TheBusinessPeriod
Bio
Writing about personal finance and career insights that impact the millennials and Generation-Z.
Twitter:@business_period
IG:@thebusinessperiod
Medium: @thebusinessperiod
Stories (29/0)
Pay Transparency? I think YES!
It's finally happening! The American public is speaking up and wants to know the truth: Where's the salary on this application? To lead this pay transparency movement is the Big Apple. Starting May 15, 2022, any New York employer with over five employees will be required to post the minimum and maximum salary expectations on each job posting.
By TheBusinessPeriodabout a month ago in Journal
Next Level Financial Freedom: Fully Funded Emergency Fund
Building up my financial wealth brings me the greatest joy of adulthood and responsibility. There are basic ways to improve your monetary well-being and the most simplified way is to create and contribute to an emergency fund!
By TheBusinessPeriod2 months ago in Trader
These Black Women Finfluencers Are Changemakers (Women’s History Month Special)
Achieving financial freedom is a goal of many in the United States but for Black women, it’s about more than freedom, but also the ability to be your own boss and have control over your life’s trajectory. So to showcase Black women living by that example, I had the honor and privilege to ask a few questions from these five incredible Black women with proactive financial mindsets like no other!
By TheBusinessPeriod2 months ago in Trader
Forget Extension, Pay Loans Anyway!
Woohoo! The federal student loan freeze is extended to May 1st! When word got out about the extension, borrowers across the US have found some temporary breathing room during the holidays. The initial ending period was going to end after the end of this month and people were stressing out. But it's all good…for now! Even with this extension, there is no telling on what will happen next. Will we get student loan forgiveness for real? Or should we not expect much?
By TheBusinessPeriod3 months ago in Journal
'Tis the Season to be Taxed
Here's what you should know The IRS announced that the US's tax season will begin Monday, January 24, 2022, accepting and processing 2021 tax year returns. The due date is extended to April 18, 2022, due to April 15th scheduled as Emancipation Day. In addition to the Child Tax credit, there are still claims from the 2021 tax season that have not been yet, so expect your wait time to be a little longer than expected. Right now, there's still plenty of time to prioritize and prepare right now as opposed to waiting until the last day. Let's go over the basics to make sure your tax filing process goes smoothly.
By TheBusinessPeriod4 months ago in Lifehack
Was I Right to Quit my Toxic Job?
When I was obtaining my MBA last year, I had a challenging time finding an entry-level corporate job that aligned with my skills and personality. It has been hard to even get past the ATS screening. The frustration you feel when you get an automated rejection letter is one thing. But, when you are used to it, you become numb to the negative response. Imagine it is still June 2021, you have just graduated and are still jobless, remaining hopeful you will figure out what the next stage of your career will entail. Then, within the drop of a hat, you get a call from a cousin about a job opportunity working for a big-name wholesale lending firm. Woo! You just scored a career win!
By TheBusinessPeriod4 months ago in Journal
Next-Level Financial Freedom: Looking at My 2k22 Goals
My Inspiration Over the course of the past two weeks, I've been reading two books by a great author and personal finance mogul Bola Sokunbi, who is the creator of the financial platform, CleverGirl Finance. These two books, 'Ditch Debt, Save Money, and Build Real Wealth' and 'Grow Your Money', cover the basics of how to create financial wealth and keep that wealth flowing through hard work and a money mindset. Because of learning Bola's personal financial experience, I was intrigued and grew much inspiration outside of my own by reading these books. Last year, I created a personal finance brand to keep myself accountable and use it to inspire others to be able to do whatever they want with their money. Now that my brand is established, it's time to take things to the next level.
By TheBusinessPeriod4 months ago in Trader
Social Media Gave Birth to My Brand!
Originating a brand from social media has been in trend within the last five years. A trend that’ll continue for the year 2022. Hopping on the trend was not something I used to think about before this year, however, I’m proud that I did. Out of curiosity, I created my brand at the beginning of 2021. What has happened since then:
By TheBusinessPeriod5 months ago in Journal
A Standing Message to Recruiters
To ALL Recruiters, I understand that the winter season represents a stressful time for employees, management, and executives. Fighting to the new year is like trying to finish the last week of high school. It's unpredictable, time-consuming, and stressful. However, I'm noticing a trend implemented by recruiters such as yourselves that represent you in one way: you are poor at communication!
By TheBusinessPeriod5 months ago in Journal
My Debt-Free Journey: 2021 in Review
My article How I Paid Off 3 Loans with No Income showed you how impactful this debt-free journey means to me. If you’re like me, you understand how much going to college to better your life was embedded in your brain by your family. Without realizing it, I learned how normal having debt was being raised in a Black household. Credit cards, cash-advance places, medical bills; it did not matter. As long as you can make the payments, then that’s what matters most. But as I got older, I realized that having a 5-figure debt to my name is ludicrous, student loans disgust me! I mean, to live in a society where the rich stays rich by keeping lower class people in revolving debt through their “cogs in the machine” system is bizarre and predatory. I wished I had the knowledge back in 2015 when I graduated high school. But you cannot live in past mistakes. You learn, reflect, and correct. I refuse to remain a ‘cog in the machine’. From now, I made a vow to start making my own rules, and it all starts with this journey.
By TheBusinessPeriod5 months ago in Education
What’s The Hype About FIRE?
Well First, What is Financial Independence? Let’s keep this in mind first: There is no FIRE movement without discussing financial independence! Having the ability of work flexibility or being work-optional are cornerstone benefits worth aiming for. These days, many people are coming to the conclusion that working 40–60 hours a week for 40+ years is no way to live a full, enjoyable life. To combat this, people will need to build their wealth. Acquiring assets build your wealth over time, which in turn, creates financial freedom. Assets are investments that provide the required passive income needed to be free from waiting on a traditional paycheck.
By TheBusinessPeriod5 months ago in Trader
3 Basic Things To Do To Gain Followers
Building your brand’s community and awareness is the hardest first step in content strategy. It’s the hardest part about being an influencer. And it’s no stranger to being difficult on the Medium platform. But, that doesn’t take away how well-worth it this could be. Big-time Medium writers like Tim Denning and Tom Kuegler started out the same way we newcomers are now. Figuring out what topics are good for storytelling, how to build their community base, and who to learn the best writing techniques from. But what if I told you their writing strategies are easy to implement? Would you follow through?
By TheBusinessPeriod6 months ago in 01
