How long does a TPD claim take to process?

Are you ready to face the challenges in life that are quite uncertain and unexpected? Do you have insurance cover for the bad times? The TPD claim is the beneficial insurance to get at the time of total and permanent disability. You will find that the TPD insurance is the benefit to receive when you get sick or injured. It is your right to claim when you are unable to work. It involves a legal process and you can appoint an attorney for the whole process.

The lawyers are sufficient in solving all your complex problems. Do you know, how long does a TPD claim take? It is hard to tell the exact time frame of getting the claim accepted and completed. You can get the estimated time depending on the nature of the claim. The TPD claim takes approximately 6 to 12 months depending on the type and complexity of the claim.

In case of acceptance of the claim

You should know that if the insurer accepts your claim and decides to make payment, it will be transferred to your super fund account.

In the second stage, the super fund reviews the claim and makes its decision to release the claim benefits or deny it. They check that the claim matches the legislation. It occurs after 6 - 8 weeks of the first review.

You can hire the TPD lawyers to support you in the documentation procedure. At this stage, a payment form is to be filled for directing the super fund to receive payments. It indicates the super fund to make payment with the particular model.

Time limitations that apply with the claim

Generally, there are no prescribed time limits for making the super claim. If you lodge a claim and it is denied or rejected. In such circumstances, you will find that there is a 6-year time limit to start with the court proceedings. The time limit varies and changes according to the state laws.

You will find that there are some policies and rules. The TPD lawyer can help you in understanding the whole process of the claim. They know the laws and rules with correct alternatives to prefer. The lawyer can assist you in performing the obligation-free claim.

Procedural fairness

The insurer or the super fund ensures procedural fairness. They will send a letter highlighting the reason due to which they decline the claim. You can review the evidence with the super fund that supports them to take the particular decision.

Claim lodgement

After lodging the claim, the super fund lodges it to the insurer. It takes about 30 - 45 days for the initial process to complete. The medical assessment is also done by their doctor confirming the case. If the case and reports are relevant, the funds are released within 6 months. The time frame can be short or extended according to the complexity of the claim.

TPD claims process

You will find that the TPD claims process is a little complex and takes some time to complete. It is best to hire a qualified and knowledgeable lawyer for speedy success in a claim. They know the correct procedure and channel for quick success.

• It includes that when the signed cost agreement is received. The lawyers prepare a corrective action plan for the claim. It justifies all the conditions of the claim.

• Then the required evidence is collected to support the claim conditions. It could be valid evidence to confirm from the employers and doctors.

• Your medical evidence is reviewed and checked. If everything matches the evidence then the claim gets successful results.

After all the paperwork or documentation and surveys, the lawyers deal with the process more diligently. You can reduce the TPD claim time frame by hiring the best lawyer.

Hiring the efficient lawyer

There are usually regular and continuous updates in the laws, rules and policies. The lawyers stay updated with the current procedures. Their assistance will help you to present the evidence properly in a perfect format. It reduces the chance to get the claim rejected by the officials. The insurer and super fund want valid evidence with proper reasons and correct claims.

• You can check the credentials, licenses and certifications of the professionals before hiring.

• It is best to check their portfolio.

• You should hire only if they have handled the TPD claim resolution case before.

• It is best to check the status of the previous case.

• The approach of the lawyer can also help you in making decisions.

• You can ask about the pricing policies or terms of the contract.

Many customers provide reviews and feedback on online profiles. You can check the ratings, reviews and profile. It is best to take consultation from the experts. They will not mislead you and suggest the proper ways of achieving success in TPD claims.