something good out of this and I hope it has been insightful and helpful.

Ps. Start building your credit up as soon as possible. The sooner the better. With this knowledge you’ll be set for life. 🤑

@balanced_in_beauty 💋

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About the Creator

Butterfly Nation

Here you may get a love poem, a sad story, business content, life development stories, and self-care tips. READ YOUR POISON!

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