Designing Seamless UPI Application using No-Code

Fintech ensures that banking services are accessible and affordable for the masses. From using cryptocurrencies to fundraising and non-profits, fintech has now expanded to various sectors and industries, bringing a revolutionary change in financial services.

Unified Payments Interface (UPI) is one of the leading superstars in the fintech arena and has brought a significant change in the digital payment sector. To your surprise, more than 50% of the payments in the country are done through UPI. 11 billion transactions were conducted through UPI in October 2023. Shocking right?

Seeing the numbers might come as a surprise. However, people are moving towards cashless transactions, especially during the pandemic. Plus it is easier to maintain a record of all the transactions.

This calls for a billion-dollar question, how can businesses ensure that the transactions are safe and have intuitive UPI payment flows? Maybe a billion-dollar question seems far stretched, but it is of high importance.

No-code platforms come as a savior when it comes to creating a seamless UPI application. With its drag-and-drop interface, pre-built templates, and high security, it has become the go-to solution for major banks and enterprises.

Owning to the huge population using UPI for payment, it is of utmost importance to make sure that the interface is user-friendly for the users, and for the creators, it should be easy to create and deploy.

Let’s take a look at some of the reasons why designing Intuitive UPI Payment Flows using No-Code Platforms should be the priority.

1. Faster deployment - With no-code platforms, you can easily create and deploy such UPI applications. This will keep you ahead of the competition.

2. Drag-and-drop interface - Unlike the traditional method, you do not have to write codes. Instead, such no-code platforms come with a drag-and-drop interface and a canvas to work on. You have to select from pre-built elements and tasks and drop them over to the canvas. This empowers non-technical developers to create applications.

3. UX - For the users, it should be easy to navigate through the app with no obstacles. This is possible when the app is created through no-code platforms. This is because such platforms enable easy iterations and updates.

4. Seamless Integrations - The pre-built functionalities and tasks simplify easy integrations of UPI into existing applications or websites.

But why is it necessary to create a seamless UPI application using no code?

UPI's success in India is proof that innovation and collaboration can make a real difference. With 260 million users and growing, UPI is one of the most popular ways to pay digitally.

Additionally, the low transaction cost and minimal infrastructure needs, make it one of the preferred digital payment methods, compared to credit and debit cards.

This puts pressure on the developers to make sure that the application works seamlessly, which we have already discussed is possible through using no-code platforms.

One can use the traditional method of coding, but it comes with its complexities hindering user experience. Furthermore, if you require any changes or updates in the future, you are bound to write the whole code.

With no code such instances are easily handled, you just have to configure them, and you are good to go. Moreover, the growth and development of UPI are paving the way for new opportunities and showcasing a promising future. This can also be derived from recent research, where in India we are to witness a 100 billion transaction in 2024. That’s a lot!

So, what are you waiting for? Get started with no code and create a seamless UPI payment flow.