Sudhir Sahay
Bio
Sudhir Sahay is a Sales and Marketing executive and a father of two young men. Sudhir hopes to share his journey building basic financial literacy for his children and providing savings and investing advice to their friends and peers.
Stories (48/0)
How to Prioritize Your Savings
Congratulations: You’ve decided to start saving money. I’ve been repeating this lesson in many of my posts — good financial management maximizes your savings and investment. It’s really heartening to see that you’ve made the decision to start saving money.
By Sudhir Sahayabout a year ago in Education
Pay Yourself First Budgeting: Build Automated Savings and Investment Into Your Budget
Saving and investing is a key part of managing one’s finances. Today’s post is about a simple way that will make it easy for you to save and invest the largest amount of money without impacting your quality of life.
By Sudhir Sahayabout a year ago in Lifehack
How to Network With LinkedIn and Land the Internship or Job Offer of Your Dream
"It's really hard to get an internship, especially when you're in the first year of college." - My son Internships are a critical part of gaining experience and building one's skills. However, getting an internship is very difficult. Today's article is about using LinkedIn to improve your odds of landing your dream internship. These same tips are also relevant for finding full-time jobs.
By Sudhir Sahayabout a year ago in Lifehack
A Simple Formula for Long-term Financial Success (Visualized)
Why don't people put effort into managing their household finances? That's a question I've been thinking a lot about recently. I've asked a number of people that question and the answers I get cluster around "difficult" and "complicated". So I'm writing today's post to dispel one misconception - managing your finances is not that complicated.
By Sudhir Sahayabout a year ago in Lifehack
Cancel unused fixed costs
Times are tough: inflation is high and a recession is on the horizon. You want to be financially responsible and ready for the oncoming storms so you need to manage your expenses. But, how do you do that without impacting the quality of your life? Today’s post will give you a simple way to get started: canceling unused fixed costs.
By Sudhir Sahayabout a year ago in Lifehack
Debt: what is it?
When managing one’s finances, most financial advisors recommend that one avoid taking on debt or prioritize paying existing debt down as quickly as possible. But, what is debt? I find that a lot of young people I speak with don’t actually understand what debt is. Today’s post is to explain what debt is, provide examples of common types of debt and why a good rule of thumb for managing finances is to minimize or avoid it.
By Sudhir Sahayabout a year ago in Lifehack
How to Manage your Credit Score
A key building block of managing your finances is to have a strong credit score. As I shared in my recent article Understanding Your Credit Score, credit scores impact your ability to borrow money such as a car loan, credit card or mortgage. In addition, these scores impact the cost (i.e., the interest rate) of any loans you do get. They can also influence other aspects of your life such as the cost you pay for insurance or even the ability to get a job offer. Given all the ways that credit scores can affect your finances and your life in general, it’s important to maximize your credit score.
By Sudhir Sahayabout a year ago in Education
Understanding your Credit Score
Credit is the lifeblood of our economy. Most people need to borrow money at some point in their lives - whether it's for a student loan, car loan, mortgage or loan to fund a business. To put yourself in the best position to get an affordable loan, you will need to understand and manage your credit score.
By Sudhir Sahayabout a year ago in Education