Budget! Budget! Budget! If you are familiar with topics related to personal finance, then I can bet that you have heard this word repeated more than once. Although the word budget is repeated, we brush it off and try not to think about our spending. I know that it sucks to put limitations on your money. Trust me, the last thing I want to do as a 21-year-old is to plan where all my money goes. That said, it is crucial to plan and track the flow of your money to understand how your spending habits run. Budgets help you see where you might be overspending your income or where not enough is saved. Keep reading to learn more about budgeting, how to set a basic plan up, and how to make it as painless as possible.
Start Saving, Protect Yourself
With an Ongoing pandemic, social injustice, and the 2020 election right around the corner, it’s uncertain how the future is going to look. That being said steps can be taken to protect our financial futures’.