Writing about life experiences, personal finance and, career insights that impact the millennials and Gen Z culture.
Should We Call It The Gentile Curse?
In the finance world, everyone plays a role. Whether you're that entry-level stock trader grinding on the ground floor, or the senior executing reigning on top of the high riser, a financial institution is only as good as its leadership. That message does not correlate with Joseph Gentile too well. One financial collapse after the other, it's like he's a walking 'money murderer.'
Elevate Your Career in 2023 with These Quick Tips
Your performance review just came back. While in wait, you were hoping that your reviews would be error-free and perfect, giving your boss the green light to promote you and increase your pay. But no performance review is ever excellent…because we as humans aren't perfect. It's not all bad though because you should consider it an opportunity to elevate your skills moving forward.
Next-Level Financial Freedom: 2022 Year in Review
Sometimes, you won’t hit every goal mark. But the journey still taught you nonetheless. That was the lesson learned last year. For 2022, I wanted to culminate in taking my financial mindset to new heights. I even wrote about it at the start of last year. It was time to step my game up. I said to myself, “Each year, there is a new financial focus, but the long-term strategy is still constant.” The focus of 2022 was simple: eliminate debt, stack the coins, and still make room for investing! Let’s take a look at how I did this year.
Things I've Learned By 25
Now that I’m 25, it feels like this first leg of life’s marathon has come to a close. What does that mean for me? I took the time to reflect on my life’s highs and lows. Where have I made progress? What do I still lack? What can be improved? All of those questions went through my mind on my birthday. What else did I think about? The lessons I learned up to this point. How can I summarize the learned lessons so young? This is what I came up with:
Remote Working? Here is Your Biggest Obstacle
Remote work has changed my outlook on the work-life balance spectrum. Working from my living room table leaves me with a sense of security and protection from what the masses would call, corporate politics. I personally have not encountered this in my current job when I make my once-a-week onsite visit, but I have been in the job back in late 2021.
Next-Level Financial Freedom: 2K22 Goals Progress
In January, I created a financial goals list for 2022. I want to say I started doing these yearly goal checklists in 2021, however, I wasn't confident in my ability to measure those goals in real-time. Last year, my money was funny, and my saving habits were wack. Now, I enable the right tools to stay on track and accurate. Let's take a look at my progress:
Next-Level Financial Freedom: Saving vs Investing
On many occasions, I've heard different perspectives on which financial method is the best for your money: investing or saving. Savers will say, "Investing is not smart because you'll lose your money." An investor's rebuttal, "You cannot save your way to financial freedom. It's pointless to save cash!"
Pay Transparency? I think YES!
It's finally happening! The American public is speaking up and wants to know the truth: Where's the salary on this application? To lead this pay transparency movement is the Big Apple. Starting May 15, 2022, any New York employer with over five employees will be required to post the minimum and maximum salary expectations on each job posting.
Next Level Financial Freedom: Fully Funded Emergency Fund
Building up my financial wealth brings me the greatest joy of adulthood and responsibility. There are basic ways to improve your monetary well-being and the most simplified way is to create and contribute to an emergency fund!
These Black Women Finfluencers Are Changemakers (Women’s History Month Special)
Achieving financial freedom is a goal of many in the United States but for Black women, it’s about more than freedom, but also the ability to be your own boss and have control over your life’s trajectory. So to showcase Black women living by that example, I had the honor and privilege to ask a few questions from these five incredible Black women with proactive financial mindsets like no other!
Forget Extension, Pay Loans Anyway!
Woohoo! The federal student loan freeze is extended to May 1st! When word got out about the extension, borrowers across the US have found some temporary breathing room during the holidays. The initial ending period was going to end after the end of this month and people were stressing out. But it's all good…for now! Even with this extension, there is no telling on what will happen next. Will we get student loan forgiveness for real? Or should we not expect much?
'Tis the Season to be Taxed
Here's what you should know The IRS announced that the US's tax season will begin Monday, January 24, 2022, accepting and processing 2021 tax year returns. The due date is extended to April 18, 2022, due to April 15th scheduled as Emancipation Day. In addition to the Child Tax credit, there are still claims from the 2021 tax season that have not been yet, so expect your wait time to be a little longer than expected. Right now, there's still plenty of time to prioritize and prepare right now as opposed to waiting until the last day. Let's go over the basics to make sure your tax filing process goes smoothly.