Sudhir Sahay
Bio
Sudhir Sahay is a Sales and Marketing executive and a father of two young men. Sudhir hopes to share his journey building basic financial literacy for his children and providing savings and investing advice to their friends and peers.
Stories (48/0)
Diversification is a key driver of returns
“Diversification is the only free lunch” [in investing] – attributed to Nobel Prize laureate Harry Markowitz * Welcome to the latest post in my journey to build financial literacy for young adults and their families. In today’s post, we will discuss how diversification and rebalancing is a key driver of investment returns and how it helps reduce the likelihood of catastrophic loss.
By Sudhir Sahay2 years ago in Trader
Using probability to stack the odds in your favor
Welcome to the latest post in my journey to build financial literacy for young adults and their families. In today’s post, I return to sharing the basics of investing with a focus on leveraging probabilities to maximize investment returns in an uncertain world.
By Sudhir Sahay2 years ago in Trader
Investing's role in life
Almost universally, when people look back on their lives while on their deathbed [...] they wish they had spent more time with the people and activities they truly loved and less time worrying about aspects of life that, upon deeper examination, really don't matter at all that much. Imagining yourself at your own funeral allows you to look back at your life while you still have the chance to make some important changes.
By Sudhir Sahay2 years ago in Trader
Maximize how much money you earn and keep after taxes
“In this world, nothing is certain except for death and taxes.” ― Benjamin Franklin* Welcome to this latest post in my journey to build financial literacy for young adults. Today’s topic is focused on how to optimize your after-tax investment returns.
By Sudhir Sahay2 years ago in Trader
How to build a portfolio that balances boring yet safe with exciting but riskier investments
Welcome to the latest post in my journey to build financial literacy for young adults. As mentioned in my previous post, the next few topics are going to be on some basics of investing, with today’s focused on how to balance risk and potential return when building a portfolio.
By Sudhir Sahay2 years ago in Trader
The travails of setting up my son's investment account
“We will need you and your wife to come in to the office and sign those forms in front of us.” Those were the dreaded words I heard this past week as I spoke to the customer relationship manager at the investment firm where we’ve set up my younger son’s securities account. When I asked what hours they were open, the answer was Monday-Friday from 9-5. Of course, these are just those times when normal people are busy working and when my son is at school and after-school activities. How frustrating!!!
By Sudhir Sahay2 years ago in Trader
Reading, learning and thinking are core investing skills
Welcome to the latest post in my journey to build financial literacy for young adults. As mentioned in my previous post, I had originally planned to write about the travails we’ve had in setting up the securities for account my younger son. Unfortunately, we still haven’t been able to complete the setup as we’ve had a number of technical issues. Once the account is actually set up, I’ll write about it – it’s definitely taken a lot longer with many more hiccups than I had anticipated. For today’s post, though, I’d like to share with you the lessons I’m trying to teach my sons about reading, learning and thinking as a core investing skill.
By Sudhir Sahay3 years ago in Trader
The first step to investing
Welcome to the third post of my journey to build financial literacy for young adults. Today’s post is about the ups-and-downs we had in determining where to set up an investment account for my son. Hope you enjoy it and learn something useful...
By Sudhir Sahay3 years ago in Trader
Why and how to save
“Are you serious??? Have you actually been saving for my college since I was born? Is that why you don’t have the latest iPhone and fancy cars? I can’t believe that you and Mummy have enjoyed your life a lot less than you could have since I was a baby to save for college!”
By Sudhir Sahay3 years ago in Trader
My Journey to build Financial Literacy for Young Adults
My name is Sudhir Sahay. I’m a father of two teenage sons and I’m writing these articles for them and the many young adults their age who are now transitioning to adulthood. I’m also writing this for all the parents who are doing the best they can to equip their kids for a financially successful adult life.
By Sudhir Sahay3 years ago in Trader
