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Planning to Quit Your 9-To-5? This Is How You Can Have More Money Without Earning Extra

by Mona Lazar 2 months ago in advice
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5 easy actionable steps.

Planning to Quit Your 9-To-5? This Is How You Can Have More Money Without Earning Extra
Photo by Luis Villasmil on Unsplash

We work jobs we hate to buy things we don’t need.

Things that we forget exist the moment we bought them. Look around your home. Look at your furniture, your decorative items, the vases, the lamps, your carpets, the closets stuffed to the brim with clothes that you don’t even wear.

Instead, substitute them with laughing with your friends, using the money to travel, relaxing instead of hustling. Imagine fewer things and more connection.

You’re always trying to do more. But what if the secret is to do less?

Having more money doesn’t mean you have to make more money. It can mean you have to spend less.

I’ve recently quit my job and my only source of income will be online writing:

Since I’m still a beginner, I’m not making much. So I came up with a list of things that cost money but I can give up without too much harm to my well-being.

This is a story about things you don’t need and can take out of your life so you don’t have to kill yourself working.

1. Cook all your meals.

Cooking instead of ordering out will dramatically lower your spending!

This is a big one for me. In the past, I used to cook a lot and at some point, I was just done with it. Had enough, fed up, no more.

I didn’t feel like doing it anymore and I started ordering most of my meals from restaurants and takeaways. The last thing that I wanted to do was to start cooking again, but I knew I could no longer afford to eat out.

By Chinh Le Duc on Unsplash

So I decided to bring another perspective to it. I asked myself: what would you rather do, cook your meals or be a doormat for bad clients and weird bosses?

The answer was a resounding ‘cook all my meals, please!!’ and the next moment I took some tomatoes out of the fridge and whipped up a wonderful tomato tart!

A different perspective on unpleasant issues will help a lot with choosing what’s truly best for you.

2. Give up on useless beauty procedures.

Letting go of beauty procedures that nobody (myself included) cares about is a no-brainer. Here I include acrylic nails, eyelash extensions, and getting my hair done at the salon. My nails are perfectly fine in their natural state. Actually, they even look a bit classier.

Eyelash extensions look gorgeous but they are such high maintenance, that it’s like having an extra pet. And my hair is a cascade of curls that need no salon. All I need to do is touch up my roots at home once a month and I’m good to go.

By Element5 Digital on Unsplash

Actually, I tested the effects of my non-beautified self on the poor unsuspecting men that happened to be at the mall today. Don’t worry, no men were harmed in the process.

I went out wearing a $1 shapeless and comfy dress from a second-hand shop. No nails, no lashes, no make-up. All I did was take a shower, wash my mane, and go out with a million-dollar attitude. It worked like a charm. Nobody suspected I wasn’t the queen of the world, men were standing at attention.

It’s not the frills, it’s the essence.

3. Walk everywhere

The price of gas has gone way up. So did the price of insurance, car parts, and pretty much everything else. If you’re cruising in some huge gas guzzler, you will feel it.

I own a small European car with very low gas mileage. But low is not 0 and driving is not walking. This will make a small difference in my finances, but it might make a huge difference in terms of energy and health.

By Tyler Nix on Unsplash

I decided to walk everywhere that is under an hour away. The price of gas is one reason, but this mild but efficient form of working out is another. If your time and health allow it, do yourself and the environment a favor and just walk.

4. Move to a smaller apartment or cheaper neighborhood.

Rent is one of our biggest expenses. Do you live in a fancy house, in an upscale neighborhood? Does watering your lawn cost a fortune and does your white sofa need deep cleaning twice a week?

The white sofa is all me. I live in a gorgeous luxury apartment that I happen to own. It’s one of the things that I’m adamant about, to come home to beautiful welcoming cozy interior design.

But it doesn’t feel quite as great if I spend my day working a job I don’t like and I come home grumpy after slaving all day in an unfulfilling job.

I feel like one of those people who buys an expensive car but can no longer afford rent and has to sleep in it.

By Spacejoy on Unsplash

So I decided to rent my apartment and move into a smaller and cheaper one. It’s not the best but it’s also not the worst and there’s a lot of magic you can do with some throw pillows and fluffy blankets. I consider it a small sacrifice to make for freedom and for doing what I love.

5. Do free YouTube workouts instead of going to the gym.

YouTube is loaded with free workouts of all kinds. HIIT workouts, yoga, calisthenics, body weight, pilates, you name it, they have it. Even if you’re into bodybuilding, by now you probably have some free weights at home.

Exercise is so much more than going to the gym and paying for a subscription, fancy gym clothes, shoes, and maybe even a personal trainer.

By Erik Brolin on Unsplash

This is not a problem for me, the gym has never been my friend and it’s not something I have a problem giving up. I chose walking and this fulfills several needs with one activity: less money on gas, less money on exercise, a beautiful body, and a clear mind.

What more can you ask for?

Advertising has us chasing cars and clothes, working jobs we hate so we can buy shit we don’t need. We’re the middle children of history, man. No purpose or place. We have no Great War. No Great Depression. Our Great War’s a spiritual war… our Great Depression is our lives. ― Fight Club

These are just a few examples of what you can do to have more money without making more money. Limiting useless spending is a key element to your financial well-being even if you don’t quit your job.

Will you live the rich life? No. But you will live the good life.

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Mona Lazar

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