David Christoph
Joined December 2019
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Budgeting
Creating a spending plan, or simply put, a budget, was my saving grace financially. Before, when I never used to have one, I had no substantial savings at all, apart from the £2,000 I had saved up in a pension pot in the course of five years since I started working! When I came to the realisation that I could do better since I was in my twenties and having a decent income, I decided to self-educate on personal finance by reading published material, and watching a lot of personal finance videos online.
By David Christoph4 years ago in Trader