Minimum Wage

by Brian F. Crump 23 days ago in economy

The Struggle Continues...

Minimum Wage

This world is too stressful with the cost of living and the employers refuses to pay higher wage in order to keep up with the cost of living. I think people who make the laws should live like the "common man/woman" in America.

I am not saying all of the following DEALS with me directly, but I believe most of Americans, middle class Americans are similar to the following. When I refer to as "others" I am speaking directly to those who have the funds to do whatever they desire and want. Now, back to the following topics:

Have "others" live in conditions where they have children or a dog to take care of.  Have "others" live in an apartment where they have to take a day off, non-paid, just for the landlord to complete a task in that apartment, not to mention the landlord may and can take all day to complete the job.  Have "others" take public transportation because their vehicle is in need of repair, and they do not have the funds to get their vehicle repaired. Have "others" pay for a hefty electric bill due to running the air conditioner on hot summer days.  Have "others" pay for a hefty gas bill from cooking for the entire family and or drying clothes.  Some Americans have to go to a laundromat, so that should factor in funds that are needed for the laundromat. Factor in the cost of fuel or gasoline, with the distance of going back and forth to work on a daily basis.  Have "others" account for food, and if one is a diabetic or have other health issues for you to eat specific foods, account for those costs as well. Have "others" account for paying into a fund for health insurance because companies are not paying for health care, rather it is taken out of the common man's check at high costs.  Account for being paid every other week, and in some instances, being paid only twice a month while being in a higher tax bracket.  Have "others" account for clothes that need to be bought as part of a work uniform. No all jobs provide a uniform to work in. I believe most of these factors, and more, law makers does not account for when they are saying how much money most Americans can live on - the ol' minimum wage.

Let's take my state for example. We can figure out what it would cost to live and rather the wage is justified.  Minimum wage is $8.25 per hour. It has been this wage since January 01,2016 and it is the year 2020 right now. The average cost for a fill up of gasoline is between $35-$40 for a four-cylinder vehicle.  You work between 30-45 minutes away. It is very hot outside so running the air conditioner in your vehicle is inevitable. In the Winter time, you may want to start your vehicle due to sub zero temperatures. So, in most cases, one must fill up twice in a two-week period.  This cost would be around $70-$80 for gasoline every pay period as most of America gets compensation for work related services rendered every two weeks. If a vehicle is a luxury one does not have then public transportation it is.  This cost is relatively the same for around $80 per two weeks. Food may run around $250 every two weeks if you live by yourself, if you have children or a dog/cat, that cost could rise significantly, but for this example, we will keep it as if you are single and no children. As of now, the total amount to cover you is around $325 per pay period.  The electric bill may run about $50-$60 per month or $25-$30 per pay period.  The total amount of expenses now rise to around $355 per pay period.  Now rent or mortgage must be paid. For a small apartment we can factor in anywhere between $455-$655 per month.  Let's take the middle of the road and say $500. Divide $500 by two and it is $250 per pay period. The cost of living is now up to $605 per pay period. Rather if a cellular phone will be your primary or a landline would be your primary, that is another expense that must be paid on a monthly basis. We can take the cheaper of the phone companies and average it around $15 per pay period. The total is now around $635.  The gas company needs to have their hands in the cookie jar as well. We can factor around $50-$60 per month. $660 is the expense record thus far for every two weeks. If health care is being offered through your employer one is looking close to $40 at least per pay period. The total just bumped up to $700. I am sure other factors will have some impact, but for the sake of this example, we can conclude an easy $700 per pay period would be needed for the bare minimum to pay expenses. $8.25 is for minimum wage and multiply that by 40 hours in a work week. If you multiply that by two (signifying getting paid every other week) the total amount of compensation is around $660. Don't forget that amount is taxed and even before this amount is taxed, the cost of living is roughly $40 more than the wage given.

Most companies, if they offer healthcare coverage, requires a certain amount to be deducted from your pay, which can run around $20 or more per period and our total is $670 per pay period.  According to the information on the wage...$8.25 times 40, for 40 hours per week and multiply it by two for every other week pay, comes to $660 per week.  With health insurance being deducted per pay period... our pay drops to $640 per pay period.  Now, we have to subtract taxes for being in a higher bracket due to pay every two weeks instead of every week.  As we see, the basic things already are higher than the minimum wage.  Now, if you have children, which most people in my age group do, it will be more expensive for you in the food category, dropping children off at the baby sitter, paying a baby sitter, fuel, and insurance for them as well.  Let's not forget the additional costs of automobile insurance and vehicle payments, which were not factored into this information. As we continue to live, our expenses continue to rise, yet the minimum rage does not increase. It stays the same. Law makers only care about themselves.

This is the same for feed the children in Africa or other areas.  Should we focus on feeding Americans first since we live here and worry about other nations after we get ourselves taken care of first? People want to say country first or make America great again. How can it come to pass if inflation is killing us and others send money to help other countries instead of investing it the American people. It is a shame when you can research the web about hiring people that are not American citizens, yet you would not give the same job to an American, someone that loves this country and needs to support his/her family or themselves because you don't want to pay hire at a higher wage.

Brian F. Crump

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economy
Brian F. Crump
Brian F. Crump
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Brian F. Crump

I am a good guy, but I'm not an Angel. I do sin, but I'm not the devil. I try to live by the advice of my elders. You will find an array of topics that are of interest. I also have Twitter and Instagram.

See all posts by Brian F. Crump